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  1. Join Date
    Dec 2009
    Posts
    3,006
    #1
    ^lucky you, most underwriters have exclusion clause. So better check your insurance contract

    Not all insurers are as kind as yours

    Sent from my GT-P3110 using Tsikot Forums mobile app

  2. Join Date
    May 2014
    Posts
    14,700
    #2
    Quote Originally Posted by kisshmet View Post
    ^lucky you, most underwriters have exclusion clause. So better check your insurance contract

    Not all insurers are as kind as yours

    Sent from my GT-P3110 using Tsikot Forums mobile app
    sa totoo lang, yan ang una pumasok sa isip ko. kaya nung una, i was pushing the truck owner to pay for the expense (wala naman pala plano talaga magbayad maski participation). nung nadala ko na sa adjuster, and na approve na tinigilan ko na truck owner, until bayaran na ng participation (na di nga binayaran).

  3. Join Date
    Mar 2008
    Posts
    54,627
    #3
    in truth naman.
    the insured is the car, not the OR CR.
    as long as the inclusion date is satisfied, there should be no problem.

    when i drive the brand new car out of the showroom, i ask "is the car insured right now? because a calesa might just be outside, waiting for me."

  4. Join Date
    Nov 2005
    Posts
    311
    #4
    Quote Originally Posted by dr. d View Post
    in truth naman.
    the insured is the car, not the OR CR.
    as long as the inclusion date is satisfied, there should be no problem.

    when i drive the brand new car out of the showroom, i ask "is the car insured right now? because a calesa might just be outside, waiting for me."
    I believe the same. It also helps if you've maintained a good relationship with an insurance agent.

    I've had the same insurance, same agent for 10 years at least. Not the lowest rate (not the highest either) but filing claims are super easy, isang tawag lang. 6 months to pay pa.

  5. Join Date
    Sep 2010
    Posts
    137
    #5
    I think sa insurance kung may mangyari baka maging basis pa nila yan para i deny yung claim, kasi isa yatang nakalagay sa policy eh dapat ang operation ng insured vehicle eh walang legal impediment to travel. So pag walang OR CR ibig sabihin di cya legal i-operate.

    Nung kakalabas po ng sasakyan ko sabi ko sige kahit walang OR CR maliit lang naman ang chance na ma apprehend ako ng LTO, pero nung muntikan na akong maaksidente dun ko na realize na may basehan ang insurance na di ako bayaran.

    Kaya insist po on your dealers na apurahin ang proseso ng rehistro ng mga sasakyan.

  6. Join Date
    Mar 2016
    Posts
    291
    #6
    Oks na sa Alrigth. Kuha na ORCR ko sa Ford, binigay pa yung new temporary plates mandate by LTO. Di ko lang naasikaso na magfollowup kaagad dahil medyo busy. So far oks naman, 3 times lang ko nagfollow up. Long trip na ang kasunod nito.

    Sent from my F3212 using Tsikot Forums mobile app

  7. Join Date
    Mar 2017
    Posts
    64
    #7
    Date Released: 06 April 2017
    OR/CR Date: 11 April 2017
    OR/CR Arrived at casa: 12 April 2017
    Isuzu Inteco EDSA

    Bilis ng processing ng OR/CR ko sa Isuzu Balintawak. They told me OR/CR will arrived within 7 working days but I got mine for only 4 working days. Good job Isuzu EDSA Balintawak. Just in time for the Holy Week.

  8. Join Date
    Dec 2014
    Posts
    439
    #8
    Quote Originally Posted by totong97 View Post
    Date Released: 06 April 2017
    OR/CR Date: 11 April 2017
    OR/CR Arrived at casa: 12 April 2017
    Isuzu Inteco EDSA

    Bilis ng processing ng OR/CR ko sa Isuzu Balintawak. They told me OR/CR will arrived within 7 working days but I got mine for only 4 working days. Good job Isuzu EDSA Balintawak. Just in time for the Holy Week.
    Congrats sir! Ibyahe na yan!

    Sent from my LG-H860 using Tsikot Forums mobile app

  9. Join Date
    Mar 2017
    Posts
    1
    #9
    Mga sir, Question lang nakausap ko kasi ung toyota alabang. Hinahanap ko ung Transmital papunta kay LTO. Ang sabi po nila sa akin wala na daw po Transimital kasi via USB daw ang submission nila. Totoo po ba to?

    Thanks,

  10. Join Date
    Feb 2013
    Posts
    82
    #10
    Nakuwa ko na OR/CR ng car ko after a week nung na release ang sasakyan. Sa province hindi strict ang hulihan, ginagamit ko sya everyday. Dito lang ata sa metro manila. Hehe ayon mas okay ngayon kasi wala ng takot bumyahe.

  11. Join Date
    Dec 2009
    Posts
    3,006
    #11
    Quote Originally Posted by Kim Sia View Post
    Mga sir, Question lang nakausap ko kasi ung toyota alabang. Hinahanap ko ung Transmital papunta kay LTO. Ang sabi po nila sa akin wala na daw po Transimital kasi via USB daw ang submission nila. Totoo po ba to?

    Thanks,
    Nope, documents required to register your car are stored in LTO

    Sent from my GT-P3110 using Tsikot Forums mobile app

  12. Join Date
    Jul 2016
    Posts
    1,178
    #12
    Ok lang ba yung temporary plate na pinagawa ko ay sticker lang sya with mv file no.? Wala bang violation?

    Sent from my SM-J500G using Tsikot Forums mobile app

  13. Join Date
    Jul 2016
    Posts
    1,178
    #13
    Sir di ba yung mv file no. Ang print sa temporary plate no.?

    Sent from my SM-J500G using Tsikot Forums mobile app

  14. Join Date
    Mar 2008
    Posts
    54,627
    #14
    Quote Originally Posted by mokong22 View Post
    Sir di ba yung mv file no. Ang print sa temporary plate no.?

    Sent from my SM-J500G using Tsikot Forums mobile app
    i don't know which of these. i suppose "whatever you have". the mv file number is so long.
    1. yung conduction number na naka-dikit sa salamin; or
    2. yung virtual plate number na ibibigay sa inyo pag rehistro.

  15. Join Date
    May 2017
    Posts
    9
    #15
    Quote Originally Posted by dr. d View Post
    i don't know which of these. i suppose "whatever you have". the mv file number is so long.
    1. yung conduction number na naka-dikit sa salamin; or
    2. yung virtual plate number na ibibigay sa inyo pag rehistro.
    Ok lang ba na Conduction Number nalang ilagay kahit wala na MV File No.? Di pa kasi available ORCR from Toyota Pasig.

  16. Join Date
    Oct 2002
    Posts
    11,352
    #16
    Quote Originally Posted by Drewmmer View Post
    Ok lang ba na Conduction Number nalang ilagay kahit wala na MV File No.? Di pa kasi available ORCR from Toyota Pasig.
    Sa temporary conduction plate? You need the MV number which will only be made known once you have the ORCR.

  17. Join Date
    May 2017
    Posts
    9
    #17
    Quote Originally Posted by ssaloon View Post
    Sa temporary conduction plate? You need the MV number which will only be made known once you have the ORCR.
    Yes bro. So I really need to wait for my ORCR talaga. But, one I received the ORCR do I still need to include the MV File Number? Or Conduction Number will do? Thanks

  18. Join Date
    Sep 2006
    Posts
    227
    #18
    Quote Originally Posted by Drewmmer View Post
    Ok lang ba na Conduction Number nalang ilagay kahit wala na MV File No.? Di pa kasi available ORCR from Toyota Pasig.
    I drove my unit for 2-3 weeks while waiting for the OR-CR. Wala naman nanghuhuli talaga, even if wala pang MV File No. Malaking problem lang pag mabangga ka without OR-CR. Ikaw agad ang at fault since you are driving an un-registered vehicle and depending on your insurance company, they may or may not shoulder the cost of repair.

    Sent from my SM-G935F using Tapatalk

  19. Join Date
    May 2017
    Posts
    9
    #19
    Quote Originally Posted by peejabi View Post
    I drove my unit for 2-3 weeks while waiting for the OR-CR. Wala naman nanghuhuli talaga, even if wala pang MV File No. Malaking problem lang pag mabangga ka without OR-CR. Ikaw agad ang at fault since you are driving an un-registered vehicle and depending on your insurance company, they may or may not shoulder the cost of repair.

    Sent from my SM-G935F using Tapatalk
    When was that bro? Kinakabahan din kasi ako gamitin unit.

  20. Join Date
    Jan 2013
    Posts
    1,851
    #20
    You can get comprehensive insurance even with our OR/CR right?

    Just in case something happens, insured ka pa rin and 3rd party.

    Kalunos-lunos sitwasyon natin. You pay for your car and then you can't use it for a few months because of the incompetencies of our government agencies.

    As per experience, wala naman na nanghuhuli kung wala ka pa OR/CR. Just show your delivery receipt/invoice. But again, technically, bawal. You can always take the risk.

    Sent from my ONEPLUS A3000 using Tapatalk

No Registration , No New Vehicle Release from Dealer starting 2/16/2017