Car Insurance

[carwhacko]

Mga boss tanong lang nabangga ko kasi MS ko 2 mos old palang. Yung insurance ko under bpi need ko ba na sila tawagan muna or yung casa? Ayaw ko kasi ipagawa kahit saan maliban sa mitsu casa yung damage eh. Pano ba process niyan?

[lite_blue_f]

Hi all,

Would like to ask for the standard participation fee for SUV's?

Thanks in advance.

[taurusX]

Usually, 1% of the Sum Insured yan...pero sa company namin, fixed at 3k lng...

Hi all,

Would like to ask for the standard participation fee for SUV's?

Thanks in advance.

[lite_blue_f]

Usually, 1% of the Sum Insured yan...pero sa company namin, fixed at 3k lng...

Really? Di ba appliclable yung .50%?

[ZENMasterTYL]

Usually, 1% of the Sum Insured yan...pero sa company namin, fixed at 3k lng...

Really? Di ba appliclable yung .50%?

you're both correct. si malayan 1%, inhouse ni mazda (forgot the name) 0.5%

[Hanren]

May tanong lang po ako re: claims processing. Hindi naman sa nagrereklamo ako sa insurance ko but i just wnt to be clarified with this issue.

Pag mga < 100k pesos na claims sa local branch na mismo ng insurance iproprocess at ide decide ang payout pero pag beyond that, like mga 220k pesos eh sa main branch na daw ito idedecide which will possibly take a lot of time. Ganito ba talaga ang ang kalakaran sa auto insurance industry? Hindi kasi ako familiar at medyo may mga concerns kasi ako.

It's been week after i passed all the requirements for my claim pero pakiramdam ko inupuan kasi wala man lang update. They promised to update me within a week pero wala man lang nagtext o tumawag. Today is a sunday at bukas (monday) pa daw gagawin ang investigation ng local branch para sa report nila sa main branch. Pag dating na sa main branch, baka mahihirapan na ako magfollow up. Medyo worried lang ako baka kasi abutin ito ng "years" pag nasa main branch na.

Ano po ba " normal" waiting time sa ganitong kalaking claim (220k). May magagawa pa ba ako para mapabilis ang processing or will i be at their mercy and will just have to wait for eternity? TIA

[dfopiso]

*Hanren: kilala mo (ex. friend, relative) agent or broker mo? sila kasi dapat naglalakad nyan

[Hanren]

*Hanren: kilala mo (ex. friend, relative) agent or broker mo? sila kasi dapat naglalakad nyan

Wala akong agent sir kasi pag kumukuha ako ng insurance, diretso na ako sa office nila since malapit lang sa work area. I already talked to the manager (wala kasi yung dapat gumagawa ng processing). Antayin na lang daw namin tawag nila.

[dfopiso]

Wala akong agent sir kasi pag kumukuha ako ng insurance, diretso na ako sa office nila since malapit lang sa work area. I already talked to the manager (wala kasi yung dapat gumagawa ng processing). Antayin na lang daw namin tawag nila.

You are your own agent pala. Since you were able to talk to the manager, that is comforting na. Btw, baka applicable yung info ni mark sa iyo, which can help in preparing the docs when claiming :thumbup:

[Dandelacruz]

Gud day mga sir! hingi lang sana ko ng advise if ok na yung quotation sakin ng inhouse insurance where i got my 1st car.
1st time ko kasi magrerenew ng insurance. do you think this is acceptable? nasubukan ko naman na service nila last year during typoon pedring and satisfied naman ako. and is it an advantage kung inhouse sila ng casa when it comes sa bilis ng service or is it the same kung kukuha ko sa labas?



Hope to hear some help to a newbie like me. Big thanks!

Goodtimes!

[carwhacko]

^ dont forget the affidavit in case mag-claim ka sa insurance

Okay sir thanks


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[carwhacko]

1.If you have your policy with you, look for their hotline number and report it by landline.
Request a transaction reference number for your call.

2. Bring it to the casa that you trust if you like and have it inspected there. Get a copy of
the repair estimate. FAX it to your insurer.

3. Verify if everything has been received on their side.
4. Ask all your question about the repair from your service advisor.

5. Know your servicing agent. Meron ka nyan.

Thank you for the info sir.


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[stavros]

mga paps.. advice lang po kasi yong kia picanto ko pang 2 years ko na, tapos andito ako sa saudi arabia work, kia dealer called my tita na kelangan daw irenew ng insurance, so I contacted my agent when I got my car. Sabi nya February pa natapos insurance mo, magseptember na, may penalty daw yon.. is it true na may penalty mga paps? second thing is shes asking for 21k with AOG, mahal po ba yon or mura??

Thanks

Try mo kuha ng quotation sa iba.

[stavros]

i will be buying my first car. so many questions like:
1) should i get my insurance from the bank? kasi ang quote sa akin ni PSBank for Mirage GLX AT is close to 23k na...548k ang SRP ng Mirage. Is that reasonable (feeling ko hindi, but i really have no idea)?
2) pwede ba akong maghanap ng sarili kong insurance?
3) kailangan ba accredited ng bank?

Thanks!

Mautak na bank, gusto kahit 1st year sa kanila kunin ang insurance,check with them kung ano condition ng PSBank. Check also yung mga casa na accredited ng insurance.

[chewycandy]

Mautak na bank, gusto kahit 1st year sa kanila kunin ang insurance,check with them kung ano condition ng PSBank. Check also yung mga casa na accredited ng insurance.

I see. Thanks!

[ajkotse]

Guys pwde magtanong, I'm buying vios 2009. Can you give me an estimate magkano insurance nito? With and without act of god. Many thanks!

[ano727]

Any insurance sales agent here?

Pls pm me insurance quote for 2012 Mazda CX9 4x2 expiring this month. Thanks.

[viepink]

Hi! I purchased a brand new vios last year.. Got a letter from toyota na need ko na daw i-renew yung car insurance ko. I have questions po sana..
1. Required ba talaga ang car insurance sa lahat ng car loans? O pwede nang wag nang kumuha?
2. If required talaga, pwede bang hindi ako sa mismong insurance ng psbank/toyota kumuha? O better direct nalang ako since wala akong idea sa car insurance?
3. Ano pinaka-ok pero di naman masyadong mahal na car insurance?
4. If kukuha ako, mga ilang araw po yun bago ma release? Kasi I need it before April 20 dahil may penalties daw pag walang nabigay na documents..
Thank you in advance everyone! =)


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[cast_no_shadow]

Hi! I purchased a brand new vios last year.. Got a letter from toyota na need ko na daw i-renew yung car insurance ko. I have questions po sana..
1. Required ba talaga ang car insurance sa lahat ng car loans? O pwede nang wag nang kumuha?
2. If required talaga, pwede bang hindi ako sa mismong insurance ng psbank/toyota kumuha? O better direct nalang ako since wala akong idea sa car insurance?
3. Ano pinaka-ok pero di naman masyadong mahal na car insurance?
4. If kukuha ako, mga ilang araw po yun bago ma release? Kasi I need it before April 20 dahil may penalties daw pag walang nabigay na documents..
Thank you in advance everyone! =)


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Bank financing ka ba or in-house?

and yes hanggat hindi tapos ang loan its mandatory na naka comprehensive insurance ka.

[nhiecah_nice29]

Hi! I purchased a brand new vios last year.. Got a letter from toyota na need ko na daw i-renew yung car insurance ko. I have questions po sana..
1. Required ba talaga ang car insurance sa lahat ng car loans? O pwede nang wag nang kumuha?
2. If required talaga, pwede bang hindi ako sa mismong insurance ng psbank/toyota kumuha? O better direct nalang ako since wala akong idea sa car insurance?
3. Ano pinaka-ok pero di naman masyadong mahal na car insurance?
4. If kukuha ako, mga ilang araw po yun bago ma release? Kasi I need it before April 20 dahil may penalties daw pag walang nabigay na documents..
Thank you in advance everyone! =)


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Yes Ma'am, dahil Brand new pa po yung car ninyo dapat naka-comprehensive insurance pa po kayo. If kukuha kayo ng car insurance ( sa Mapfre) bibigyan kayo ng quote then if nagustuhan ninyo yung premium, bigay nyo lang po yung copy ng ORCR then Form. within the day magagawa na yung policy ninyo and ready to be delivered the next day.