Rule of thumb for me when buying a second-hand car, I set aside about 20% of my budget for maintenance or any unforeseen breakdown. So if my overall budget is 350k, I will buy a car that is around 280k and set aside 70k half of which I will use for maintenance (brake pads, engine/transmision oil, timing belts, suspension, aircon cleaning, etc) then the half I will set aside for any unforeseen breakdowns.





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