car loan

[kimaquino]

hi!

first time din po ko kukuha ng car ko, what I want to know first is ano po bang bank ang may pinakamababang interest rates when it comes to car loans.



Thanks!

[Syuryuken]

hi!

first time din po ko kukuha ng car ko, what I want to know first is ano po bang bank ang may pinakamababang interest rates when it comes to car loans.



Thanks!

backread.... backread.... at backread pa........

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hi!

first time din po ko kukuha ng car ko, what I want to know first is ano po bang bank ang may pinakamababang interest rates when it comes to car loans.



Thanks!

backread.... backread.... at backread pa........

[zerglingboy]

backread.... backread.... at backread pa........

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backread.... backread.... at backread pa........

loanable amount 485,000
36 months : 15,575

ok na po ba ito?

PNB

[Lew_Alcindor]

loanable amount 485,000
36 months : 15,575

ok na po ba ito?

PNB

Php15,575 x 36 mos = Php560,700

(Php560,700 - Php485,000) / Php485,000 * 100% = 15.61% ~5.2% per year. Just about right, IMO. Check mo din ang going rate para ma-compare mo.
[/QUOTE]

Php15,575 x 36 mos = Php560,700

(Php560,700 - Php485,000) / Php485,000 * 100% = 15.61% ~5.2% per year. Just about right, IMO. Check mo din ang going rate para ma-compare mo.

[nursin_00]

hi advice nmn po ano pong ggwin ko kc my kotse po ako at under p po sya ng finncing pero hnggng ngyng april n lng po ako kaso nung dec 2015 pa po ako hndi nkkbyd.at last yr naisnla ko ung sskyan ko at ngyn ndi ako tntgilan ng finncing ang sbi isurender ko n lng dw ung car kng wla akng pngbyd at bngyn n lng ako hanggng bkas n lng,kinausp ako ng fnnxing nung fri p lng at ny pinapirm cla skn n dpt byran ko on mon dhl cut off nla ng mon at isng beses lng dw s isng buwn cla ng cut off kya nid ko mbyrn n bukas or isurrnder ko n lng ang car at ibblk dn dw nla hnggng mkbyd ako ano po b ggwin ko at ano po ang krptn ko

[nursin_00]

pnplit po nla ko n mkbyd bukas kc ang contrct ko s knla s fnncing is hnggng ngyng april n lng ang kaso dec 2015 p ko d ngbbyd.tma po b n pinapirma nla ko s papel n agreemnt n dpt mbyrn ko bks or isurrnder n lng ang car.at ibblk dn pg nkbyd n ko.kht n alm nilang ayw kong pirmhn,ano po b krptn ko or ggwin ko.nkikiusp ako s knla n pgbgyn ako kht weekly ako mgbyd bago mtpoa tong april pro ayw nla at hndi cl umaalis s harap ng bahay nmin hnggt wla akong bnbyd

[unmarked]

pnplit po nla ko n mkbyd bukas kc ang contrct ko s knla s fnncing is hnggng ngyng april n lng ang kaso dec 2015 p ko d ngbbyd.tma po b n pinapirma nla ko s papel n agreemnt n dpt mbyrn ko bks or isurrnder n lng ang car.at ibblk dn pg nkbyd n ko.kht n alm nilang ayw kong pirmhn,ano po b krptn ko or ggwin ko.nkikiusp ako s knla n pgbgyn ako kht weekly ako mgbyd bago mtpoa tong april pro ayw nla at hndi cl umaalis s harap ng bahay nmin hnggt wla akong bnbyd

No offense. But if any indication ang pagtype mo, no wonder hindi ka pinagbibigyan. Installment din ung vowels mo e.

The next thing you should do e pumunta sa banko and look for your loan representative to discuss your options.

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[keithdb]

pnplit po nla ko n mkbyd bukas kc ang contrct ko s knla s fnncing is hnggng ngyng april n lng ang kaso dec 2015 p ko d ngbbyd.tma po b n pinapirma nla ko s papel n agreemnt n dpt mbyrn ko bks or isurrnder n lng ang car.at ibblk dn pg nkbyd n ko.kht n alm nilang ayw kong pirmhn,ano po b krptn ko or ggwin ko.nkikiusp ako s knla n pgbgyn ako kht weekly ako mgbyd bago mtpoa tong april pro ayw nla at hndi cl umaalis s harap ng bahay nmin hnggt wla akong bnbyd

Better get legal advice.

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[dos2]

loanable amount 485,000
36 months : 15,575

ok na po ba ito?

PNB

Used the BPI loan calculator with the same term and I got 15,578 which is just a 3 peso difference. I guess the rate provided to you is acceptable but nothing will be lost if you haggle more with your bank personnel or try applying with other banks especially if you are not in the hurry to own the car yet.