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  1. Join Date
    Oct 2008
    Posts
    45
    #1
    hi

    i was planning on getting a car to reward my self.. but i cant decide pa talaga. if brand new or second hand...

    well..

    for bnew my choices are (all MT)
    1.8s civic 08
    1.6E altis (i didnt appreciate '08 vios)
    Mitsubishi lancer es 2008
    city 1.3s (but i dont like the face)
    and still thinking ..

    for 2ndhand...
    Honda vti i like the old one 96 i think
    05 vios
    98 altis.. correct me if im wrong. or 97 i think

    well . . my budget cash would be 120k and a little up + my iphone hehehe

    lets say i get 20k/month cleaned..

    if your in my shoes.. would i still wait for the right time..
    i travel everyday gen trias cavite to ortigas
    if you ask me for what make i like.. im a subaru wrx sti fan

    br

  2. Join Date
    Aug 2005
    Posts
    7,186
    #2
    For down payment for a brand new car, you will need 20 to 30% of the car value Plus insurance, Plus Registration, Plus Chattel Mortgage.

    20% of 1 M is 200K, you will need an additional 50k to 60K more.

    Your 120K might not be enough as downpayment.

  3. Join Date
    Jan 2008
    Posts
    1,129
    #3
    Quote Originally Posted by FROZENICE View Post
    hi

    i was planning on getting a car to reward my self.. but i cant decide pa talaga. if brand new or second hand...

    well..

    for bnew my choices are (all MT)
    1.8s civic 08
    1.6E altis (i didnt appreciate '08 vios)
    Mitsubishi lancer es 2008
    city 1.3s (but i dont like the face)
    and still thinking ..

    for 2ndhand...
    Honda vti i like the old one 96 i think
    05 vios
    98 altis.. correct me if im wrong. or 97 i think

    well . . my budget cash would be 120k and a little up + my iphone hehehe

    lets say i get 20k/month cleaned..

    if your in my shoes.. would i still wait for the right time..
    i travel everyday gen trias cavite to ortigas
    if you ask me for what make i like.. im a subaru wrx sti fan

    br
    For your 120k right now it still not enough for down payment...konting ipon pa bro.... as mention plus insurance, chattel mortgage and registration.. i think you need a small car for the distance you travel everyday.. on my estimate its around 90kms a day travel round trip.

  4. Join Date
    Feb 2008
    Posts
    5,179
    #4
    ill advise sana na brandnew na lang pero sa budget, tama si meledson medyo hindi pa kakayanin pang down...

    2nd hand? financing po kakayanin yung 96-98 civic... pero ill get the vios na lang if i were in your shoes... bago-bago pa. tipid pa sa gas

  5. Join Date
    Oct 2002
    Posts
    15,528
    #5
    you may try the 99k all in promo for Ford Focus, i think the monthly is around 18k. pero for the cars that you like, hindi kasya yung 120k mo.

  6. Join Date
    Oct 2002
    Posts
    40,038
    #6
    kung talagang gustong-gusto mo ng bumili, yun pinakamura na lang na brand new, pang araw-araw mo lang naman eh..

    pwede na cherry QQ

  7. Join Date
    Oct 2008
    Posts
    45
    #7
    Quote Originally Posted by shadow View Post
    kung talagang gustong-gusto mo ng bumili, yun pinakamura na lang na brand new, pang araw-araw mo lang naman eh..

    pwede na cherry QQ
    LoL .. well . . its a good idea thou .

    bka il just get smoked by those jazz and smokerss hehe


    *1D4LV

    well . . ford focus is also a good choice lalo na ung diesel car nila ..
    pwede un ...

    thanks



    *all
    yah.. medyo mababa nga.. dagdagan ko pa heheh
    and ipon ipon pa.. but if some point i called have bank financed a 2nd car why not dba... 1.3 vois is a very good choice..


    thank you guys for your fast reply ..



    br

  8. Join Date
    Sep 2008
    Posts
    1,219
    #8
    mazda is offering a 70k all in promo..meaning for 70k downpayment, kasama na don ang chattel mortage, 3yrs of LTO saka comprehensive na insurance monthly is 16k+

  9. Join Date
    Oct 2008
    Posts
    45
    #9
    salamat sa inyo guys.

    hi eto nakita ko

    but posted march 08 .. dont if its still valid till now or the promo is still in..
    pero this is very good

    ====================
    Focus 1.8L Trend MT





    Unit Price � 774,000.00





    Low Downpayment � 88,000.00





    * Includes FREE Chattel Mortgage, Insurance and 3 Years LTO





    Monthly Installments:


    24 mos. - 33,589.00


    36 mos. - 24,018.00


    48 mos. - 19,239.00


    60 mos. - 16,409.00
    =======================

    ayos n ayos to...



    TIA . .

  10. Join Date
    Oct 2008
    Posts
    45
    #10
    Quote Originally Posted by actor21 View Post
    mazda is offering a 70k all in promo..meaning for 70k downpayment, kasama na don ang chattel mortage, 3yrs of LTO saka comprehensive na insurance monthly is 16k+

    ahh yes. ..

    info
    ====================
    for 3 years monthly is Php 25,344.00
    for 4 years monthly is Php 20,260.00
    for 5 years monthly is php 17,229.00

    The low down payment of 70k is subject for bank approval.
    ====================


    well .. very good options


    TIA

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