Car Insurance

[vm_dmesa]

Question lang mga sir -
If I have claims for an insurance - sabihin natin naka 2 claims na ko within this year pa lang haha
and with total repair cost of 20-30k per claims (palit ng head light and repainting jobs),
would my premiums for the next year increase and also any idea kung magkano kaya ang itataas ng premium ko for next year?

iniisip ko tuloy ngayon kung malaki ang itataas ng premium ko baka hindi ko na idaan sa insurance at ipagawa ko na lang sa talyer.
any inputs po thanks

[derf8666]

No, in the Philippines setting, insurance premium does not normally change even if a claim had been made. Although sometimes they will decline to renew it in which case you can transfer it to any other insurer, if the unit is still insurable. Your claim history in one insurer will not reflect in another insurer. That is why our drivers here are very reckless. Unlike in countries like the US, your driving record has a very big effect on your insurance premium and in the renewal of your drivers license.

[dragonskin2]

pa-pm naman po quote for a 2013 Honda Civic 1.8S AT. Thanks!

[weewee]

Hi need quotation fir my wife's vios. 1.3 at 2011.
Mahal quote ng bpi. Please send quote thru pm. Thanks.


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[dr. d]

Hi need quotation fir my wife's vios. 1.3 at 2011.
Mahal quote ng bpi. Please send quote thru pm. Thanks.


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errr... how much is your expensive quote?

[cadash]

thanks ms. Nica sa pag-assist sa pag-renew ng car insurance namin

[heartrobz]

Hi, I would like to ask as well for a quotation on my Toyota Innova 2.0 E A/T 2013 (current insurance will expire on Oct 2014). Kindly PM me. Thanks!

[car_bore]

Can you please PM me a quote for a 2014 Toyota Fortuner G a/t. December pa naman ang expiry ng insurance, pero i'm scouting as early as now so i know how much to set aside.
Thank you! :-)


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[eminem6480]

Guys nagclaim ako ng insurance last week. This is the first time na magclaim ako. Kumpleto na lahat ng documents na kailangan isubmit. Ngayon sabi ng nagestimate is repair lang ang gagawin sa lahat ng involved parts.
Pwede ko bang ipilit na dapat palitan ng brand new yung mga parts na yun at ayoko ng repair lang? Ilang percent ang chance na iapprove ng insurance kapag ganun ang request?

[musica]

Hi po, pa pm po ng quote vios 2014 1.3 J. TIA


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[Manilablock]

Guys nagclaim ako ng insurance last week. This is the first time na magclaim ako. Kumpleto na lahat ng documents na kailangan isubmit. Ngayon sabi ng nagestimate is repair lang ang gagawin sa lahat ng involved parts.
Pwede ko bang ipilit na dapat palitan ng brand new yung mga parts na yun at ayoko ng repair lang? Ilang percent ang chance na iapprove ng insurance kapag ganun ang request?

Pwede ka po mag insist na bnew, since un papalitan na part ay kukunin din naman ng insurance. Pero kung saan makakatipid ang insurance dun sila, kaya need mo makipagkulitan. At kung lagpas na warranty period ung car mo expect mo na ang babayaran ng insurance ay percentage na lang, kasi ipapasok nila sa depreciation un part na gusto mo ay gawin bnew.

[H1Tman]

Don't get Standard Insurance. I have a claim now. P4,600 daw participation?! God damn it!!


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[nhiecah_nice29]

^ yes Sir covered pa rin po yun. Kayo po kasi yung authorized driver ng assured or ng wife po ninyo.

[Jake605]

^ yes Sir covered pa rin po yun. Kayo po kasi yung authorized driver ng assured or ng wife po ninyo.

thank you mam, next week pa po namin makukuha yung oto kasi di napasama sa delivery ngayong gabi. bale next week din namin i settle yung insurance paper work (charter ping an insurance corporation) provided ni metrobank. matic ba yun sir na ako ang authorized driver ng assured (my wife) o need na ipaalam sa banko?

another question sir, ok ba ang charter ping an insurance corp.? ang taas ng participatin fee 1st yr.6+k, 2nd yr. 5+k, 3rd yr. 4+k

[kitztonqui]

Pa-qoute po ng insurance innova j gas 2014 financing po pa send sa kitztonqui*gmail.com

[nhiecah_nice29]

Di nyo na po kailangan ipaalam pa yun sa bank.. okay din naman po yung charter ping yun nga lang po mataas yung participation fee. May iba naman po kaya pang magoffer ng mas mababang paqticipation.

[Jake605]

salamat po ng marami sa info mam.

pag natapos napo itong insurance ko sa charter ping an ay pa quote po ako sa inyo.
check ko sa banko baka may list sila ng ibang insurance company na mababa ang participation fee.

many thanks po uli mam nhiecah_nice29

[Jake605]

sana mam nasa list ni metrobank ang mapfre para dun nalang

[nhiecah_nice29]

^ no problem Sir. Kausapin nyo po ulit yun charter ping an baka pwde pa nila babaan yung deductible ninyo.

[Jake605]

^ no problem Sir. Kausapin nyo po ulit yun charter ping an baka pwde pa nila babaan yung deductible ninyo.

uu nga ano, kausapin ko nga charter ping an baka sakaling maibaba pa participation fee. wala pa kasi akong namemeet na ahente ng insurance kasi si metrobank lang ang kausap ko dyan at ang sabi pag mag claim ay sabihin at ibigay lang daw ang docs sa kanila at sila na bahala

salamat po uli mam