First car: Sub PHP1M - Brand New or Second Hand?

[dark_hedge12]

Hi ako rin po sana mag papa suggest ng new car.
22 yrs old single po at pang all around lang ang target ko. Possible na pang gala ko lang sya sa mga travel bucket list namin ni SO.

And pang convenient na pamamalengke or kung saan man. Baka hindi ko rin mgamit pamasok kase medyo mahal parking sa bgc at gas from my home ( caloocan )

Under 1million po sana or much better ba 2nd hand? I am not sure

But i can pay under 18k all in monthly sa amortization + insurance

And sa down payment mga under 150k kaya ko ilabas.

Eto mga nagandahan ako:
City RS 1.5
Civic SE
Mazda 2
Vios

di ko po type mga hatchback prang walang dating sakin.

Thanks

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[_Cathy_]

MODERATOR'S NOTE: Separate thread created

TS, let me know if you want the title changed

[ray_noel]

Hi ako rin po sana mag papa suggest ng new car.
22 yrs old single po at pang all around lang ang target ko. Possible na pang gala ko lang sya sa mga travel bucket list namin ni SO.

And pang convenient na pamamalengke or kung saan man. Baka hindi ko rin mgamit pamasok kase medyo mahal parking sa bgc at gas from my home ( caloocan )

Under 1million po sana or much better ba 2nd hand? I am not sure

But i can pay under 18k all in monthly sa amortization + insurance

And sa down payment mga under 150k kaya ko ilabas.

Eto mga nagandahan ako:
City RS 1.5
Civic SE
Mazda 2
Vios

di ko po type mga hatchback prang walang dating sakin.

Thanks

Sent from my Mi 9T using Tapatalk

Sir, a car worth 800k pasok sa pang down mo ng 160k * 20% DP, dag2 ka na lang ng kunti... pero you have to settle it for 4-5 years if you will budget 18k per month... hut for 3 years, it’s around 21k ang per month...

i’m telling you this bec it seem that you’re on tight budget and to avoid yung mga low DP high monthly payment scheme which is madami na rin nagka problema sa pagbabayad...

So anong car ba jan ang worth 800k? Dun na ako mag aadjust sa choice of car ko... goodluck. Hope it helps.


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[EchoAlphaDelta]

Hi ako rin po sana mag papa suggest ng new car.
22 yrs old single po at pang all around lang ang target ko. Possible na pang gala ko lang sya sa mga travel bucket list namin ni SO.

And pang convenient na pamamalengke or kung saan man. Baka hindi ko rin mgamit pamasok kase medyo mahal parking sa bgc at gas from my home ( caloocan )

Under 1million po sana or much better ba 2nd hand? I am not sure

But i can pay under 18k all in monthly sa amortization + insurance

And sa down payment mga under 150k kaya ko ilabas.

Eto mga nagandahan ako:
City RS 1.5
Civic SE
Mazda 2
Vios

di ko po type mga hatchback prang walang dating sakin.

Thanks

Sent from my Mi 9T using Tapatalk

My 2 cents, go for 2nd hand. Pay in full, then go crazy on mods. Being that this will be your first, a 2nd hand car will be a great platform for you to learn, be it proper maintenance, DIY stuff or road safety.

Dont get fooled by low down payment/monthly amortization... These are just marketing ploy. Also, you may have a stable income now, but you'll never know what will happen in 3 to 5 years' time.

18k/ month budget is a bit too tight, if I'm being honest. You have to consider gas, parking and maintenance. Even if you plan on using the car mostly on weekends, you may find your self having a difficult time with your budget.

Go with the type of car that will suit your lifestyle the most. Compact sedan can be a good choice for you: tipid sa gas, cheaper maintenance compared to bigger sized cars. If you chose to go the 2nd hand route, Toyota is selling certified pre-owned cars (search it on facebook/ google). They also accept bank loans.

Sana naka tulong mga payong tito ko. Good luck, bro!

[bxr monkey]

Agree sa mga suggestions. Puwedeng options.

Used Cars for Sale | Find 1’s of Used Cars on Carousell Autos (formerly OLX) city&transmission_enum=TRANSMISSION_MANUAL

1. Honda City MT
2. Toyota Vios MT
3. Mitsubishi Mirage G4 MT

[dr. d]

Hi ako rin po sana mag papa suggest ng new car.
22 yrs old single po at pang all around lang ang target ko. Possible na pang gala ko lang sya sa mga travel bucket list namin ni SO.

And pang convenient na pamamalengke or kung saan man. Baka hindi ko rin mgamit pamasok kase medyo mahal parking sa bgc at gas from my home ( caloocan )

Under 1million po sana or much better ba 2nd hand? I am not sure

But i can pay under 18k all in monthly sa amortization + insurance

And sa down payment mga under 150k kaya ko ilabas.

Eto mga nagandahan ako:
City RS 1.5
Civic SE
Mazda 2
Vios

di ko po type mga hatchback prang walang dating sakin.

Thanks

Sent from my Mi 9T using Tapatalk

my vote goes to a not-so-basic vios or city, with the vios edging the other out just slightly.

my sour-grapes justification favoring more basic models is, "the less parts, the less parts to go wrong or malfunction".
but if an affordable diesel innova magically presents itself, grab it.

but you should test-drive each candidate, first.
no sense in getting a car you're not comfortable being in.

good luck.

[hardwang]

my vote goes to a not-so-basic vios or city, with the vios edging the other out just slightly.

my sour-grapes justification favoring more basic models is, "the less parts, the less parts to go wrong or malfunction".
but if an affordable diesel innova magically presents itself, grab it.

but you should test-drive each candidate, first.
no sense in getting a car you're not comfortable being in.

good luck.

Ayaw niya daw ng sasakyan na walang dating. He's too young for an Innova. Let him enjoy his youth hehe

[tarzegetakizerd]

Ayaw niya daw ng sasakyan na walang dating. He's too young for an Innova. Let him enjoy his youth hehe

almost jumped for an innova 2nd hand when i was looking for a first car. Tinawanan ako ng tatay ko saying "ambata mo pa". hahaha ngayon inggit dun sa FD2 ko

[dr. d]

Ayaw niya daw ng sasakyan na walang dating. He's too young for an Innova. Let him enjoy his youth hehe

ah ok.
i am confident, he will eventually go the circle of life.

btw,
my son enjoys his innova. "matibay and requires almost no maintenance. oil and filter change, and annual LTO."

[ice15]

btw,
my son enjoys his innova. "matibay and requires almost no maintenance. oil and filter change, and annual LTO."

When I was in college. I also loved my dad's Tamaraw FX

Modified yung Lancer ko noon to a point where masakit na sa bulsa yung gas consumption nya.

Tamaraw FX can even sit idle sa parking with the A/C on!

[ice15]

For me personally, always brand new.

So I'm the guy who will get a new Wigo over a second hand Corolla/Civic. (not unless I NEED an MPV or a pick-up)

***back to your post***

Budget:

But i can pay under 18k all in monthly sa amortization + insurance

And sa down payment mga under 150k kaya ko ilabas

When you mentioned 2nd hand
hulugan din ba?
or do you have 1M in cash?
or you're looking for a sub-150K second hand car?

from the budget you mentioned and playing with the BPI Auto Loan (Vios XE CVT)

Selling Price: P747,000.00
Downpayment: P149,400.00
Amount Financed: P597,600.00
Monthly Amortization: P15,237.00

As you didn't mention anything about you background when it comes to owning a car, I'm Voting for the Vios or City brand new.

[dr. d]

For me personally, always brand new.

So I'm the guy who will get a new Wigo over a second hand Corolla/Civic. (not unless I NEED an MPV or a pick-up)

.[/B]

i have a 5 year old wigo, and a 15+ year old altis.
unless i'm going to a space-conscious venue, i prefer to drive the altis. it's more soothing.

[tarzegetakizerd]

i have a 5 year old wigo, and a 15+ year old altis.
unless i'm going to a space-conscious venue, i prefer to drive the altis. it's more soothing.

same. And not to mention the older car i have feels more expensive than the wigo hehe

[ice15]

i have a 5 year old wigo, and a 15+ year old altis.
unless i'm going to a space-conscious venue, i prefer to drive the altis. it's more soothing.

are you the first owner of the Altis?

I started with used cars, my personal advise to people asking me the same question.

"drive a 3-4 year old car and compare it with the brand new one (e.g Vios vs Vios), if you don't see/feel a difference, then buy used if you're comfortable"

[StockEngine]

Thread seems abit toxic. Almost like pandora's box 2020 edition.

[coiter]

For me personally, always brand new.

So I'm the guy who will get a new Wigo over a second hand Corolla/Civic. (not unless I NEED an MPV or a pick-up)

me too. since it's a starter car, i'd get the cheapest but decent (meaning from a reputable brand) bnew sedan and then iklian yung payment period to 3yrs. knowing that this would definitely not be my last car.

[akosijhay]

Pang all around, pang travel? Ayaw mo i consider Suzuki Jimny? Higher ground clearance + okay din ang looks IMHO.

Considering na madalas gagamitin pang out of town, ang mga provincial roads natin madalas may mga unexpected potholes o lubak na mahirap makita lalo na sa gabi. Sama mo pa yung ibang kalsada na madalas magbaha kapag may konting ulan.

Currently driving a subcompact sedan at kada dadaan ako sa provincial road e na-awa ako sa suspension dahil ramdam talaga ang lubak sa provincial road hehe. Pero sa metro naman, okay ang subcompact sedan hehe.

[tarzegetakizerd]

Hi ako rin po sana mag papa suggest ng new car.
22 yrs old single po at pang all around lang ang target ko. Possible na pang gala ko lang sya sa mga travel bucket list namin ni SO.

And pang convenient na pamamalengke or kung saan man. Baka hindi ko rin mgamit pamasok kase medyo mahal parking sa bgc at gas from my home ( caloocan )

Under 1million po sana or much better ba 2nd hand? I am not sure

But i can pay under 18k all in monthly sa amortization + insurance

And sa down payment mga under 150k kaya ko ilabas.

Eto mga nagandahan ako:
City RS 1.5
Civic SE
Mazda 2
Vios

di ko po type mga hatchback prang walang dating sakin.

Thanks

Sent from my Mi 9T using Tapatalk

Onhand ba yung budget mong sub-1M?

If onhand, you can easily buy almost new Civic/city variants with that money.

Your indicated DP and amortization amounts would not get you anywhere close to a City RS or a Civic S/E. Dagdag mo pa maintenance costs, gasoline costs, etc. The RS would require 210k and 21k monthly for 60 months just for the car (based sa online calculators).

[crosswind]

Hi ako rin po sana mag papa suggest ng new car.
22 yrs old single po at pang all around lang ang target ko. Possible na pang gala ko lang sya sa mga travel bucket list namin ni SO.

And pang convenient na pamamalengke or kung saan man. Baka hindi ko rin mgamit pamasok kase medyo mahal parking sa bgc at gas from my home ( caloocan )

Under 1million po sana or much better ba 2nd hand? I am not sure

But i can pay under 18k all in monthly sa amortization + insurance

And sa down payment mga under 150k kaya ko ilabas.

Eto mga nagandahan ako:
City RS 1.5
Civic SE
Mazda 2
Vios

di ko po type mga hatchback prang walang dating sakin.

Thanks

Sent from my Mi 9T using Tapatalk

Go with the brand new car if afford mo naman, if you don't have any qualms sa yearly depreciation ng car after you take it out of the dealer.
Lalo na madaming flooded vehicles na for sale ngayon

1. City RS 1.5
Newer generation so it would triumph the Vios in almost all aspects and would be alot bigger than the mz2, heck the mz2 is super cramped pero target market naman niya yung mga want ng sporty at an affordable price.

2. Civc SE
You can never go wrong with a civic tapos it still has the r18 from the fd which is a really good engine, can't say that much sa R18 ng FC kasi the one I use na civic is the FD and the newer rs turbo.

Bang for the buck among you choices being a bigger car and better NVH pero take note the SE is stripped of the features standard on the 1.8E.

3. Mz2
Sporty handling, will fit you if your onto spirited driving sa mountain passes pero in other aspect talo siya ng vios and city. Plus meron padin ata YOJIN 3 ang mazda which gives you free pms for 3 yrs or 60k kms.

4. Vios
I would recommend the 1.3 E AT sobrang bang for the buck with traction control(correct me if im wrong) and 6 airbag across the range plus the toyota reliability. Pero if you want more oomph go for the 1.5 especially if you would be carrying people sa out of town drives.

Personally, I would go with the Civic
- The space
- Power
- NVH
- and the confidence of driving a bigger car

[travajante]

For that amount? If not an Innova, how about another old man car like the Prado 120? Pretty much same suspension as the FJ Cruiser. Uber comfy & reliable....& it's a Land Cruiser. A lot out there within & a lil over the budget stated.[emoji4]

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