Car Insurance

[chinitaprincess]

Hello po. I'm an owner of a brand new Toyota Vios last month thru bank financing with BPI. I was qualified for free insurance promo with BPI MS so my first year was free. Question po, up to now wala pa yung policy ko. Sabi nung BPI ise send daw sa kin pero more than a month wala pa. Normal ba yan? I am following up occasionally but they have not send it. I told them I want to see my insurance coverage so I am informed.

One more thing BPi said I will be tied up to them for the duration if my loan which is 3yrs for the insurance. If I' m not satified with them, can I transfer to a different insurance next year?

Thank you po sa lahat ng sasagot!😊

[Jobby Ordonez]

Connext Insurance Agency provides the lowest and most affordable premium for your car insurance. Reply to this thread for a free quotation.

[monsrick]

Kung 1.270 million ang price ng car.....magkano usually insurance?

without act of God and with acts of God?

Example sa Malayan Insurance?

Ano pala ok na Car Insurance?

Standard okey din!

[freefries]

ano ba yung "Acts of God" na sinasabi sa insurance????

kasi kami kuha lang eh, di namin alam na may ganun pala..hehehe...lock of info

[lemonicedtea]

How bout Federal Poenix, ok ba sila? Any feedback? Anyone here na may kilalang agent na reliable from Federal?

[tabatsoy]

hi mga sir, i just want to ask how will the insurance company know the amount the babayaran natin for the participation pay of 1% or 0.5%?

is it estimated total damage will be 25k, dito ba nila kukunin yung 1%?so magiging 2500 ang magiging participation natin? please enlighten me....

[TholitzReloaded]

How bout Federal Poenix, ok ba sila? Any feedback? Anyone here na may kilalang agent na reliable from Federal?

Federal Phoenix yung insurance ko, before it was Peoples General I used it once didn't have that much problem but I heard that some had headaches with this insurance, maybe I just got lucky, kaya nung following year i changed to Federal.

[lemonicedtea]

Federal Phoenix yung insurance ko, before it was Peoples General I used it once didn't have that much problem but I heard that some had headaches with this insurance, maybe I just got lucky, kaya nung following year i changed to Federal.

Ive heard na ok nga sa Federal. First time ko to get insurance. Nagpaquote ako online, di ko kilala yung agent. Competitive naman sa iba. Prticipation fee at 3k bigay nila. Ano ba style dito br, kaliwaan. Pag ready na policy then bayad na. Advise naman.

[TholitzReloaded]

Ive heard na ok nga sa Federal. First time ko to get insurance. Nagpaquote ako online, di ko kilala yung agent. Competitive naman sa iba. Prticipation fee at 3k bigay nila. Ano ba style dito br, kaliwaan. Pag ready na policy then bayad na. Advise naman.

Through online din ako nagpaqoute eto yung nakausap ko BONA GRACE D. SANTIAGO, I gave her a copy of my insurance policy which has Php3k fixed deductible, the problem is i was too busy that time I told her na iparehas dun sa dati kung Insurance na Peoples General but what she gave me instead was the 1% of total amount Insured and non-casa repair, medyo busy ako that time I didn't pay attention to the details nung gagamitin ko na I was so pissed because I learned that I was given a 1% total insured amount rather than fixed deductible eto pa non-casa repair. I paid almost 7k and have to pay pa 35% depreciation for each parts replaced. Almost 1 month bago ko nakuha ung settlement. After the incident I vowed never to get Federal Phoenix again.

[wawayjr18]

mga boss how much po kaya insurance ko this year i bought my car last december2010 it cost 640,000.... hyundai i10 po sya...salamat

[aiz]

mga boss how much po kaya insurance ko this year i bought my car last december2010 it cost 640,000.... hyundai i10 po sya...salamat

sir waway, for your hyundai i10, eto po:

gross premium: 22,134.25
addtl for aog: 3,990.40

tax inclusive na po. txt nyo ako sir at 0927-470-1432. agent po.

[rene_tagle]

sir waway, for your hyundai i10, eto po:

gross premium: 22,134.25
addtl for aog: 3,990.40

tax inclusive na po. txt nyo ako sir at 0927-470-1432. agent po.

yaiks! 25k for hyundai i10's second policy? napakamahal nyan sir, hindi na taga ginamit dito, kundi sibak! masyado na yata sinibak sa price ng insurance ang mga i10 owners

[lancy09]

I got my insurance from MAFPRE. I paid 14k pesos including AOG. 684k ang coverage value.

[florenzio]

My car insurance is about to expire next month and I need to renew it.
Yung car is still under bank loan, kelangan ba akong kumuha ng insurance na accredited ng banko? Or pwede na kahit sa anong mga kilalang insurance company?

TIA.

[AKI125]

Please avoid monarch insurance. Among all the insurance company i dealt with, this is the worst of them all.

Bought a new vehicle last year since i didnt mind much of what insurance company my dealer gave me kasi free insurance daw.

Had an accident march 15 involving my pick up truck and a motorcycle. From thst very moment i called this insursnce to ask for assistants since may possible body injury claim..... Sagot sa akin hindi daw sila sasagot yun at yun CTPL ko daw sasagot ng bodily injury claim. Strike 1

It took them 2 months to decide na hindi daw sasagotin yun motorcycle third party claim ko dahil inconclusive daw yun police report as to who is at fault. Please take note after 2 months! Kung sinong third party magagalit talaga sa sohrang bagal kumilos. Strike 2

I got fed up in waiting so i went to insursnce commission to file a format complain coz after 2 months and 3 weeks wala pa letter of authority ko for my pick up truck. Behold buong hapon pala yun lahat kami was complaining against this insurance just to prove how troublesome this said insurance is. Strike 3

Nilabas nila yun LOA finally pero mali yun participation ko. It clearly ststed sa policy ko na dapat participation ko based sa policy is only 3000 and not 11600. It took them another 2 weeks just to come up with another LOA with the correct participation. A total of 3 months after the date of accident tsaka ko nakuha yun parts needed for my truck. Strike 4

Since they declined the supposed third party claim, the insurance commission had no choice but to close the case sa department nila but the claims VP promised to take care of the supposed third party threat na magdedemanda sila. The day came, i received a supeona for a primilinary hearing. I personally went to monarch insurance for them to receive the said supeona dated july 11. The hearing was set then sa july 13 and 20. Thinking that they will represent me and resolve this matter immediately. I received another supeona again dated aug 3. I gave them a call, i was shock hindi nila pimuntahan at wala daw sila nareceived na supeona na pinadala ko. Good thing gumawa ako ng receiving copy to prove to them na panay kalokohan pinagsasabi nila. Strike 5

Now since naka 3 hearing na at wala sumipot, iaangat na ito mismo sa court. Tsaka palang sila kikilos pero sablay pa rin. Unang una ang supeona is under my name bakit sila pupunta and informing na taga insurance sila. Ang tanga tanga naman dapat magpakilala sila na sila yun magrerepresent for me dapat ang introduction nila. Tuloy hindi sila pinapansin ng assistant prosecutor. Gumawa sila ngayon letter requesting to re- open the case and hope i-approve. Lets just hope for the best. Strike 6

Prior to all this menace i still have one claim which up to now hindi ko pa rin maclaim. Nakita na nila thru actual inspection yun isang dent sa rear chrome bumper ng truck ko. Dwhil daw kshit snong angle ng picture nila hindi makits yun dent, not claimable daw! Lintek! May actual inspection na ginawa by seversl of the claims department of different times which nakita nila yun dent. What a sorry excuse! Strike 7

Nadala na ako kaya tomorrow i will be getting another new vehicle, told my dealer thst i will not be using their insursnce instead ik opting for my insurance company where in decades na kami naka insured sa kanila without giving us any problem at all.

[jovill]

Can somebody suggest an insurance company wherein if you're not fault as shown on the police report, deductible and depreciation will be waived? Ang hirap kasi pag ikaw ang binangga, ikaw pa ang maghahabol sa insurance nung kabila to claim for third party property damage. Pag s insurance ko kasi i-claim, kelangan ko raw magbayad ng participation at depreciation kahit alam natin na hahabulin naman nila yung kabilang insurance. Parang hassle masyado sa agrieved party.

Parang i saw somewhere that there is this company which offers waiver of deductible and depreciation in cases where third party is at fault. Hope someone can suggest.

Tia!

[chaitotek]

Can somebody suggest an insurance company wherein if you're not fault as shown on the police report, deductible and depreciation will be waived? Ang hirap kasi pag ikaw ang binangga, ikaw pa ang maghahabol sa insurance nung kabila to claim for third party property damage. Pag s insurance ko kasi i-claim, kelangan ko raw magbayad ng participation at depreciation kahit alam natin na hahabulin naman nila yung kabilang insurance. Parang hassle masyado sa agrieved party.

Parang i saw somewhere that there is this company which offers waiver of deductible and depreciation in cases where third party is at fault. Hope someone can suggest.

Tia!

bakit ikaw maghahabol. let their insurance and your insurance do the talking. patulong ka sa insurance agent mo.

[jovill]

bakit ikaw maghahabol. let their insurance and your insurance do the talking. patulong ka sa insurance agent mo.

Maha high blood ka sa ahente ko hirap hagilapin kaya ako na mismo ang tumatawag at kumukulit sa kabilang insurance. Hirap pala pag di mo kilala personally ang ahente pag dating sa claims galing magtago pero pag bayaran na ora mismo kung sumagot.

[mark_t]

Maha high blood ka sa ahente ko hirap hagilapin kaya ako na mismo ang tumatawag at kumukulit sa kabilang insurance. Hirap pala pag di mo kilala personally ang ahente pag dating sa claims galing magtago pero pag bayaran na ora mismo kung sumagot.

Kahit kanino na servicing agent ay puede ka mag claim, Ipapa receive lang naman nya documents.
Sa anong insurance co. ba ikaw mag file ng claim?
Pareho lang naman ang procedure kung ikaw nabangga or ikaw naka bangga.

[dfopiso]

Maha high blood ka sa ahente ko hirap hagilapin kaya ako na mismo ang tumatawag at kumukulit sa kabilang insurance. Hirap pala pag di mo kilala personally ang ahente pag dating sa claims galing magtago pero pag bayaran na ora mismo kung sumagot.

kaya better kung kakilala mo yung agent