car loan

[dr. d]

I'm a newbie when it comes to car loan. Binigyan ako ng approval ng UnionBank for a car loan. I was wondering if possible bang ilipat yung direct bank approval from them to an in-house deal? I want to get the low dp kahit at the expense of higher MA. TIA

but isn't higher DP and lower MA the "safer" choice, in the long run..?

[red_888]

Guys nagtry kami mag pa compute and pa approved thru 2 dealers... no commitment naman, fortunately wife got approved sa psbank daw meron daw kasi siya savings acct.

Question is what if direct kami magpunta sa psbank and apply to get a lower rate possible ba?

Thanks.

[kishAn]

Guys nagtry kami mag pa compute and pa approved thru 2 dealers... no commitment naman, fortunately wife got approved sa psbank daw meron daw kasi siya savings acct.

Question is what if direct kami magpunta sa psbank and apply to get a lower rate possible ba?

Thanks.

yes possible to transfer just cancel the approval from the dealer and have it transfer to your branch for direct application and lower rate but brand should be different


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[red_888]

yes possible to transfer just cancel the approval from the dealer and have it transfer to your branch for direct application and lower rate but brand should be different


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Thanks kishan...what do you mean brand should be different?.... we tried toyota wigo and the other is mitsubishi mirage...what if sa other dealer na ko if oks sa branch namin.

[kishAn]

Thanks kishan...what do you mean brand should be different?.... we tried toyota wigo and the other is mitsubishi mirage...what if sa other dealer na ko if oks sa branch namin.

ygpm


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[Lew_Alcindor]

but isn't higher DP and lower MA the "safer" choice, in the long run..?

maybe he is not into the long run benefit.

he needs the vehicle now but cannot afford the higher DP.

[dsmjr]

Mga Sir,
share ko lang baka may makatulong,

We got bank approval PSBANK - in house
sa pangalan ng mother ko,

problem voter's I.D lang meron ang mother ko, so mukhang hindi kami
makaka pag open ng account sa PSbank dahil 2 primary I.D ang kaylangan para sa debit.

My mom is already 56yrs old, pahirap naman sa kanya kung mag aaply pa kami ng passport to get a new valid I.D and it takes 9 days if rush.

Ano kayang magandang gawin? o mabilis na paraan para makakuha ng Valid I.D

[kishAn]

Mga Sir,
share ko lang baka may makatulong,

We got bank approval PSBANK - in house
sa pangalan ng mother ko,

problem voter's I.D lang meron ang mother ko, so mukhang hindi kami
makaka pag open ng account sa PSbank dahil 2 primary I.D ang kaylangan para sa debit.

My mom is already 56yrs old, pahirap naman sa kanya kung mag aaply pa kami ng passport to get a new valid I.D and it takes 9 days if rush.

Ano kayang magandang gawin? o mabilis na paraan para makakuha ng Valid I.D

anong mode of payment ba ang nirequire ni agent sa inyo?


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[dsmjr]

anong mode of payment ba ang nirequire ni agent sa inyo?


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12 PDC then balik uli next yr to issued another 12 pdc. Wala kaming checking account, if mag o open kami ng checking account need din ng valid I.D.

pero mas preferred ko debit which is pwede naman daw mag open lang ng saving account.

[kishAn]

12 PDC then balik uli next yr to issued another 12 pdc. Wala kaming checking account, if mag o open kami ng checking account need din ng valid I.D.

pero mas preferred ko debit which is pwede naman daw mag open lang ng saving account.

ygpm


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