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  1. Join Date
    Mar 2007
    Posts
    820
    #11
    In bank financing the minimum dp is 20% of the SRP + chattel mortgage fee + insurance= bigger cash out but smaller monthly. Bale ang nangyari kasi sa iyo, medyo malaki kinita ng SA mo
    Just enjoy your ride...

  2. Join Date
    Oct 2002
    Posts
    10,812
    #12
    dec 28 ka na kasi kumuha. i bet dahil xmas season at madami umuwi na ofw e start pa lang ng december naka-quota na yung SA mo. and that is why he did not give you much discounts. kahit sinabi nya na may discount ka i bet napakaliit or talagang walang discount yang purchase mo. maliit discount = laki kita ng SA. i would not be surprised if he was actually trying to postpone your purchase for january para dun sa january 2013 quota papasok yung sale.

  3. Join Date
    Sep 2012
    Posts
    24
    #13
    Quote Originally Posted by yebo View Post
    dec 28 ka na kasi kumuha. i bet dahil xmas season at madami umuwi na ofw e start pa lang ng december naka-quota na yung SA mo. and that is why he did not give you much discounts. kahit sinabi nya na may discount ka i bet napakaliit or talagang walang discount yang purchase mo. maliit discount = laki kita ng SA. i would not be surprised if he was actually trying to postpone your purchase for january para dun sa january 2013 quota papasok yung sale.
    Discount is supposed to be deducted from the SRP and dun i-compute ang 20% DP. In Nova2013's case, ganun pa rin ang purchase price at sa DP binawas "daw" yung discount. In the end, sa 80% remaining amount pa din na-compute yung interest. I already replied to this query of Nova2013 sa innova thread with comparison sa actual quotation ng BDO

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    Quote Originally Posted by yebo View Post
    dec 28 ka na kasi kumuha. i bet dahil xmas season at madami umuwi na ofw e start pa lang ng december naka-quota na yung SA mo. and that is why he did not give you much discounts. kahit sinabi nya na may discount ka i bet napakaliit or talagang walang discount yang purchase mo. maliit discount = laki kita ng SA. i would not be surprised if he was actually trying to postpone your purchase for january para dun sa january 2013 quota papasok yung sale.
    Discount is supposed to be deducted from the SRP and dun i-compute ang 20% DP. In Nova2013's case, ganun pa rin ang purchase price at sa DP binawas "daw" yung discount. In the end, sa 80% remaining amount pa din na-compute yung interest. I already replied to this query of Nova2013 sa innova thread with comparison sa actual quotation ng BDO

  4. Join Date
    Mar 2009
    Posts
    21,661
    #14
    Kung sa bank ka, I bet you can get something as low as 28% interest for a 5-year loan. In-house eh, malaki talaga yan.

    Next time, scout muna. Pero since andyan na rin, enjoy mo nalang. Andyan na eh.

    - - - Updated - - -

    Kung sa bank ka, I bet you can get something as low as 28% interest for a 5-year loan. In-house eh, malaki talaga yan.

    Next time, scout muna. Pero since andyan na rin, enjoy mo nalang. Andyan na eh.

  5. Join Date
    Sep 2012
    Posts
    24
    #15
    Quote Originally Posted by renzo_d10 View Post
    Kung sa bank ka, I bet you can get something as low as 28% interest for a 5-year loan. In-house eh, malaki talaga yan.

    Next time, scout muna. Pero since andyan na rin, enjoy mo nalang. Andyan na eh.

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    Sir yung akin 26.99% sa BDO

  6. Join Date
    Oct 2012
    Posts
    8
    #16
    yung akin toyota innova e 30%dp Php267,900 from 983K less 90K disc. monthly amort. Php13,379.00 freebies lto 3 years, rainguard, car cover tsaka yung mga basic na tint, seat cover, matting at tools. sa toyota financial ako kumuha

  7. Join Date
    Sep 2005
    Posts
    13,039
    #17
    13,379 monthly how many years to pay?

    Quote Originally Posted by yakuini12 View Post
    yung akin toyota innova e 30%dp Php267,900 from 983K less 90K disc. monthly amort. Php13,379.00 freebies lto 3 years, rainguard, car cover tsaka yung mga basic na tint, seat cover, matting at tools. sa toyota financial ako kumuha

  8. Join Date
    Sep 2007
    Posts
    1,868
    #18
    parang mababa... kahit pa 5 years...

  9. Join Date
    Oct 2012
    Posts
    8
    #19
    Quote Originally Posted by _Qwerty_ View Post
    13,379 monthly how many years to pay?
    5 years to pay

  10. Join Date
    Sep 2005
    Posts
    1,455
    #20
    wow! *yakuini12, kasama na chattel morgage sa DP?

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How much is your toyota innova??