Pls. Help (buying car; P1.2M budget)

[Starex_Gold]

Kung may pambayad naman ng interest bakit hindi?

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if i had that perk, sasagarin ko rin. 50% usapan, hindi fixed amount.

kaya ba forester turbo? if not, cr-v is my vote.

[Starex_Gold]

if i had that perk, sasagarin ko rin. 50% usapan, hindi fixed amount.

kaya ba forester turbo? if not, cr-v is my vote.

Kulang-kulang 1.8M ang price nyan..

Lagpas ng 600K sa budget nila.

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^^ pwede ba dagdagan joke

seriously, cr-v choice ko

[Battlestar]

if i had that perk, sasagarin ko rin. 50% usapan, hindi fixed amount.

kaya ba forester turbo? if not, cr-v is my vote.

It still depends on the company perk. Pwede sagad 50% the car of your choice, eh kung nakatali ka naman sa company for 10 years without payrate increase kawawa ka rin :-)

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^^ would it matter kung kumuha siya ng vios j tapos 300k lang share ng company?

[vito corleone]

since babae si ts, agree ako with gh on kia soul

other options can be the nissan grand livina (smooth to drive), kia carens, mitsu asx

[ghosthunter]

^ Bawal ba isagad yung budget?

The TS said she will loan part of the money from a bank. Personally, I prefer NOT to have any kind of load, especially not a bank loan if I can avoid it.

So if buying a cheaper vehicle, like a Corolla would mean a smaller loan or even she doesn't have to take a loan, it would be preferred from my point of view.

A bank loan is not free money. You have to pay it back with interest. That is equivalent of your future income disappearing into thin air.

[Battlestar]

^^ would it matter kung kumuha siya ng vios j tapos 300k lang share ng company?

Oh, okay. Iba kase iniisip ko, kala ko gusto mo 50% of price and you select those pricey car

[ghosthunter]

Kung may pambayad naman ng interest bakit hindi?

TS said:

gusto ko sana bank loan, 50% down tapos the other 50% 5 years to pay.

after paying 5 years, the TS would have probably paid 20% over the car's SRP price.