Im thinking about where to get my loan, from bank or Auto finance from car companies. Well they say that from Auto finance, you will get more freebies compare to bank loan. I know i will get more from Auto finance, but is it worth it for the interest. Or is it still better to go for Bank loan.

My concern is do i get this free if i get bank loan? Sorry noob.
LTO
Chattel
Insurace

Thanks sa mga expert