Bank auto loan

**jncp9886** · March 6th, 2019 01:16 PM

Good am guys. First time getting a brand new car (ISUZU muX) thru bank financing. May binigay na quote ang dealer sa akin isuzu cagayan de oro at ng apply na kami sa bdo hinihintay nlng ang tawag from CI. Gaano po ba katagal ang bank approval? Mag 2days na since we applied. Any advice or tips po mabibigay. Thanks

**carwhacko** · March 6th, 2019 05:27 PM

Originally Posted by jncp9886

Good am guys. First time getting a brand new car (ISUZU muX) thru bank financing. May binigay na quote ang dealer sa akin isuzu cagayan de oro at ng apply na kami sa bdo hinihintay nlng ang tawag from CI. Gaano po ba katagal ang bank approval? Mag 2days na since we applied. Any advice or tips po mabibigay. Thanks

Sakin I applied thru dealer rin ang unang nag approve si BDO umabot ng 5 days excluding weekends

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**jncp9886** · March 7th, 2019 12:57 PM

Update as of today. Tumawag na ang bank at approved na daw ung auto loan namin. Hinintay nlng ung unit kasi for shipping pa raw galing Manila.. took 3days for the whole process. Hindi na nga tumawag ang CI ng bank. Nagtaka kami pero approved na pala.

**carwhacko** · March 8th, 2019 01:27 PM

Originally Posted by jncp9886

Update as of today. Tumawag na ang bank at approved na daw ung auto loan namin. Hinintay nlng ung unit kasi for shipping pa raw galing Manila.. took 3days for the whole process. Hindi na nga tumawag ang CI ng bank. Nagtaka kami pero approved na pala.

Congrats! How much was the deal from your bank?

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**jncp9886** · March 8th, 2019 05:51 PM

Around 26% pct bro for 5years. 50pct yung downpayment namin

**Jayr024** · March 20th, 2019 01:12 AM

Hello, can you please check my car if tingin nyo total loss? Umaandar pa sasakyan at napa abante pa siya nun inakyat sa towing truck. Nun isang gabi lang po kasi nang yare and wag naman sana i declare total loss. Pumutok na po dalawang airbag. Radiator okay pa and engine

155311423755 — imgbb.com
IMG-394 — imgbb.com

Thank you sa sasagot.

**chris45** · May 6th, 2019 02:59 PM

Originally Posted by jncp9886

Update as of today. Tumawag na ang bank at approved na daw ung auto loan namin. Hinintay nlng ung unit kasi for shipping pa raw galing Manila.. took 3days for the whole process. Hindi na nga tumawag ang CI ng bank. Nagtaka kami pero approved na pala.

iprocess ka agad pag na approve? wala na discussion o nag confirm ka na dn kaagad nung tumawag sila?

**Egan101** · April 22nd, 2021 10:42 AM

Take into consideration the total cost of purchase. Use a spread sheet to compare. With in-house financing, you get bigger discounts plus free one year insurance, free LTO registration, and free chattel mortgage. With some banks, not all will be free.

Some dealers take away the discount on the DP thus lowering the acquisition cost.

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**misseksaherada** · June 4th, 2022 11:19 AM

Ni-check ko Auto Loan details ko sa mobile app.. Bakit merong increase sa last month? Yan ba lahat ng interest?
Nung nag-start din ako ng Loan, 1 month advance yung option na ginawa ko.. Akala ko nga end na dapat ng May since 1 month advance naman.. [emoji848]

**misseksaherada** · June 4th, 2022 11:38 AM

Yung term din pala ngayon ko lang napansin bakit 37 months? Hindi 36 or 35 months?

EDIT: I know na bank dapat kausapin ko.. [emoji28] Nagtanong lang muna ako at baka normal yan at wala naman issue..