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  1. Join Date
    Jan 2005
    Posts
    1,994
    #14791
    yes bos...

  2. Join Date
    Jun 2010
    Posts
    31
    #14792
    Finally i got my car loan approved from Toyota Commonwealth for 2010 Avanza 1.3J 7seaters M/T.

    My Total Cash Out was computed at P152,600.00 (P10,000.00 discount applied) inclusive of the following:

    1 year Comprehensive Insurance - P 23,500.
    3 yrs. LTO registration - free
    Chattel Mortgage Fee - P 16,500.

    with monthly amortization of P 23,907.00 for 2 years.

    My preferred colored is champagne.

    I already paid my reservation for P5k.

    Unit will be delivered by Mid of July.

    Konting waiting time na lang ... sabik na akong sakyan bago kong baby.

    Eto yung mga freebies that they promised:

    Seat cover
    Tint
    Floor matting
    Rust proofing
    Door Visor
    Umbrella
    Key Chain
    Steering wheel lock and
    Early Warning Device.

    Ano po kaya ang puedi nyong i advise sa kin if they have choices from these like tint for example.

    Or what are the things that needs to be inspected sa pagkuha ng unit.

    Do you think this is already a good deal?

  3. Join Date
    Jan 2010
    Posts
    366
    #14793
    daming freebies ah. ganda naman. sakin yung visor binili ko pa. grats sau.

  4. Join Date
    Jan 2010
    Posts
    497
    #14794
    Quote Originally Posted by RaffyDoodle View Post
    Finally i got my car loan approved from Toyota Commonwealth for 2010 Avanza 1.3J 7seaters M/T.

    My Total Cash Out was computed at P152,600.00 (P10,000.00 discount applied) inclusive of the following:

    1 year Comprehensive Insurance - P 23,500.
    3 yrs. LTO registration - free
    Chattel Mortgage Fee - P 16,500.

    with monthly amortization of P 23,907.00 for 2 years.

    My preferred colored is champagne.

    I already paid my reservation for P5k.

    Unit will be delivered by Mid of July.

    Konting waiting time na lang ... sabik na akong sakyan bago kong baby.

    Eto yung mga freebies that they promised:

    Seat cover
    Tint
    Floor matting
    Rust proofing
    Door Visor
    Umbrella
    Key Chain
    Steering wheel lock and
    Early Warning Device.

    Ano po kaya ang puedi nyong i advise sa kin if they have choices from these like tint for example.

    Or what are the things that needs to be inspected sa pagkuha ng unit.

    Do you think this is already a good deal?
    sir Raffy sorry to burst your bubble pero parang mataas yung rate eh, pero pwede na din. pero yung insurance medyo mataas.

    guys yung sa ibang naka 1.3 j magkano insurance nyo?
    Last edited by kishAn; June 25th, 2010 at 09:57 PM. Reason: .....

  5. Join Date
    Apr 2010
    Posts
    2,135
    #14795
    we already got our plate number for our vanzy yesterday....=)
    ends in 7. still starts in N

  6. Join Date
    Apr 2008
    Posts
    116
    #14796
    Quote Originally Posted by kishAn View Post
    sir Raffy sorry to burst your bubble pero parang mataas yung rate eh, pero pwede na din. pero yung insurance medyo mataas.

    guys yung sa ibang naka 1.3 j magkano insurance nyo?

    Insurance ko sir nasa 18k lang sa Standard, nung una nasa 22k din yung binibigay sakin parang di ko na lang matandaan kung ano insurance company buti na lang may nag post ng bad experience sa insurance company na yun dito sa tsikot kaya pinapalitan namin. PSbank kami nag car loan, ang kaso di ko rin magamit yung insurance ngayon na na-swipe ng motor yung side ng vanzy ko lalim ng gasgas kasi baka mas malaki pa magastos ko pag pinasok sa insurance maaabala pa ako pinabayaan ko na lang sakit lang pag nakikita mo gasgas.

  7. Join Date
    Feb 2010
    Posts
    28
    #14797
    Quote Originally Posted by susmaryousef View Post
    Insurance ko sir nasa 18k lang sa Standard, nung una nasa 22k din yung binibigay sakin parang di ko na lang matandaan kung ano insurance company buti na lang may nag post ng bad experience sa insurance company na yun dito sa tsikot kaya pinapalitan namin. PSbank kami nag car loan, ang kaso di ko rin magamit yung insurance ngayon na na-swipe ng motor yung side ng vanzy ko lalim ng gasgas kasi baka mas malaki pa magastos ko pag pinasok sa insurance maaabala pa ako pinabayaan ko na lang sakit lang pag nakikita mo gasgas.
    Ako yung insurance ko nasa 15K plus lang with AOG na. In-house sa Toyota Bicutan. I paid cash for my unit.

  8. Join Date
    Jul 2008
    Posts
    1,452
    #14798
    ^^^Doc, ano ano ang mga freebies na binigay s iyo ng TYT Bicutan?
    same din ba kay Raffy Doodle.

  9. Join Date
    Jun 2010
    Posts
    31
    #14799
    Quote Originally Posted by kishAn View Post
    sir Raffy sorry to burst your bubble pero parang mataas yung rate eh, pero pwede na din. pero yung insurance medyo mataas.

    guys yung sa ibang naka 1.3 j magkano insurance nyo?
    Nope i really appreciates your inputs. I thank you for that. Maganda nga may ganito tayong venue for comparison.

    Mataas na nga ang insurance, here's another problem, my SA called me up today may adjustment daw sa chattel mortgage fee from P16,500 it climbed up to P25,000.00 for reason na provincial transaction daw ang akin.

    May ganun bang klaseng mga adjustments? Hindi ba dapat standard ang rate ng mortgage irrespective of the place of transaction?

    My car loan was approved also by PS Bank at Toyota Commonwealth na din ang naghanap ng bangko para sa akin.

    Any further inputs would be highly appreciated.


  10. Join Date
    Jan 2010
    Posts
    497
    #14800
    Quote Originally Posted by susmaryousef View Post
    PSbank kami nag car loan, ang kaso di ko rin magamit yung insurance ngayon na na-swipe ng motor yung side ng vanzy ko lalim ng gasgas kasi baka mas malaki pa magastos ko pag pinasok sa insurance maaabala pa ako pinabayaan ko na lang sakit lang pag nakikita mo gasgas.
    Good choice sir susmaryousef. pm me lang if you have question on your car loan details para masilip natin.

    Quote Originally Posted by RaffyDoodle View Post

    Mataas na nga ang insurance, here's another problem, my SA called me up today may adjustment daw sa chattel mortgage fee from P16,500 it climbed up to P25,000.00 for reason na provincial transaction daw ang akin.

    May ganun bang klaseng mga adjustments? Hindi ba dapat standard ang rate ng mortgage irrespective of the place of transaction?

    My car loan was approved also by PS Bank at Toyota Commonwealth na din ang naghanap ng bangko para sa akin.

    Any further inputs would be highly appreciated.

    Unfortunately sir may additional talaga ang chattel mortgage pag provincial ang resident mo. like pag pampanga plus 2k. saan ka ba sir nakatira? kung gusto mo sir bumalik sa 16,500 yung CM fee mo bili ka na lang ng house dito sa metro manila. joke! pero seriously yun lang talaga ang paraan. pero sobrang taas naman ata ng tinaas from 16500 to 25000. grabeh... sir pm mo sakin sir yung details mo para ma check ko sa monday yung application mo & see kung ano pwede natin gawin.

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