Toyota manila bay scammer

[radz15]

Hi guys, bumili yung uncle ko sa toyota manila bay ng altis. Nung na release na yung auto after 1 month dumating yung letter from toyota. Na shock kami kasi nakalagay sa contract na for lease lang yung auto instead ownership. Ngaun nagalit kami sa agent ska manager bakit for lease yung contract pero sinabi nila na purchase. Ayaw na magbayad ng uncle ko hanggang di nila kino-convert sa sale. Ngaun gusto hatakin ng toyota yung auto... were planning to sue toyota pero since Pilipinas to at malaking company ang toyota baka maging useless lang.. any advice guys? Thanks!

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[shadow]

Ewan ko lang sa kwento, mukhang Malabo, nilabas yun kotse without any contract signed first? Malaki pagkaiba ng lease and purchace, ano ba nangyari, car loan or in house? Mahilo kwento mo tsong...


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#retzing

[vinj]

Read first the documents/contracts that your uncle signed before anything else.

[uls]

hindi ba magkaiba ang nilalabas na pera pag lease and financing?

and wala chattel mortgage ang lease

hindi ba nila napansin ang pagkaiba?

[shadow]

Sorry, TS pero natatangahan lang ako..it's just me


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#retzing

[radz15]

Sorry guys. Ganito kasi un. The agent (rovel santiago) told us for lease muna para lang ma release yung ung auto and after 1 month icoconvert na sa purchase. Yun nga after 1 month for lease padin at nireklamo namin yung agent at manager bakit di pa nila kino-convert sa purchase. Tas sinasabi nila for lease na talaga at di na gagawing purchase.

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[_Qwerty_]

toyota leasing kasi yung pinirmahan nyo.. sa susunod wag kayo pipirma nang ganon.. bakit kailangan for lease muna? bakit yung iba nailalabas naman straight sale.. magtatanong kayo sa susunod.. wag pirma nang pirma..

[shadow]

Malabo pa rin...bakit kailangan gawin lease kung meron naman pera uncle mo pangbili?


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#retzing

[radz15]

Kakauwi lang kc ng uncle ko from us at wala syang sapat na document dito sa pinas kundi proof of remittance lang. Kaya ganun yung suggestion ng agent.

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[Manilablock]

Verbal aggreement na i-convert to purchase, pwede mo ba yan ilipat sa papel. Kasi kung hindi ang contract mo lang with tmb ay lease at pinirmahan nyo un.

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[brainmafia_310]

Boss TS,

pag toyota financial ang ginamit lease talga lalabas sa contract at the end of the terms they will issue Dead of Sale to your name. oks lang yan.

di yan scam, ganyan din ako. mas madali kasi sa kanila kunin sasakyan kung lease lang pag hindi ka nakabayad.

[radz15]

Boss TS,

pag toyota financial ang ginamit lease talga lalabas sa contract at the end of the terms they will issue Dead of Sale to your name. oks lang yan.

di yan scam, ganyan din ako. mas madali kasi sa kanila kunin sasakyan kung lease lang pag hindi ka nakabayad.

The problem is ayaw na nila i-convert sa purchase yung contract and we need to surrender the car after paying in 5 years.

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[_Qwerty_]

binasa mo bang mabuti yung contract.. under leasing.. you have the option to buy the car after end of the lease.. pareho lang halos nang bank financing yan.. kaya lang yan nakapangalan sa toyota yung sasakyan hanggang hindi mo nababayaran..

The problem is ayaw na nila i-convert sa purchase yung contract and we need to surrender the car after paying in 5 years.

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[Altis6453]

^^ Agreed with BM.

This isn't a scam, rather a confusion or misunderstanding on the part of the "buyer" that could've been avoided by simply reading the documents in front of him before parting with his money.

From what I've read, the TS's uncle could not avail of ordinary financing of a car since he doesn't have complete documentation or is not qualified for other reasons that's why the agent gave him the leasing option.

If the deal is not acceptable, then go through your lease contract to see what termination options you can avail of. Be prepared to pay a huge penalty though.

[radz15]

^^ Agreed with BM.

This isn't a scam, rather a confusion or misunderstanding on the part of the "buyer" that could've been avoided by simply reading the documents in front of him before parting with his money.

From what I've read, the TS's uncle could not avail of ordinary financing of a car since he doesn't have complete documentation or is not qualified for other reasons that's why the agent gave him the leasing option.

If the deal is not acceptable, then go through your lease contract to see what termination options you can avail of. Be prepared to pay a huge penalty though.

At the first place kasi we want purchase contract under toyota in house financing. Sabi ng agent since hindi sufficient and documents gawin munang lease contract and after 1 month convert na sa purchase. After 1 month sabi namin sa agent bakit hindi pa kinoconvert sa purchase? Then he told us to talk to the manager. The manager told us na hindi na pwedeng gawing purchase yung contract since lease na yung pinirmahan. Sabi namin the agent told us na pansamantala lang yung lease at iko-convert din sa purchase. Sabi ng manager imposible na daw ma convert sa purchase kaya dun na kami nag react. Were planning to sue the agent for fraud.

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[_Qwerty_]

fraud.. eh ang pinirmahan nyo leasing nga??

bakit hindi nyo na lang ituloy.. ganon din naman yun.. ilang years to pay ba?

At the first place kasi we want purchase contract under toyota in house financing. Sabi ng agent since hindi sufficient and documents gawin munang lease contract and after 1 month convert na sa purchase. After 1 month sabi namin sa agent bakit hindi pa kinoconvert sa purchase? Then he told us to talk to the manager. The manager told us na hindi na pwedeng gawing purchase yung contract since lease na yung pinirmahan. Sabi namin the agent told us na pansamantala lang yung lease at iko-convert din sa purchase. Sabi ng manager imposible na daw ma convert sa purchase kaya dun na kami nag react. Were planning to sue the agent for fraud.

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[radz15]

Yun lang kasi yung way para makakuha sya ng auto sa toyota gawa ng sufficient yung documents nya. Btw yung friend ko sa US ganun kasi ginawa sa kanya kaya nirecommend nya yung agent sa uncle ko. So far sa kanya ok naman pero yung sa uncle ko iba na kaya nagulat kami.

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[[archie]]

May binayaran ba na chattel mortgage? Kung wala, understood na leasing. Kung meron, pwede niyo Ilaban.

[radz15]

Come to think of it. Kung kayo ba papayag kayo na nag down kayo ng 80k and magbabayad kayo ng 16k for 5 years and after nyo mabayaran isosoli nyo na yung tsikot sa toyota. Hindi di ba? Kaya complicated talaga mga sir.

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[Syuryuken]

Come to think of it. Kung kayo ba papayag kayo na nag down kayo ng 80k and magbabayad kayo ng 16k for 5 years and after nyo mabayaran isosoli nyo na yung tsikot sa toyota. Hindi di ba? Kaya complicated talaga mga sir.

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may lease to own naman talaga ang toyota. yung sinasabi mong after 5 years isosoli na yung sasakyan meron sa kasulatan? basa-basa muna bago pirma ha otoy