car loan

[nursin_00]

pnplit po nla ko n mkbyd bukas kc ang contrct ko s knla s fnncing is hnggng ngyng april n lng ang kaso dec 2015 p ko d ngbbyd.tma po b n pinapirma nla ko s papel n agreemnt n dpt mbyrn ko bks or isurrnder n lng ang car.at ibblk dn pg nkbyd n ko.kht n alm nilang ayw kong pirmhn,ano po b krptn ko or ggwin ko.nkikiusp ako s knla n pgbgyn ako kht weekly ako mgbyd bago mtpoa tong april pro ayw nla at hndi cl umaalis s harap ng bahay nmin hnggt wla akong bnbyd

[_Cathy_]

MODERATOR'S WARNING: nursin_00 if you continue to ignore my warnings, I will delete your posts!

Wala ba vowels ang keyboard mo?!? Read the forum rules! TXT SMS SPEAK IS NOT ALLOWED.

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[unmarked]

pnplit po nla ko n mkbyd bukas kc ang contrct ko s knla s fnncing is hnggng ngyng april n lng ang kaso dec 2015 p ko d ngbbyd.tma po b n pinapirma nla ko s papel n agreemnt n dpt mbyrn ko bks or isurrnder n lng ang car.at ibblk dn pg nkbyd n ko.kht n alm nilang ayw kong pirmhn,ano po b krptn ko or ggwin ko.nkikiusp ako s knla n pgbgyn ako kht weekly ako mgbyd bago mtpoa tong april pro ayw nla at hndi cl umaalis s harap ng bahay nmin hnggt wla akong bnbyd

No offense. But if any indication ang pagtype mo, no wonder hindi ka pinagbibigyan. Installment din ung vowels mo e.

The next thing you should do e pumunta sa banko and look for your loan representative to discuss your options.

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[keithdb]

pnplit po nla ko n mkbyd bukas kc ang contrct ko s knla s fnncing is hnggng ngyng april n lng ang kaso dec 2015 p ko d ngbbyd.tma po b n pinapirma nla ko s papel n agreemnt n dpt mbyrn ko bks or isurrnder n lng ang car.at ibblk dn pg nkbyd n ko.kht n alm nilang ayw kong pirmhn,ano po b krptn ko or ggwin ko.nkikiusp ako s knla n pgbgyn ako kht weekly ako mgbyd bago mtpoa tong april pro ayw nla at hndi cl umaalis s harap ng bahay nmin hnggt wla akong bnbyd

Better get legal advice.

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[clinton365]

Hello just wanted to know first time namen mag apply sa inhouse financing. 50k salary every month and wala naman akong ibang binabayaran kundi bill ko lang sa phone. May chance ba ako na maaprove? At ilang days kaya ang approval pag sa inhouse financing?

[ice15]

Hello just wanted to know first time namen mag apply sa inhouse financing. 50k salary every month and wala naman akong ibang binabayaran kundi bill ko lang sa phone. May chance ba ako na maaprove? At ilang days kaya ang approval pag sa inhouse financing?

Are you buying a brand new car?

I suggest that you compare dealer vs bank interest before buying.

Normally bank interest rates are lower...

[clinton365]

Are you buying a brand new car?

I suggest that you compare dealer vs bank interest before buying.

Normally bank interest rates are lower...

Brand new po vios 1.3 e at lang. kinompute ko eh almost 28% lang din ang interest rate sa TFS sana mas mababa siya 24%. Kaso malaki down. Eh kelangan ng car na talaga eh. Wala naman problema sa monthly payments kasi wala naman din ako binabayaran.

[jut703]

The difference of 28% and 24% interest is about Php 500 per month for a Vios, or roughly 30k throughout the 5-year loan term.

If you're willing to pay that price so you can have the car now, go for it.

I wonder though, if you say that you earn 50k a month and don't spend much, aren't you willing to wait 2-3 months to save up the usual 20% DP required for a bank loan?


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[eryxon]

Brand new po vios 1.3 e at lang. kinompute ko eh almost 28% lang din ang interest rate sa TFS sana mas mababa siya 24%. Kaso malaki down. Eh kelangan ng car na talaga eh. Wala naman problema sa monthly payments kasi wala naman din ako binabayaran.

28% & 24% wow ang taas ata ng interest? BPI and others ranging from 4% to 8% lang ha.

[clinton365]

The difference of 28% and 24% interest is about Php 500 per month for a Vios, or roughly 30k throughout the 5-year loan term.

If you're willing to pay that price so you can have the car now, go for it.

I wonder though, if you say that you earn 50k a month and don't spend much, aren't you willing to wait 2-3 months to save up the usual 20% DP required for a bank loan?

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Yes sa pag kakacompute ko okay lang yun 30k na mawawala. Kelangan na kelangan na talaga. Aalis na kasi sa tinutuluyan ko this month. So naisip ko kumuha na lang ako ng car. So kahapon lang ako nakapag send ng requirements sa in house. Gano kaya katagal ang approval?

28% & 24% wow ang taas ata ng interest? BPI and others ranging from 4% to 8% lang ha.

for the whole 5 years po siya.