Results 1 to 10 of 51
-
Verified Tsikot Member
- Join Date
- Feb 2015
- Posts
- 73
February 12th, 2016 08:13 AM #1Good day mga sir and mam,
Mang hihingi lang po sana ako ng advise or sagot sa problema ko ngayon.
Nag avail po ng sasakyan ang kapatid ko, pero sa akin ipinangalan, mag 1 year pa lang yung car na toyota innova e., ang kinuhanan po namin na loan ay sa inhouse ng toyota na TFS.
Bale 2months nang di makabayad ang kapatid ko. And yung pangalan ko ang nakasalalay dun. Wala din po akong maiaabono.
Nag bgay na ng warning sila na kukuhanin ang sasakyan and mag file ng legal case against me.
So, ano po dapat kong gawin? And kung makuha nila yung car, my marerefund po ba sa mga naibayad ng kapatid ko, aa downpayment na 350k+ at 8months na.hulog.na 16k per month?
Di po kasi ako makakilos personaly kasi nasa abroad ako now. Kahit na OFW po ako. Wala po kasi yan sa budget ko kaya di ko.maabonohan.
Maraming salamat po. Thanks..
[emoji24] [emoji24] [emoji24] [emoji24]
Sent from my E2333 using Tapatalk
-
-
February 12th, 2016 09:06 AM #3
If you could, try to pay the outstanding balance.
Sell it, assume balance yung bibili
If wala ka magagawa sa dalawa, wala ka na choice, repo na talaga yan. No refunds for your previous payments
may kaso ka pa, recorded yan sayo and it will affect your future loan applications.
-
February 12th, 2016 09:11 AM #4
Basahin nyu nalang ung link na binigay sir.. for sure wala kayu ma i refund then magkaron kapa ng bad record at legal case. Kung my willing po na sumalo thats better.
-
February 12th, 2016 09:13 AM #5
Teka lang bakit meron kaso? Eh nakuha na nila yun kotse plus yun down payment....ano ikakaso Nila?
Sent from my iPad using Tapatalk
-
Verified Tsikot Member
- Join Date
- Feb 2015
- Posts
- 73
February 12th, 2016 09:15 AM #6Hmm. Ganun po ba? Pero kahit makuha nila ang sasakyan. My kaso.pa din ba yun? Nabasa ko na po yung nasa thread link ni sir liquid. Thanks.po sa mga response.
Sent from my E2333 using Tapatalk
-
February 12th, 2016 09:17 AM #7
-
Tsikoteer
- Join Date
- Mar 2008
- Posts
- 52,731
February 12th, 2016 09:18 AM #81. do nothing, and the car will be confiscated, with the owner (you) getting nothing at all. and your name will be enshrined in the list of poor loan bets for a while.
2. get money and buy the car cash. you can keep it or sell it.
3. "assume balance". but you will be selling at a loss, because "no one will buy a used car at brand-new price". and make sure the
ownership does transfer legally to him.
some people even wouldn't buy it if it were given to them, free (sayo na ito. ikaw na lang ang mag-tuloy ng monthlies.)
good luck.
-
-
Verified Tsikot Member
- Join Date
- Feb 2015
- Posts
- 73
February 12th, 2016 09:21 AM #10Dagdag isipin at stress talaga to sa akin..nasa malayo pa naman ako ngayon. Out of budget ako para maituloy ang hulog ng car nya.. =(
Salamat sa mga reply sir.
Medyo maliwanag na lahat. Nakakapang hinayang lang ang nagastos halos 500k.
Sent from my E2333 using Tapatalk
Be careful with channels like "China Observer" on YouTube. There is a clear bias in their posts and...
Xiaomi E-Car