Approved Loan Expiry

[cast_no_shadow]

In house ba?

Bakit SA ang kausap mo sa financing? And bakit sa kanya mo ipapasa?

Approve na pero walang requirements? San nila binase?

Avoid inhouse, Sa bank ka muna dapat nakipag usap.

Much cheaper.


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[kulasa0129]

In house ba?

Bakit SA ang kausap mo sa financing? And bakit sa kanya mo ipapasa?

Approve na pero walang requirements? San nila binase?

Avoid inhouse, Sa bank ka muna dapat nakipag usap.

Much cheaper.


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i know but i think its kinda too late for that , SA kasi ako nag direct then approved ng PSbank , so whats that for po ??

[cast_no_shadow]

i know but i think its kinda too late for that , SA kasi ako nag direct then approved ng PSbank , so whats that for po ??

Nag document signing ka na ba? Nagpasa ng proof of income? Why hinihinhian ka ulit?

What is too late? Wala ka pa commitment naman at the moment.

Considered in-house yan.

May pang DP ka ba amounting to 20%?

If there is, sa bank ka mag direct wag sa SA ng casa.


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[StockEngine]

do you know the interest?

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[kulasa0129]

Nag document signing ka na ba? Nagpasa ng proof of income? Why hinihinhian ka ulit?

What is too late? Wala ka pa commitment naman at the moment.

Considered in-house yan.

May pang DP ka ba amounting to 20%?

If there is, sa bank ka mag direct wag sa SA ng casa.


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downpayment po is 54k so 20% daw po sya yun ang sabi saken too late kasi naipasa ko na yung requirements after magsend ng msg saken si PSbank na approved ako sabi ni agent sa bahay na daw po kami magppirmahan pag delver ng car

and nag fill up lang po ako ng form kasi nag transfer ako ng approval from toyota to hyundai

[cast_no_shadow]

downpayment po is 54k so 20% daw po sya yun ang sabi saken too late kasi naipasa ko na yung requirements after magsend ng msg saken si PSbank na approved ako sabi ni agent sa bahay na daw po kami magppirmahan pag delver ng car

270,000 lang ba yung bibilhin mo? Because that is the 20% of it.

What car and how much?

Inhouse yan, taas ng monthly.

Do that math, Low DP nga kaso pag sinuma mo ang interest ang lake! In the end talo ka pa din.


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[kulasa0129]

270,000 lang ba yung bibilhin mo? Because that is the 20% of it.

What car and how much?

Inhouse yan, taas ng monthly.

Do that math, Low DP nga kaso pag sinuma mo ang interest ang lake! In the end talo ka pa din.


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54k dp 15k monthly po hyundai automatic , the question is .. is it really approved ? and he is willing to deliver the car on tuesday then signed whatever that needs to be signed ..

Do that math, Low DP nga kaso pag sinuma mo ang interest ang lake! In the end talo ka pa din...

ok lang po kaya naman po yung monthly .. thanks po sa pagrereply

[cast_no_shadow]

^

I gave my suggestion already. Your choice. Pick your poison.

About sa questions mo, wala makakasagot niyan dito kundi yung SA mo since kayong dalawa ang magkausap.


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[cast_no_shadow]

do you know the interest?

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Ikaw ata nag post nung video bro from ANC re: car loan. Saan thread nga ba yun? Informative eh.


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[StockEngine]

ito bro hehehe

Car loan? Here's what your dealer isn't telling you - YouTube

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[cast_no_shadow]

^

Ayun oh.

Salamats!


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[StockEngine]

obvious na galit na galit ang anc reporter sa mga in-house financing. sobrang taas ng intetest aka pag nanakaw ng mga dealership.

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[karmacode08]

Hi! I'm not sure if this is the right thread but I need help with my approved car loan from Hyundai. Yung SA ko told me na they have a promo of 13k DP at 10,700 monthly payments for 5 years para sa Hyundai EON GLX. After nag CI ni PSbank, na-approved nman ako via their SMS. However, after ko mareceive ung text ni PSBank regarding my approval sa car loan, tumawag agad si SA telling me that instead of the 13k DP it was raised to 62k DP. I'm not sure if it's worth it or really the real deal or kung kakagatin ko siya. I'm a freelancer for 5 years and as we all know for freelancers is that mahirap kami ma-approve sa mga ganitong deals so nanghihinayang ako i-let go siya. I need your advise mga co-tsikot members. Salamat po!

[dos2]

Hi! I'm not sure if this is the right thread but I need help with my approved car loan from Hyundai. Yung SA ko told me na they have a promo of 13k DP at 10,700 monthly payments for 5 years para sa Hyundai EON GLX. After nag CI ni PSbank, na-approved nman ako via their SMS. However, after ko mareceive ung text ni PSBank regarding my approval sa car loan, tumawag agad si SA telling me that instead of the 13k DP it was raised to 62k DP. I'm not sure if it's worth it or really the real deal or kung kakagatin ko siya. I'm a freelancer for 5 years and as we all know for freelancers is that mahirap kami ma-approve sa mga ganitong deals so nanghihinayang ako i-let go siya. I need your advise mga co-tsikot members. Salamat po!

Gaguhan na yan, peperahan ka ng 49K?!

Get a new dealer... or choose another car from a different brand.

Or... instead of biting that bullet tutal kaya mo naman pala mag bayad ng 62K, mag ipon ka nalang for 6 months to 1 year pa pang down. Pag kaya mo na magdown ng 30% pataas mas malaki chance mo ma-approve sa bank loan. While nagiipon ka, isave mo sya sa bank na target mo applayan ng loan at di ginagalaw. Minsan kasi sa balanse mo pa lang sa bank, iaaprove ka na nila.

[Ionee]

hi! may standard po ba ng validity ng bank auto loan? sabi kse ng agent ko from my bank 1 month lng daw...sabi naman sa ibang branch na same bank 3 months. Who has the final say kung gaano katagal validity ng auto loan? Please help.