Results 1 to 10 of 35
-
July 7th, 2012 02:48 PM #1
Guys just a question, may expiry ba yung Approved Loan?
This is the situation, nag apply kami sa isang dealer then na-approved kami for a car loan ng isang bank. Now we have this color and spec of unit na gusto. I believe na approved kami sa bank June 13. Nagbigay na rin kami ng reservation sa dealer last June 16. Darating daw yung unit katapusan ng June. Few days after June 16 nagsabi yung agent na may available na unit but ibang kulay baka daw 1st week of July pa yung unit na gusto namin. But still, we declined. Then after few days may dumating ulit sila unit but still wala pa rin yung gusto namin, sabi baka daw mga 3rd week pa ng July yung unit na gusto namin. Then sige we'll wait. Then sabi, baka daw ma expire yung loan sa bangko kaya iniinsist nya na kunin na namin yung unit na available. So politely we declined kasi nga first car namin so we would like to have the unit and color that we want. The other day nagsabi na naman si agent na may available sila unit but yung high end but still not the color that we want. So we said we will wait 3rd week of July.
May expiration ba talaga or gusto lang makabenta ng agent?
Tsaka ganon ba talaga katagal kelangan ipaghintay? Mahigit isang buwan?
-
July 7th, 2012 03:12 PM #2
yup may expiration, sa BPI kc 3months sila bago expire ung application, and then incase na ma expire nmn ung application nyo pwede nmn apply ulit. tama sir minsan gusto nila makabenta at makahabol sa monthly quota.
depende nmn sa unit na kukunin nyo sir kung stik kayo sa isang dealer medyo mahirap try other dealer din po.
-
July 7th, 2012 03:25 PM #3
Ahhh.... Salamat ng marami sa enlightenment. Pero kung mag expire dapat si Agent na ulit bahala dun kasi tagal nila ibigay yung unit na gusto namin.
I've got this idea kasi na gusto lang makabenta or makahabol sa quota for the month of June or for 2nd quarter itong agent na ito dahil I've been dealing to a lot of Sales Person sa work kaya alam kong naghahabol lang sa benta. Wala lang kasi ako idea sa kalakaran sa bentahan ng kotse
Medyo nag-stick nga kami dito sa dealer na ito kasi kakilala yung agent ng kilala namin kaya mabilis nya rin kami napa-approved sa bangko.
-
July 7th, 2012 03:29 PM #4
sir anong brand/model/color nga pala ung gusto nyo? anyway goodluck po sana may available na color with your dealer in few days
-
July 7th, 2012 03:34 PM #5
Chevy Aveo LS lamang po na gray.
Maraming salamat po sana naman eh dumating na in these coming days
-
July 7th, 2012 03:52 PM #6
tama yan sir, is not a matter nmn po kung mamahalin or hindi high-end or low-end ang mahalaga dyan eh pinaghirapan/pinagisipan at higit sa lahat happy kayo sa choice nyo... good luck.
-
July 7th, 2012 05:12 PM #7
you are the boss so ikaw dapat masunod, hindi yung agent/dealer. minamadali ka lang nun kasi wala pa siya sa quota.
-
July 8th, 2012 03:47 PM #8
Salamat mga papa sa reply at sa support
Hopefully this coming days eh magkaron na ng magandang balita
-
BANNED BANNED BANNED
- Join Date
- Aug 2011
- Posts
- 32
July 17th, 2012 07:32 AM #9sir, try mo kaya sa psbank?
mataas ang rates kapag in house financing
agent/dealer pa nasusunod.
kapag bank, lahat sila na nag aayos, sila maghahanap ng dealer, dyan tali ka sa iisang dealer
email mo sir bmflorencio*psbank.com.ph
pwede ka magpaquote... makamura ka pa
-
Verified Tsikot Member
- Join Date
- Jul 2012
- Posts
- 5
July 18th, 2012 11:30 AM #10mga sirs,
same concern din po, gano po katagal ang expiration ng loan approval from bdo? kasi po yung branch manager at agent nangungulit n kunin ko yun oto dahil for releasing na dw po at bka bawiin pa daw ng bank ang approval kapag hindi ko kinuha ang unit. ang nangyari kasi dahil hnd kami nag check sa ibang dealer ay dahil ni refer sa akin ung agent. after ng approval may nag offer na bank at mas mababa ang monthly amort namin ng 2500 pesos compare dun sa dealer.
pano po ba ang gagawin? lets say meron mas mababang quote din ang isang same dealership at dahil hindi ko nagustuhan ang asal ng agent, pwede po bang lumipat ng ibang dealership or bank?
with regards to psbank, maangas po ba talaga ang nag CI officer nyo? ang yabang kasi ng dating eh para namang kung magtanong eh hindi namin kayang magbayad to think that we own our house and no history of any loans neither credit cards. gusto ko pa naman sana sa PSbank coz of good feedbank.
Somewhat expected from a rushed car from a first time carmaker
Xiaomi E-Car