Is it possible to get info from insurance agencies?

[oj88]

A colleague of mine at work is looking for a nice 2nd-hand AUV. He's shortlisted an Innova G and a Revo VX240D. Now, both the current owners claim that neither car was involved in a major accident nor were they Ondoy flood victims. Both cars have current and active comprehensive insurance.

Question: Is it unorthodox to ask the insurance agencies for the cars' respective histories/insurance claims? I mean, it's ok to know if they were subjected to a few fender-benders. But more importantly, is there a way to validate the owners' claims that the automobiles weren't involved in a major crash and/or flood damage?

In the US, they have a subscription-based service called CarFax. You enter the vehicle's VIN and it will tell you the detailed history of the car. (Sample: http://www.carfax.com/phoenix/vehicl...CleanLateModel) Though it's not 100% error-free, it's still a good start for used-car buyers. Needless to say, we don't have that service here.

[mark_t]

A colleague of mine at work is looking for a nice 2nd-hand AUV. He's shortlisted an Innova G and a Revo VX240D. Now, both the current owners claim that neither car was involved in a major accident nor were they Ondoy flood victims. Both cars have current and active comprehensive insurance.

Question: Is it unorthodox to ask the insurance agencies for the cars' respective histories/insurance claims? I mean, it's ok to know if they were subjected to a few fender-benders. But more importantly, is there a way to validate the owners' claims that the automobiles weren't involved in a major crash and/or flood damage?

In the US, they have a subscription-based service called CarFax. You enter the vehicle's VIN and it will tell you the detailed history of the car. (Sample: http://www.carfax.com/phoenix/vehicl...CleanLateModel) Though it's not 100% error-free, it's still a good start for used-car buyers. Needless to say, we don't have that service here.

1. Request for the copies of old policies.
2. Go to insurance co for a copy of claims experience.
3. There should be no trouble getting it. It would be error free.
4. There is no need for that service here as you can do it on your own,
but if you can package it then you have a new business.