Help me choose a new Mid size SUV or Crossover SUV

**xtrm_2001** · December 8th, 2014 01:57 PM

ano daw ang topic?

para naman 'di OT, nakapag decide na ba si TS?

**soul12** · December 21st, 2014 02:08 PM

Originally Posted by fireice2

Why do you have to limit yourself with the Fortuner and Monterosport? Ignore the badge and judge each SUV objectively. Whether its american, japanese, korean, german, etc., You have a lot to choose from with your budget have an open mind.

The easiest solution to your problem is to TEST DRIVE all SUV's in the 1.5M mark (+/- 150K). This will take some time but I don't think you'll be buying one within this year.

Where ever your money comes from, at the end of the day its you who's going to pay. Buyer's remorse can be a pretty expensive thing.

Take your time to PERSONALLY evaluate the car you are going to buy and do not rely heavily on the opinion of others on what's a good car or not. DO NOT FALL IN LOVE WITH A CAR/SUV. Kahit iwanan mo yung sasakyan sa showroom, di yan iiyak at magpapakamatay.

I have a Monterosport which I bought in cash, but I never recommended it to another like its the best SUV around. I always encourage my friends to take their time to evaluate their options objectively. Buying a car is never a pleasant or feel good experience.

Tama. Test drive and pick the SUV that suits you. New models are coming out next year.

**jhnkvn** · December 22nd, 2014 01:30 AM

Originally Posted by leodawesome

A bit OT, but is Mutual Funds counted here?

If it comprises 100% of what your savings, yes.

Truthfully, I'm not much of a fan of mutual funds. Why? Because of the fees. 2% might seems small but that 2% means you automatically start each year on a -2% handicap. Then there's the matter with performance....

There's a reason why index funds are all the rage in the US.

**dr. d** · December 22nd, 2014 02:05 PM

I do not believe the average motorist can make a good evaluation of our prospects, even if we drive each one for half a day...
Yes, we can probably cross out those that are grossly "unfavorable", but the rest...?

**jut703** · December 22nd, 2014 02:34 PM

Originally Posted by dr. d

I do not believe the average motorist can make a good evaluation of our prospects, even if we drive each one for half a day...
Yes, we can probably cross out those that are grossly "unfavorable", but the rest...?

Why not? We ourselves are consumers so we know what we look for in a car. We have different value judgements but the again car choices always have a sense of subjectivity depending on what buyers prioritize.

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**jut703** · December 22nd, 2014 02:37 PM

Originally Posted by jhnkvn

There's a reason why index funds are all the rage in the US.

Unfortunately, index funds in the Philippines still have management fees. I know they shouldn't have any, and I've asked banks about that, and hindi rin nila alam sagot.

Actually, when I opened my UITF account in BPI, I was surprised that the girl processing my account knew nothing about stocks or even mutual funds. They just repeat whatever's on the brochure but they don't quite understand the purpose and intricacies of these instruments.

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