*TS: yung mga nagpopost sa Sulit na "open for financing" are usually (though not always) connected to car dealerships, karaniwan ahente sila. those cars being posted should be scrutinized thoroughly since you will most likely be buying a car not from the original owner. so if you're expecting that they will tell you the true history of the car, think again. its better to buy it directly from the owners themselves.

meron naman agencies and lending institutions that offer car loans. and since you already have 150k, you'll only need to loan the balance needed for you to purchase your preferred vehicle in cash. kapag sa lending naman, afaik they will require you to surrender the original OR/CR of the car as the collateral. pero ingat ka din. meron mga sindikato that poses as financing agency. safest pa din siyempre sa banks.