Kung kaya mo naman, get the Montero. Yung 1.298M SRP may discount pa naman yan. SUVs have better resale values than gasoline sedans, lalo na't diesel yan. The Montero is reasonably fuel efficient and burns cheaper diesel fuel, and is a lot more durable than sedans.

If 2nd hand is OK with you, you can get a slightly used, more or less one year old Montero GLS-V. And then there are many more options if you choose this route.