AVANZA - comprehensive motor insurance

[dfcsantos]

after more than 1 year of Ondoy and more than 17T kms.. my transmission died.. the high pitch humming sound i heard 3 weeks ago was coming from the transmission.. last Nov. 7, was at 4th gear mga 80kms.. biglang nag downshift sa 2nd gear.. nag over rev sya.. tapos nung papark na ako on reverse.. nanginig tapos namatay.. Nov. 8 dinala ko na agad sa casa.. they looked at it.. and they did a test drive.. tapos bigla na lang namatay yung transmission.. naka neutral lang kahit naka D, L or 2.. so ni tow pa nila pabalik sa casa..

Ok naman kausap ang standard.. they acknowledged na kaya nasira yung transmission gawa nung nalubog nga.. after 1 week naglabas sila nang LOA for 25T scope of work is transmission overhaul.. hindi ako pumayag.. after 1 week of talking to them.. yesterday naglabas na sila nang bagong LOA.. for 195T.. replacement of transmission..

the problem now is walang parts sa casa.. according to Tony.. i have to wait for 2 to 3 weeks daw.. daw ha.. hayyyz.. pero bilib din ako sa standard insurance.. maayos naman sila kausap.. special thanks to Ms. Patty Chilip who joined our email discussions.. and instructed their VP to personally check on my vehicle.. presidente pala sya nang standard insurance..

and the waiting game continues..

Buti pumayag ng replacement.

[jaspi11]

malapit na naman mag january renewal na naman ng insurance ko mag 4 years na avanza ko......magakano na lang kaya maging premium ko?

[leelou]

Just wanna share our vanzy's insurance coverage:

BPI/MS Insurance Corporation - Ayala, Makati
Effective date: July 2010




BPI/MS was recommended to me by my HS friend who works at BPI bank and who processed our auto loan. Nahiya na ako tumanggi eh kaya I did not bother to check out other insurance companies

[jaspi11]

kung fully paid na ang avanza nyo..hanggang kailan nyo ba ito ipapa-insured? 3 yrs 4 yrs o hanggang 5yrs?

[xda2jojo]

Lancer ko dati almost 10years, naging hanggang 60% participation ko, much better kaysa 100% ang gagastusin ko.

[puroy]

alam ko pag fully paid na...optional na lang ang comprehensive insurance. yung iba, until 5 years required ng LTO. btw, due na rin this Jan insurance ng Avanza namin.

*qwerty, sana maayos na yung Avanza nyo.

[puroy]

double post.

[_Qwerty_]

dumating yung transmission assembly Dec. 28.. na isalpak Dec. 29.. na road test Dec. 30.. kaso half day ang Standard Insurance.. may bagong SOP daw sa Toyota na bago i release ang unit kailangan may copy sila nung cheque from Insurance.. dahil daw to sa dami nang claims nung Ondoy.. matagal daw kasi magbayad ang Insurance.. kaya may bagong policy na ganito.. so hindi ko nailabas nung Dec. 30..

Kanina umaga pa lang inaasikaso na nang Standard.. pagdating nang lunchtime.. na prepare na daw yung cheque.. kaso wala daw pipirma.. kung saan pa hinagilap.. ayun by 5pm na ifax sa Toyota yung cheque.. tsaka pa lang pumayag ang Toyota na i release ang unit..

so far so good.. ok na ang shifting.. wala na din yung ugong.. amoy bago ulit gawa siguro nung transmission.. hopefully wala nang maging problema..

[FoxPro]

Buti pumayag ng replacement.

Sir Qwerty, kwento mo naman kung pano mo napapapayag na replacement para by the time na kami naman ang kelangan makipag kulitan alam na namin ang diskarte hehehe

[_Qwerty_]

madali lang sir.. kausapin mo lang yung presidente nang Standard.. hehehehe

[puroy]

yung Marsh and Standard, iisa lang bang insurance company?

[_Qwerty_]

Marsh sir yung broker ko.. pero Standard Insurance pa din yung Insurance Company..

[mada]

sir's makatanong narin po.

mag wa-one year na vanzy ko this march pero ang nakikita ko lang e yung copy ko sa CR at OR. alin ba dito yung sa insurance?

bali kasi loan to vanzy ko sa BDO. sabi ng toyota andun ang original CR/OR. pati ba insurance nasa kanila?

kasi diba ang insurance every year mag re-renew tayo?ano po ba ang form ng insurance baka kasi diko lang nabasa ng maayos.

[_Qwerty_]

malamang free yung insurance mo nung first year.. kung under BDO ang loan.. most probably GENERALI ang insurance mo.. ask BDO.

[mada]

malamang free yung insurance mo nung first year.. kung under BDO ang loan.. most probably GENERALI ang insurance mo.. ask BDO.

salamat po..ask ko nalang po sila.

[puroy]

renewed my comprehensive insurance from Standard. naka-discount kahit pang-kape...hehehe

[mada]

malamang free yung insurance mo nung first year.. kung under BDO ang loan.. most probably GENERALI ang insurance mo.. ask BDO.

sir qwerty may letter nga pinadala ang BDO sakin...Mafre Insular Insurance Corp., ang company...ito yung nakalagay

COVERAGE:
OD/theft - 576,000
VTPL/ Bodily Injury - 200,000
VTPL/Property Damage - 200,000
Auto PA( Php 50,000 per tax) - Free
AOG - 576,000
Compulsory Third Party Liability - not covered

Total Premuim - Pp 13,843.50

maganda ba ang insurance or pede natin palitan?

[_Qwerty_]

hmmm may mga negative comments dito sa forum regarding dyan sa Mafre.. i wonder bakit yan ang pinadala nang BDO eh may GENERALI naman sila..

kung sa presyo naman ok na yang 13,843.50 with AOG na.. magkano pala ang participation?

[mada]

wala po akong makitang participation sa letter...yung pi-nost ko yun lang ang may price...tsaka ito....
Deductible- Php 3000
Deductible for AOG - Php 3000

so pwede pala akong mag request sa kanila na mag change ng insurance from Mafre to GENERALI?

[_Qwerty_]

yan na nga yun.. 3T.. kaya lang bukod pa deductible pag AOG?? ayus ano..

pwede ka magpa quote nang insurance sa iba sir..