thanks petevensen and bender for taking time to give your inputs! I'll be careful next time.

The policy briefly explained to me by my agent, that it was a sign of courtesy among dealers and banks, that they cannot "touch" or process any previously approved loan application managed by a different agent or dealer. In layman's term, "bawal mang-agaw ng di iyo". Hehe.

Nakikita pla kse nila yon sa system nila kung approved ka na for a car loan, at what bank and at what dealer.