Car buy Advice

[FROZENICE]

hi

i was planning on getting a car to reward my self.. but i cant decide pa talaga. if brand new or second hand...

well..

for bnew my choices are (all MT)
1.8s civic 08
1.6E altis (i didnt appreciate '08 vios)
Mitsubishi lancer es 2008
city 1.3s (but i dont like the face)
and still thinking ..

for 2ndhand...
Honda vti i like the old one 96 i think
05 vios
98 altis.. correct me if im wrong. or 97 i think

well . . my budget cash would be 120k and a little up + my iphone hehehe

lets say i get 20k/month cleaned..

if your in my shoes.. would i still wait for the right time..
i travel everyday gen trias cavite to ortigas
if you ask me for what make i like.. im a subaru wrx sti fan

br

[meledson]

For down payment for a brand new car, you will need 20 to 30% of the car value Plus insurance, Plus Registration, Plus Chattel Mortgage.

20% of 1 M is 200K, you will need an additional 50k to 60K more.

Your 120K might not be enough as downpayment.

[[archie]]

ill advise sana na brandnew na lang pero sa budget, tama si meledson medyo hindi pa kakayanin pang down...

2nd hand? financing po kakayanin yung 96-98 civic... pero ill get the vios na lang if i were in your shoes... bago-bago pa. tipid pa sa gas

[1D4LV]

you may try the 99k all in promo for Ford Focus, i think the monthly is around 18k. pero for the cars that you like, hindi kasya yung 120k mo.

[shadow]

kung talagang gustong-gusto mo ng bumili, yun pinakamura na lang na brand new, pang araw-araw mo lang naman eh..

pwede na cherry QQ

[FROZENICE]

kung talagang gustong-gusto mo ng bumili, yun pinakamura na lang na brand new, pang araw-araw mo lang naman eh..

pwede na cherry QQ

LoL .. well . . its a good idea thou .

bka il just get smoked by those jazz and smokerss hehe


*1D4LV

well . . ford focus is also a good choice lalo na ung diesel car nila ..
pwede un ...

thanks



*all
yah.. medyo mababa nga.. dagdagan ko pa heheh
and ipon ipon pa.. but if some point i called have bank financed a 2nd car why not dba... 1.3 vois is a very good choice..


thank you guys for your fast reply ..



br

[alainroyce]

hi

i was planning on getting a car to reward my self.. but i cant decide pa talaga. if brand new or second hand...

well..

for bnew my choices are (all MT)
1.8s civic 08
1.6E altis (i didnt appreciate '08 vios)
Mitsubishi lancer es 2008
city 1.3s (but i dont like the face)
and still thinking ..

for 2ndhand...
Honda vti i like the old one 96 i think
05 vios
98 altis.. correct me if im wrong. or 97 i think

well . . my budget cash would be 120k and a little up + my iphone hehehe

lets say i get 20k/month cleaned..

if your in my shoes.. would i still wait for the right time..
i travel everyday gen trias cavite to ortigas
if you ask me for what make i like.. im a subaru wrx sti fan

br

For your 120k right now it still not enough for down payment...konting ipon pa bro.... as mention plus insurance, chattel mortgage and registration.. i think you need a small car for the distance you travel everyday.. on my estimate its around 90kms a day travel round trip.