Results 11 to 20 of 31
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November 13th, 2010 09:58 AM #11
Anong klaseng business NA SAFE ang kaya talunin ang interest rate ng car loan? Siguro kung nagbebenta ka ng droga kaya!
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November 13th, 2010 10:10 AM #12
Most of our cars were bought using bank financing. 1 year ammortization, one month advance (OMA), rate is only 4% more or less.
Any business would earn more than 4% in less than a month.
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November 13th, 2010 10:11 AM #13kung magiinvest ka sa mutual funds and it will give you 5% to 6% per annum... and ang 27% in 5 years ay about 6% din... break even na rin... ang problema lang eh yung monthly mo pag nakalagay sa mutual funds pera mo... hehe...
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November 13th, 2010 10:17 AM #14
not all of us are good in managing a business. marami din nalulugi. ano ba maganda business ngayon na low risk.
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November 13th, 2010 10:23 AM #15
if the car is for personal use, buy it cash. pero if you have a business better to finance it kasi pwede mo mapasok as expense yung monthly.
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November 13th, 2010 10:25 AM #16
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November 13th, 2010 01:19 PM #17
Money market ;)
hehe kung magpapa 5-6 ka sa pera na ipa-pang cash mo sa say, Fortuner, at 5-6 or even 10% a month. talo mo ang interest ng loan. na libre na yung MA mo. hehehe
i know someone who did this, instead of forking down the money straight to Toyota for a Fortuner. Lucky for her, it worked. wala naman nanuba sa kanya.
pero still, to each his own, kanya kanyang trip lang yan. kung san ka masaya. go for it.
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November 17th, 2010 12:26 PM #18
If you can afford to pay in cash, like it's just sitting around waiting to be spent, then spend it.
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November 17th, 2010 12:42 PM #19
Kung may cash ka mas maganda iwas sakit ng ulo pag may binabayaran monthly.
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November 17th, 2010 01:23 PM #20
Yun na nga ikaw na mismo nagsabi, LUCKY FOR HER. But there is too much risk to buy something that does not make money like a car... Eh kung nag 5-6 ka tapos di nabayad yung pina utang mo or kung nag bayad man late nagbayad tapos dineposito na ng bangko yung post dated check mo tapos since di pa nagbayad yung pinautang mo, talbog cheke mo o pano na?
Taking risk is ok in fact taking risk is the way to make money, but only take it for money making activities and buying a car is not one of them...
yung akin naman... you can add the reverse cam and back-up sensor... pero ADAS - I don't think...
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