Yes, of course, Banks are still mitigating risks. Kaya 30% ang requirement nila sa una. Pakipot kumbaga.

But anyway, approved na yung 20% DP. Pinaready ko na sasakyan, tint and all. Di ko lang alam kung makukuha ko today or tomorrow. I'll post pics as soon as possible. Is it normal to be excited?

Ganda pala ng Haima Plant: