Required ba na sa casa dalin ang oto pag brand new?

**jayveediezmo** · February 25th, 2016 05:52 PM

Required po ba na dalin sa casa ang oto (body repairs) kapag brand new? Or pwede sa mga tropa mong latero?

May tama kasi yung pinto ng oto, e gusto ko na ipagawa, kaso parang ayoko dalin sa casa kasi madami pang hihingin para makapagfile ng insurance claim, tulad ng affidavit/police report tas notarized pa.

Bawal po ba na hindi gamitin ang insurance once na may kailangan ka ipagawa sa sasakyan mo? Or pwede ba na sa labas nalang para hindi narin magtagal ang oto mo for repairs? Kasi alam ko pag pinasok mo sa casa, tatagal sya ng 1 week dun, pero pag sa tropa mo, 1 day lang tapos na yung repair.

Newbie question lang po. Salamat po!

**jut703** · February 25th, 2016 06:13 PM

Pwede mo ipagawa without having to claim from your insurance.

Tama ka, if you make an insurance claim, it'll have to be brought to the casa, you'll have to provide documentation and pay a participation fee, and it'll take about a week even for minor repainting.

If it's just minor damage, mas mabilis ipagawa nalang sa shop ng friend mo, and most likely mas mura pa.

Don't worry, you can still claim from your insurance should you encounter bigger damages in the future.

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**dishcom** · February 26th, 2016 08:18 AM

^ agree.

Ang alam ko rin pag walang 5k ang cost e hindi din tatangapin ng insurance.. then sama mo pa yang police report at hintay ng approval insurance..

**cast_no_shadow** · February 26th, 2016 08:28 AM

Originally Posted by dishcom

^ agree.

Ang alam ko rin pag walang 5k ang cost e hindi din tatangapin ng insurance.. then sama mo pa yang police report at hintay ng approval insurance..

Hindi naman sa hindi tatanggapin, minsan kasi deductibles are around that range kaya instead na mag undergo ka pa ng proseso might as well ipagawa mo na lang on your own.

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**XTO** · February 26th, 2016 08:31 AM

Kung nagmamadali and di nalalayo sa participation - outside casa. Hindi bawal na di gamitin isurance, pwede gamitin in the future pag di ka nagmamadali and sobra laki sira.

**shadow** · February 26th, 2016 08:45 AM

Rule of thumb. Pag pareho lang or lower ang amount ng gagastusin mo yun participation mo sa insurance pagawa mo na lang sa labas.

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**jayveediezmo** · February 26th, 2016 04:32 PM

Salamat po sa mga inputs mga sir! Sa labas ko nalang ipapagawa. 3500 yung participation fee na sinabi sakin, then 3k lang sa mga tropa. Salamat po!

**Lew_Alcindor** · February 26th, 2016 04:36 PM

Kung body repair lang din at maliit lang gastos, sa labas na lang. Mas mabilis pa.

Pero kung mechanical or electrical especially kung under warranty pa, better go to casa.

**_Cathy_** · February 26th, 2016 10:49 PM

Casa did a lousy job on my 10th gen.
I agree that if participation is more expensive then better have it done outside instead.

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**myas110** · April 9th, 2016 04:55 PM

kapag may minor damage sa may right side ng bumper (due to driver error; hit a big rock) and kailangang ipaayos, OK ba sa labas na lang ipaayos yung damage?

paano pala ang pagprocess nito?