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  1. Join Date
    Jul 2016
    Posts
    8
    #1
    Hi, meron po bang option na bank deposit sa pagbayad ng bagong kotse? Sabi kasi sa akin kung manager's check it will still take 3 days to clear bago marelease ang car.

  2. Join Date
    Jul 2007
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    57,760
    #2
    Quote Originally Posted by Rener01 View Post
    Hi, meron po bang option na bank deposit sa pagbayad ng bagong kotse? Sabi kasi sa akin kung manager's check it will still take 3 days to clear bago marelease ang car.
    MC is as good as cash. You should be able to get your car on the same day. Kaya nga MC, it's a guarantee that you have funds.

  3. Join Date
    Sep 2010
    Posts
    3,182
    #3
    Quote Originally Posted by _Cathy_ View Post
    MC is as good as cash. You should be able to get your car on the same day. Kaya nga MC, it's a guarantee that you have funds.
    Yup, but the dealer still has to verify w/ the bank (which is just a phone call). There are some fake MCs.

  4. Join Date
    Jun 2012
    Posts
    4,447
    #4
    Quote Originally Posted by bugsmobile View Post
    Yup, but the dealer still has to verify w/ the bank (which is just a phone call). There are some fake MCs.
    Just a phone call and it's done. So mga 2 hrs siguro yan kasama na sa paghahanap kung sinong kakausapin nya sa bank. 3 days is for personal checks. Fax mo na sakanila yung MC para wala ka pa sa casa, itawag na nila

  5. Join Date
    Nov 2009
    Posts
    12,363
    #5
    Quote Originally Posted by Rener01 View Post
    Hi, meron po bang option na bank deposit sa pagbayad ng bagong kotse? Sabi kasi sa akin kung manager's check it will still take 3 days to clear bago marelease ang car.
    My dad did that, debit to account na lang ni dealer.

    wala ng request for MC, wala ng confirmation, real time nacheck online na ni dealer
    Last edited by cast_no_shadow; August 12th, 2016 at 09:25 AM.

  6. Join Date
    Jan 2006
    Posts
    12,608
    #6
    Some dealers accept personal check as payment for a car purchase. Some dealers also accept credit cards as a down payment option.

  7. Join Date
    Dec 2005
    Posts
    39,174
    #7
    Hassle pumunta ng bangko para kumuha ng MC....

    Puwede namang personal check,- kung saang bangko (not branch) may connection ang casa, tapos, itawag na lang (Manager to Manager)....


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  8. Join Date
    Mar 2008
    Posts
    54,619
    #8
    Quote Originally Posted by Rener01 View Post
    Hi, meron po bang option na bank deposit sa pagbayad ng bagong kotse? Sabi kasi sa akin kung manager's check it will still take 3 days to clear bago marelease ang car.
    it's only three days, sir.
    hintayin nyo na lang. wala namang gagamit ng sasakyan, e.
    i like cheques. MCs. we never know when we're going to need the paper trail that paying cash money will not leave.

  9. Join Date
    Feb 2008
    Posts
    12,683
    #9
    MC is good as cash. Dont believe the 3 day clearing BS as they just want cash para madali ung hatian ng commission.

    Sent from my SM-N910C using Tapatalk

  10. Join Date
    Aug 2015
    Posts
    352
    #10
    Quote Originally Posted by Rener01 View Post
    Hi, meron po bang option na bank deposit sa pagbayad ng bagong kotse? Sabi kasi sa akin kung manager's check it will still take 3 days to clear bago marelease ang car.
    I paid my 20%dp to the dealer via bank deposit. Tapos binigyan ko ng scanned copy ng deposit slip. So pwede yun. Ask mo lang sales agent mo.




    Sent from my iPhone using Tapatalk

  11. Join Date
    Jan 2016
    Posts
    6,813
    #11
    Quote Originally Posted by dreamur View Post
    MC is good as cash. Dont believe the 3 day clearing BS as they just want cash para madali ung hatian ng commission.

    Sent from my SM-N910C using Tapatalk
    Tell them your going to get from another dealer if that's the case, then watch them tell you that they will accept your MC good as cash.

  12. Join Date
    Sep 2010
    Posts
    3,182
    #12
    Quote Originally Posted by Rener01 View Post
    Hi, meron po bang option na bank deposit sa pagbayad ng bagong kotse? Sabi kasi sa akin kung manager's check it will still take 3 days to clear bago marelease ang car.
    Forgot to mention in my previous post that yes you can. When we got the Mazda 3, we just deposited the full payment in their bank account. We deposited on a friday so I could get it on saturday.

  13. Join Date
    Aug 2016
    Posts
    165
    #13
    Sakin pwede as in full cash na dala ko sa backpack magbabayad ay pwede ba ganon?

  14. Join Date
    Mar 2008
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    54,619
    #14
    Quote Originally Posted by Sayu View Post
    Sakin pwede as in full cash na dala ko sa backpack magbabayad ay pwede ba ganon?
    puede.
    but if the model and color of choice, are not in the casa, you will still have to wait for it to arrive from the depot, sir.

    and if the model is in hot demand, you will have to wait even longer, sir. weeks to even months! because many customers paid in cash, believing that they will get priority. but how do you prioritize a hundred cash buyers? alphabetical order..? good luck mr zozobrado. heh heh.
    (apologies to the zozobrados.)
    Last edited by dr. d; August 12th, 2016 at 11:22 AM.

  15. Join Date
    Jul 2007
    Posts
    57,760
    #15
    Quote Originally Posted by Sayu View Post
    Sakin pwede as in full cash na dala ko sa backpack magbabayad ay pwede ba ganon?
    Yup. I will never forget this because when we bought an L300 in 91 or 92, it was around 300k+ if I remember correctly. My Dad entrusted me to keep the brown envelope safe. I was only in grade school then!

    But I think nowadays it's too risky and inconvenient to pay in cash.

  16. Join Date
    Jul 2007
    Posts
    57,760
    #16
    Quote Originally Posted by dr. d View Post
    puede.
    but if the model and color of choice, are not in the casa, you will still have to wait for it to arrive from the depot, sir.

    and if the model is in hot demand, you will have to wait even longer, sir. weeks to even months! because many customers paid in cash, believing that they will get priority. but how do you prioritize a hundred cash buyers? alphabetical order..? good luck mr zozobrado. heh heh.
    (apologies to the zozobrados.)
    I'm surprised you are familiar with that surname, it's not too common

  17. Join Date
    Mar 2008
    Posts
    54,619
    #17
    Quote Originally Posted by _Cathy_ View Post
    I'm surprised you are familiar with that surname, it's not too common
    we had a classmate. laging huli sa lahat dahil sa pangalan niya.
    until one day, graded recitation.. the teacher said, "ok let's start from the bottom. zozobrado!"
    riotous laughter ensued!

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Bank Deposit on buying a new car