Car loan from bank repossess cars

[rey752]

Anong bangko to sir zom bie bride?

[EQAddict]

Its hard to believe that a bank will demand full payment when you're only one month behind. Have you been constantly delinquent?

[lsalapare]

Aww! mabigat yun ah. Let's say wala pang 1 yr binabayaran yung car loan for 5 years. naging delinquent ka for 1 month then ang demand nila ay bayaran lahat agad in full? tsk

[zombiebride]

16 months ko na po hinuhulugan yuN car. east west bank

[al shaheen]

Its hard to believe that a bank will demand full payment when you're only one month behind. Have you been constantly delinquent?

In my car loan, naitanong ko na yan, if ever ma-delay ako ng one month, full payment na daw ang demand nila sa car loan ko. Kaya priority ko noon na every month may pambayad ako. Naka auto debit sa ATM yung car loan ko.

[ninjababez]

In my car loan, naitanong ko na yan, if ever ma-delay ako ng one month, full payment na daw ang demand nila sa car loan ko. Kaya priority ko noon na every month may pambayad ako. Naka auto debit sa ATM yung car loan ko.

grabe naman, anong bank yan bro?

[SkyFlakes88]

Talagang walang puso mga banks. Mga vultures. konting leeway lang hindi pa maibigay.

[mda]

Talagang walang puso mga banks. Mga vultures. konting leeway lang hindi pa maibigay.

Probably belt tightening since they have long been lending to people who are not deserving of credit.

If I applied for a loan with my minimum starting salary when I first started out, baka ma approve pa ako.

This is the same reason why the credit card loan rate is absurdly high in the Philippines. 36% per annum (3% per month) is one of the highest in the world..

[zombiebride]

pero ive been paying monthly but not the full balance so yun one month macacarry over ;(

[shadow]

pero ive been paying monthly but not the full balance so yun one month macacarry over ;(

So late ka ng one month every time? And the bank didn't called your attention on this? How do you pay it pala? Auto Debit? Tseke? Pwede ba yun na late ka I sang buwan lagi?

Kung yun na decision ng bank, unless you can pay it off then let it go

[Dende]

I suggest email mo president nila gandahan mo lang reklamo mo. Sumasagot yan sa email ng clients. acmoncupa*eastwestbanker.com

Worst case scenario file ka ng case sa BSP. For sure sasagot sila dun.

[EQAddict]

I suggest email mo president nila gandahan mo lang reklamo mo. Sumasagot yan sa email ng clients. acmoncupa*eastwestbanker.com

Worst case scenario file ka ng case sa BSP. For sure sasagot sila dun.

I agree. This is your best chance.

[zombiebride]

di ko na din po hinabol sobrang stress at hassle lang po on my part.


Although if ever i want to get a car loan in the future mahihirapan kaya ako maapprove? Or east west lang ako most likely madedecline?

[_Cathy_]

Magkano na ba nabayaran mo?

[zombiebride]

Over 200k din