help on lot titling..lawyers in the house, need help!!

[3kster]

Hi everyone,

A year ago, I have completed my monthly amortization on the lot I bought (in Calamba Laguna) and was very excited to get the land title from the developers. Pero nung kinukuha na namin yung title, di pa raw maiisue yung titles dahil on hold daw development ng phase na bnilhan ko ng lote. I tried to haggle with them and they gave me 2 options : transfer to the completed phase on the same subdivision (in this case, phase 1) but need to add more since lot size is bigger and 2, transfer to Lipa City development site, no additional cashout due to same lot size. I would have agreed with option 1 but the additional cash out is too big (syempre, ayaw ko na rin magdagdag, maliban sa wala na akong pera, ayoko na mag invest sa kanila dahil hinold nila phase 2). Option 2 is better but....although I have nothing against Lipa, ang layo naman considering I am working in Laguna. Tsaka di ba ako lugi dun, mas mababa yata ang land price sa Lipa. fast forward to now, I gave them my third option which is a refund. Medyo lugi na ako dahil kung ibebenta ko yung lupa ko, I could gain 25% more but at I already want out from them. They agree but they will give it to me in installment terms..WOOWWWW!!! 5 years to pay ginawa ko? so installment nila in 5 years din?
help!What should I do? I was willing to accept it but then they said they can only refund me the actual price in 5 year period, not the monthly amortization I gave them with interest....wowwwww talaga!!!! Kung ibibigay nila in monthly installment, dapat bigay nila yung una kong down, tapos kaya nga pumayag din sila monthly bago ko binili dahil sa interest so dapat ganun din, may interest din sila.
Please help! Lawyer tsikoteers, do I have a case in this?

[chua_riwap]

Sir 3kster, anong subdivision ba yan at sino ang developer ng lote mo, para maiwasan ng mga future buyers?

[Elroi]

Try to seek help in HLURB office... or isumbong mo kay Tulfo...

[Elroi]

it's the government's regulatory body for housing and land development.. sakop nyan ang subdivision problems...

try this link... HLURB

[111prez]

Hi everyone,

A year ago, I have completed my monthly amortization on the lot I bought (in Calamba Laguna) and was very excited to get the land title from the developers. Pero nung kinukuha na namin yung title, di pa raw maiisue yung titles dahil on hold daw development ng phase na bnilhan ko ng lote. I tried to haggle with them and they gave me 2 options : transfer to the completed phase on the same subdivision (in this case, phase 1) but need to add more since lot size is bigger and 2, transfer to Lipa City development site, no additional cashout due to same lot size. I would have agreed with option 1 but the additional cash out is too big (syempre, ayaw ko na rin magdagdag, maliban sa wala na akong pera, ayoko na mag invest sa kanila dahil hinold nila phase 2). Option 2 is better but....although I have nothing against Lipa, ang layo naman considering I am working in Laguna. Tsaka di ba ako lugi dun, mas mababa yata ang land price sa Lipa. fast forward to now, I gave them my third option which is a refund. Medyo lugi na ako dahil kung ibebenta ko yung lupa ko, I could gain 25% more but at I already want out from them. They agree but they will give it to me in installment terms..WOOWWWW!!! 5 years to pay ginawa ko? so installment nila in 5 years din?
help!What should I do? I was willing to accept it but then they said they can only refund me the actual price in 5 year period, not the monthly amortization I gave them with interest....wowwwww talaga!!!! Kung ibibigay nila in monthly installment, dapat bigay nila yung una kong down, tapos kaya nga pumayag din sila monthly bago ko binili dahil sa interest so dapat ganun din, may interest din sila.
Please help! Lawyer tsikoteers, do I have a case in this?

bro -- your first step is to send the developer a formal written demand for the release of your title. i would assume that your agreement/contract with them is pretty straightforward, i.e., once you complete the payments, they will deliver the title. check your contract again for some conditionalities

if that fails, then mukhang legal na ang recourse mo.

you can now opt to send another demand letter and this time written by your lawyer

if that still fails, then your recourse is to file a formal complaint with the HLURB office in your area

[3kster]

Sir chua_riwap, palacio real in calamba, ang developer ay fil-estate.

Sir iceman,111prez, salamat sa advise.

yung demand letter, for the title ba or for refund na?

Yung offer nila ng refund in installment, valid ba? At kung valid, di ba dapat same amount din ng pagbayad ko. In case of refund, pwede ko ba kunin yung contract price + interest or contract price lang?

Salamat ulit!

[yebo]

huwag ka naman papayag na refund lugi ka dun di mo na makukuha yung interest. para ka na lang namigay ng pera pag ganun.

demand letter for the title. ilapit mo na sa hlurb agad yan.

[baiskee]

tama silang lahat... demand for the title.

sumunod dapat sila sa kontrata...kaya nga may kontrata eh. naghirap ka dyan...pera at panahon ang ginugol mo dyan... kaya karapatan mo makuha kung ano yung sa iyo sa tamang panahon.

loko pala yang fil-estate eh.

[Innova_Boy]

I think Fil Estate is related to CAP.. kaya nagkalugi-lugi na ang mga business nila....pati CAP nadamay dito dahil dinala sa real estate ang pera na dapat parasa CAP... correct me if i'm wrong....


WBR,

[van118]

tama silang lahat... demand for the title.

sumunod dapat sila sa kontrata...kaya nga may kontrata eh. naghirap ka dyan...pera at panahon ang ginugol mo dyan... kaya karapatan mo makuha kung ano yung sa iyo sa tamang panahon.

loko pala yang fil-estate eh.

Is it possible to sue the developer for breach of contract? Am interested as I have a similar case with my property. Although our case has been escalated to HLURB a year ago, it seems the process is taking to long as till now HLURB has not issued any resolution with regards to our case. So am hoping there could be another way of getting back what I have paid for.

[3kster]

Mga Sirs, salamat sa advise, I will go through with the demand letter, pag ayaw talaga, escalate ko na sa HLURB.

SIr Innova Boy, your correct on CAP using the funds on real estate, but not sure if its with Fil-Estate and/or other developers. Pag totoo ngang fil-estate, kailangan ko lalong mapursige sa pag demand ng title ko.

Sir Van118, parehas ba tayo ng kaso? same developer din ba? In any case, I will publish to fellow tsikoteers any updates.

Thanks again!

[kmo]

hmmm dapat refund talga e ! kasi may same case rin nangyari regarding my dad , he bought a unit sa tagaytay BATULAO name nung tinatayo na resort ata yun or condo or what de ko sure talga e hehe kasi matagal na ! pero hindi natpos yung ginagawa ! so angdemand daw ko ng refund siympre de natapos e una ayaw pero dinemanda ng dad ko tpos in the end nakuha namin FULL refund ng binayad namin!

[3kster]

kmo, pag nag demandahan na, ikleclaim ko ay yung full refund plus damages (lawyers fees, etc...). Ganun kaya ginawa ng Dad mo? Sino nga pala developer nung Batulao?

[3kster]

Hi Sirs,

As promised, I will update the status of what has happened into having my lot titling problem resolved.

~2.5 years have passed and it seems theres going to be a resolution na.

Sirs Elroi, iceman, 111prez, yebo, baiskee, first off will be to thank all of you since the demand letter and opening the concern to HLURB did a lot to help in getting my problem to near resolution.

Di ko na idedetail by date pero what I did was that I emailed HLURB after googling their webpage and getting the email add of the person in charge. I guess medyo maraming kaso handled by region IV kya natagalan sa reply but after 2 months, I got a very comprehensive letter from HLURB detailing the violations by Fil Estate as well as my rights and instructions of what I need to do. Kaya gumawa ako ng demand letter as also instructed by HLURB, and attached the email from them.

We demanded an audience with the project VP and right then and there, he signed the letter, called somebody to help us on our request. They mentioned to us that hindi na talaga matutuloy yung palacio real and two options are available, 1st, a refund but will be given in installment and a replacement of our unit on open projects that they have across the country. Ang problema, yung refund amount per month, napaka baba so we opted for replacement lots. The meeting ended with the VP and the agent to look for options for replacement.

So months passed and several options were offered pero masyadong malayo or the place was not good enough for me. Kaya naghanap pa sila. medyo natagalan kaya tinawagan namin yung SA at inopen nya na nag file pa rin pala sya for refund at pwede daw i increase yung refund amount per month ng mas malaki. Since nangangailangan ako ng pera that time, I agreed to her suggestion in parallel with looking for replacement lots. Since nagtiwala kami na she will be updating us, pinabayaan na muna namin sila at ayun, nagtagal na naman. Tumawag kami ulit at nalaman namin na yung SA namin, hindi na sya yung nag hahandle kasi she had to go on emergency leave, kya reset ulit yung progress namin and we had to start over with the new SA.

Ginawa namin, tinutukan na namin and we pushed for replacement. Late last month, nakakita ng replacement, although medyo may kalayuan din, but the place is really nice. We have agreed with replacement and now we are working out with the details and arrangements, discounts (since mas malaki yung lot) and final pricing. So once completed na to, I will be able to get my title.

So thanks again sa inyo, hopefully, mafafinalize na yung arrangements by early next month. Thanks and God Bless.

[111prez]

glad to know that your concern/issue is nearing full resolution

[vinj]

Good to hear your complaint is getting somewhere... After over 6 years.

A close friend of mine said that his investments in Fil Estate have always been bad/regretted decisions (bought a lot in one of their developments and Golf club share in John Hay and Southwoods back in the 90's).