Best and Cheapest Motor Car Insurance: Base from your experience

[aamd]

Which Car Insurance is the best and cheapest in the market?

- area is centered in Metro Manila

Yung sanang madaling mag claim and walang exception sana....all acts included.


Thanks in advance....

[1D4LV]

experience ko na pinakamura is from AMON insurance. i don't know if its a big company or not, but they charged me around 5k for my singkit before. nung nabangga, wala naman hassle sa repair. pinasok ko lang yung oto sa accredited shop nila.

[Galactus]

AFAIK, standard naman ang rates ng insurance. Meaning, if the car is valued at around 180k, kahit saang insurance mo siya ipasok, HALOS pare-pareho ang rates na ibibigay nila sa iyo, magkakatalo na lang sa riders or payment terms. And of course, sa customer service.

But I could be wrong though. Am just basing my post dun sa insurance guy namin dito. Our firm has an insurance broker kasi as an affiliate.

[wildthing]

most that I know na mura will often give you a hard time sa collection or repairs when the time comes.

PGA is so far the best value-for-money insurance company na nagamit ko.... when the damage is above P10,000k, they can squeeze in the participation fee sa cost so you don't have to shoulder anything (happen to me when I have to replace a broken windshield of my service frontier). Sa Casa pa ang repair nito.

unfortunately kung below P10K lang yun, gagastos ka pa rin (nung dati participation was P2000 lang now yata nasa P5000 na) ng participation cost.

[pup2]

Kami may suking ahente. From comparing with those who go direct, our broker is able to find the best value company -- nag-iiba din siya minsan eh --tapos parehas pa or lower ang cost! The best part is, siya ang nakikipag-usap regarding claim issues kaya everything's a breeze. Sa experience naman niya between companies, the bigger ones have similar rates pero hindi lahat ay madaling kausap pag claims na ang topic. And the priciest ones I've seen so far are 'casa' insurance -- pero hindi lahat ha.

[james00112233]

*pup2
you've got PM

[nicolodeon]

walang best or cheapest. halos pare-pareho rates ng non-life insurance companies. hindi sila pwedeng mag-taas ng hust or mag-baba ng hust ng presyo kasi yari sila sa Insurance Commission. Cheapest? TPL at PhP 500. kahit sinong insurance company meron nyan.

[MrGunn]

The best insurance are the ones na comprehensive, with Acts of God, at may roadside assistance. Price wise pareho lang naman, give or take a few hundreds.

One tip para bumaba ang premium: increase the participation. I do this with my insurance. Higher deductible means lower premiums. This also means I am betting that I WOULDN'T be in an accident since I'm a careful driver. Higher premiums/ lower deductible means you're betting you will get in an accident.

[wakin]

im currently using philam, so far ok naman sya. they have roadside assistance even outside metro manila. when i had an accident, isang tawag lang and within 30 minutes andyan na yung towing truck. yung accident ko costs around 120thou. na approve sya within 3 weeks. not sure kung mabilis yun.

[superk]

I would suggest getting car insurance from well-known companies that have been in the business for a long time already.
Avoid fly-by-night companies.
The cheapest premium is not necessarily the best one. Sure they may be cheap but when you file a claim, will they be easy to talk to?
It's best to research on the insurance company first.

Check out my blog for more information: Car Insurance Philippines

[allit2016]

Which Car Insurance is the best and cheapest in the market?

- area is centered in Metro Manila

Yung sanang madaling mag claim and walang exception sana....all acts included.


Thanks in advance....

Hi Guys,

Vigattin Insurance

If you are really looking now for the cheapest on line motor car insurance you have have a free quote in just few step in a minute,very quick and easy, Cheapest Comprehensive Auto Motor Car Insurance in the Philippines. They offer QBE Seaboard , Standard Insurance,People's General Insurance, Alpha Insurance and Stronghold.
The give free Roadside assistance, terms up to six equal payments, free passenger accident of 250,000.00 and fix 2,000.00 participation. Customers experienced a very quick action on claims.

Hope this may help.Cheers

[allit2016]

Hi Guys,

Cheers. Vigattin Insurance

You may now enjoy the cheapest on line motor car insurance ,Cheapest Comprehensive Auto Motor Car Insurance in the Philippines , quick and easy free quotation in just few steps for a minute, hassle free. They offer QBE Seaboard , Standard, People's general Insurance, Alpha and Stronghold.Free 24/7 roadside assistance , free passenger accident up to 250,000.00 and fix participation of 2,000.00. Claims proven quick and accredited to all dealers.

I hope this may help.Godbless.

[dr. d]

Hi Guys,

Cheers. Vigattin Insurance

You may now enjoy the cheapest on line motor car insurance ,Cheapest Comprehensive Auto Motor Car Insurance in the Philippines , quick and easy free quotation in just few steps for a minute, hassle free. They offer QBE Seaboard , Standard, People's general Insurance, Alpha and Stronghold.Free 24/7 roadside assistance , free passenger accident up to 250,000.00 and fix participation of 2,000.00. Claims proven quick and accredited to all dealers.

I hope this may help.Godbless.

errr... do you have age limit for insure-able cars?

[papi smith]

Hi Guys,

Cheers. Vigattin Insurance

You may now enjoy the cheapest on line motor car insurance ,Cheapest Comprehensive Auto Motor Car Insurance in the Philippines , quick and easy free quotation in just few steps for a minute, hassle free. They offer QBE Seaboard , Standard, People's general Insurance, Alpha and Stronghold.Free 24/7 roadside assistance , free passenger accident up to 250,000.00 and fix participation of 2,000.00. Claims proven quick and accredited to all dealers.

I hope this may help.Godbless.

Cheapest? Probably, or surely among the 5 only.

Best? We'll never know until we file a claim.

Best and cheapest for me is Federal Phoenix aka FPG insurance. Best compared to BPI/MS. Cheapest compared to Mapfre and other well known insurers.

[macroll]

Sir newbie here. Im planning to have a car. Magkano po kaya bayad sa insurance in one year? Ung pinakamura po.

[dr. d]

Sir newbie here. Im planning to have a car. Magkano po kaya bayad sa insurance in one year? Ung pinakamura po.

the government requires the third party liability (TPL) insurance. it should cost 1000 bucks or so, depending on where you get it from, for ordinary cars.
the comprehensive insurance is not required by law. but if you are buying a car on installment basis, the bank will require comprehensive insurance as well, para naman covered ang investment nila.
comprehensive insurance follows a schedule, based on the initial price of the car and its age. naturally, the insurance premium decreases with the age (and fair market value) of the car.

[leonleon]

the government requires the third party liability (TPL) insurance. it should cost 1000 bucks or so, depending on where you get it from, for ordinary cars.

Derecho ka sa insurance company, 600++ lang ang TPL insurance.

[dr. d]

Derecho ka sa insurance company, 600++ lang ang TPL insurance.

yespo.
the additional 400 bucks is for the convenience of having the insurance agent within the premises of the LTO.

[Horsepower]

If you're in Govt or related to someone in Govt service, GSIS Autoshield.

[Mask Rider Blac]

If you're in Govt or related to someone in Govt service, GSIS Autoshield.

Paano ung related to someone in gov't service?
Consanguinity/affinity? Ilang degree?
Kahit hindi nakapangalan sa person in gov't service ang OR/CR?

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