Car Insurance

**mark_t** · March 6th, 2008 11:26 AM

Originally Posted by _Qwerty_

for 665K coverage parang mahal yang 22.5K.. may AOG na ba yan?

Mahal yan.

Can you give this details, Model Year, type of transmission, VTPL VTPD and geographic location (Luzon, Visayas, Mindanao)?

Better if you can post the Proposal in PDF

Let us see what we can do.

**mark_t** · March 6th, 2008 03:52 PM

Given: PHP665000.00 FMV
Bodily Injury Insurance PHP200,000.00 = PHP280.00
Property Damage Insurance PHP200,000.00 = PHP830.00

665000 x 1.79% = 11903.50+280+830 =13013.50 Basic Premium
+1626.70+1301.35+195.20=16136.75php

Your premium should be around this PHP16,136.75.
This is at 200,000PHP BI/PD and 665,000.00PHP fair market value.

For Acts of GOD cover additional 0.10% from Fair market value.

**sysop** · March 6th, 2008 11:51 PM

^^ good day po sir! anong company po yan? yung po bang 1.79% na rate nyo pang PC yan? ang baba! hehehe! thanks!

**mark_t** · March 7th, 2008 01:00 AM

Originally Posted by sysop

^^ good day po sir! anong company po yan? yung po bang 1.79% na rate nyo pang PC yan? ang baba! hehehe! thanks!

If you will agree that the client will not pay more than they have to. This premium is possible regardless of insurance provider. Right?

**vinrem** · November 30th, 2009 12:50 PM

Mga sir, what is the meaning of TH sa car insurance? eto ang coverage ng car insurance ko OD, TH, VTPL-BI, VTPL-PD, UPPA and AOG. What is TH???? TIA

**mark_t** · December 17th, 2009 06:59 PM

TH/OD= Theft and Own Damage

**leonleon** · August 17th, 2010 05:22 PM

Guys, tanong ko lang sa mga nagpa-acts of god sa kanilang motor vehicle insurance: Magkano ba ngayon ang AOG premium? Alam naman natin na since ONDOY wala ng free na AOG coverage na binibigay ang mga insurance companies.

Is 0.5% of sum insured the norm right now? Or is this still expensive?

**derf8666** · August 17th, 2010 06:11 PM

Yup, right on the dot. 0.5% is the norm right now. Although of course there are those who have higher rates and some who give lower rates. In the end, it's who you trust really. Coz even if the premium is just 0.1% but come claim time you cant claim, so whats the use paying that 0.1%?