I am facing the same dilemma , I am not sure what to buy with my budget. I trimmed down my choice between Honda City 1.3L CVT , and All New Vios 1.5L G A/T. The price between the two is about 100K.

Pero, looks like VIOS is a better choice after going to Honda and Toyata (alabang). Pero grabe naman ang Insurance sa Toyota, cost P45,905....

1. Can I get my own insurance (not from the dealership)?
2. Any suggestion which one and a possible quote?
3. Is it OK to get my own insurance? Will there be any hassle in the release of my car or in the future?

Even the in-house financing has higher rate sa dealer, OK lang ba if I would take care of the BPI leasing myself? Any hassles?


Thanks