Retain? Upgrade? or Update?

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Thank you Sirs for the replies..

Really appreciated and helpful..

Pay off thr Montero first, sell and replace with a new SUV mt. The Prado would be nice for the old folks. Have the younger brother learn to drive the vios first then before buying a new sedan.

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Sir dreamur,

Parents ko, pareho po nla gusto ang LC150,even the Rubicon & Pajero BK, considered nila,
ang mother ko, kung gusto naman nya bayaran, yung current loan, pwede naman, mas focus po sya sa investment,

kahit kaya naman kumuha ng LC150, my ermats will choose to buy a condo unit RFO, then, i pa-rent, which is effective..
may mga condo syang nakuha, yung iba, naka-retain, at kumikita, at yung iba naman, disposed na, at meron pa syang tubo..

kinausap ko na rin po yung younger sister ko, since naka pangalan naman yung vios sa akin, ok lang na ibigay ko sa kanya para magamit nya, since 2yrs na rin naman ito, at marami nang scratches dahil lagi naman ito ginagamit.. hindi na rin nakakapang-hinayang ito.. dahil depreciated na ang sasakyan.. once na natuto sya, saka kumuha ng bago...

dont retain the mt. even if he prefers an mt suv. get an automatic that everyone can use. the new suvs have light steering that your wife will like.

bunso can get the older sedan.

my bunso bro inherited the old vios & new civic lucky bastard lol.

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Sir StockEngine,

Kaming dalawa po ni Erpats, Mas gusto po talaga namin yung MT, ok din ang AT for comfort, Mas preferred na merong isang MT at isang AT sa garage...

Yung first car ng parents ko na Toyota Revo, 7k guzzler MT, 13yrs na hindi pa napapalitan ng clutch, at nadala pa ito sa leyte, andoon na ngayon at walang naging problema...

Yung vios naman po, willing ko naman ibigay sa bunso kong kapatid na babae, since sa akin naman naka-name.. hindi naman big deal ito dahil naka-stay naman kami sa iisang bubuong kasama ang parents..

Bakit may retain upgrade or update? May montero para kay erpats at may vios para kay bunso naman

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Sir dct,

Retain: 2 vehicles stay in garage, buy another one,
Upgrade: isa po sa sasakyan, upgrade to advanced model (Montero to Rubicon, BK, or LC150. Vios to Camry or Accord)
Update: 2nd Gen. Montero will replaced by 3rd Gen. Montero or Vios will replace and update to altis/mazda 3/civic..

Technically po, Naka-name ang montero sa Ermats ko, sya po ang owner, at kaming dalawa lang po ni Erpats ang nagmamaneho, at wala po kaming personal driver..

Kaya po si Ermats bumili ng SUV, for business purposes, dahil most of the time, marami po syang ka-meeting na client,
and family car po namin..

at ang vios naman, naka-pangalan sa akin, dahil eto yung reward ko sa ermats ko dahil ako po ang personal driver nya.. at tumutulong sa business ng parents ko...

i agree.
give the monty to papah.
give the vios to the young one. kung ayaw niya, ay siya ang bumili ng sasaQyang gusto niya.

Sir dr. d

Most of the time, Erpats ko naman po ang gumagamit nito, pag hindi nya gusto mag drive ng montero, palit kami ng sasakyan..

yung vios naman, willing ko naman ibigay sa bunso, since hindi naman masyado tumutulong sa family business,
pag bumili sya ng sasakyan, bayaran nya, pero willing naman na mag-hati sa monthly amortization

Clearly, your mother is a very financially smart person ... you should learn from her ...

Sir Walter..

Yes Sir,

Much better na practical, wag maging kuripot at gahaman, wag masyadong magastos..

Spend Wisely, na merong katuturan at makakatulong sa kapwa..

Since meron staff at employee ang ermats ko.. Priority lagi ang mga employees pag dating ng payday..
walang delay sa salary, at updated lahat ng mga contributions from, SSS/Philhealth/Pag-ibig..