Unless you're in a good neighborhood, buying luxury vehicles are immediately a "waste" here in the Philippines. 100% Taxation, learn to hate it

If you live in a relatively flood-free area, I think you might want to look up on sedans rather than SUVs.

Among the three, Audi Q5 also gets my vote. Among all SUVs, I think you're still better off purchasing a Land Cruiser or a Lexus RX. More bang per buck IMO.

A million saved is still a million. Which you can use to compound for future returns or immediately gratify yourself with a 100" TV and you can depreciate that for 20 years :naughty2: rather than the usual car lifespan of 5-10 years (assuming you're not that guy that sells immediately)