2016 Toyota Innova

**jut703** · January 5th, 2017 07:56 PM

Originally Posted by treble_g

nice estimate sir! so bale 3.5yrs to 4yrs bawi ko na pala yung dinagdag ko sa srp.
sana may actual data din na magbigay I'm sure marami din interested malaman for decision making din sa mga nagbabalak pa lang bumili.

What actual data are you expecting? CVT's assumptions are correct based on my experience driving both gas and diesel Innovas. So if you do 15,000 km a year, you'll recoup the additional 102k in under 3 years.

The diesel Innova is also much more powerful compared to the gas variant, so you won't have any problems with carrying heavy loads or lots of people, even on uphill climbs.

I don't see any reason to get the gas Innova at all.

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**Lew_Alcindor** · January 5th, 2017 03:56 PM

Originally Posted by treble_g

Been driving my innova 2.8G diesel AT for 2 months. Tatanong ko lang fuel consumption ng 2.0 Gas AT. 1st choice ko kasi ang gas pero dahil sa impluwensya ng karamihan, diesel ang kinuha ko. Gusto ko lang malaman kung tama ba desisyon ko based sa fuel consumption. Eto sakin (on board display)

Highway short trip 25km around 90km/h with 2 adults 1 child - 17.5km/L
Mixed driving (city and high way) around 60% moderate traffic, 25% heavy traffic, 15% light traffic. From full tank to empty - 11km/L
Highway long trip going north (NLEX, SCTEX, TPLEX) 4 adults 4 children average speed around 100km/h - 16km/L
Highway long trip going back to manila (TPLEX, SCTEX, NLEX) 4 adults 4 children average speed around 120km/h - 14km/L

Sa price difference pa lang diesel fuel vs gasoline, panalo ka na. Kahit psychological effect lang, iba yung ndi mo na pino-problema na magkakarga ka uli ng diesel. Pag sa gasolina yan, mapapailing ka lang pagnagkarga ka ng Php500. Sa diesel, madami na yan.

**tonarel** · January 6th, 2017 09:52 AM

Originally Posted by treble_g

Been driving my innova 2.8G diesel AT for 2 months. Tatanong ko lang fuel consumption ng 2.0 Gas AT. 1st choice ko kasi ang gas pero dahil sa impluwensya ng karamihan, diesel ang kinuha ko. Gusto ko lang malaman kung tama ba desisyon ko based sa fuel consumption. Eto sakin (on board display)

Highway short trip 25km around 90km/h with 2 adults 1 child - 17.5km/L
Mixed driving (city and high way) around 60% moderate traffic, 25% heavy traffic, 15% light traffic. From full tank to empty - 11km/L
Highway long trip going north (NLEX, SCTEX, TPLEX) 4 adults 4 children average speed around 100km/h - 16km/L
Highway long trip going back to manila (TPLEX, SCTEX, NLEX) 4 adults 4 children average speed around 120km/h - 14km/L

Mine is also 2.8 AT and I'm also getting same mpg.

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**Wh1stl3r** · October 7th, 2017 09:33 AM

I suspect most, if not all dealerships' "in house financing" isn't in house at all. They simply arrange the loan for you with their partner bank of choice. They tack on several % of interest on top of the bank's rate and then present it as their in house car loan.

I accidentally saw some in house loan documents before. If they were really in house, why were Chinabank and Metrobank in the loan documents?

The report that a lot of these dealerships are heavily financed also supports this theory. I don't think most of them have enough liquid assets to finance the cars themselves.

**babkalakal** · October 7th, 2017 11:42 AM

Originally Posted by Wh1stl3r

I suspect most, if not all dealerships' "in house financing" isn't in house at all. They simply arrange the loan for you with their partner bank of choice. They tack on several % of interest on top of the bank's rate and then present it as their in house car loan.

I accidentally saw some in house loan documents before. If they were really in house, why were Chinabank and Metrobank in the loan documents?

The report that a lot of these dealerships are heavily financed also supports this theory. I don't think most of them have enough liquid assets to finance the cars themselves.

Spot on! Exacto po.

**Walter** · October 7th, 2017 01:37 PM

Dealerships still use banks for in-house financing ... even with insurance ... they add on their profit margin and pass it on to the customer ... easy profit ...

**Walter** · October 7th, 2017 01:47 PM

All of our vehicles were never rust proofed ... none of them encountered problems with rust even if they were a decade old or more ...

A friend has a fleet of pickups that travel between islands regularly (Luzon to Visayas to Mindanao) ... some every week, others twice a month ... they are used to go to farm areas, muddy areas, rough roads, you name it ... some models are a decade old and have travelled 300T kms ... not one has any rust problems ...

Rust proofing is and was never necessary ... but hey, it's your money ...

**chanc** · October 7th, 2017 02:47 PM

Originally Posted by Wh1stl3r

I suspect most, if not all dealerships' "in house financing" isn't in house at all. They simply arrange the loan for you with their partner bank of choice. They tack on several % of interest on top of the bank's rate and then present it as their in house car loan.

I accidentally saw some in house loan documents before. If they were really in house, why were Chinabank and Metrobank in the loan documents?

The report that a lot of these dealerships are heavily financed also supports this theory. I don't think most of them have enough liquid assets to finance the cars themselves.

subcontracting, only this time, using their loan facility with banks. :D

**chanc** · October 7th, 2017 02:50 PM

is there any difference between the accessories (visor / mudguards) sold by dealerships and say other sellers (via olx / lazada / etc)? SA has been hounding me to get the visor and mudguards from them since according to them, 'iba daw quality'. i know they will charge an arm and a leg for that (almost x2.5 the price outside) but is the quality commensurate or are they just basically the same?

**dct** · October 7th, 2017 03:00 PM

Originally Posted by chanc

is there any difference between the accessories (visor / mudguards) sold by dealerships and say other sellers (via olx / lazada / etc)? SA has been hounding me to get the visor and mudguards from them since according to them, 'iba daw quality'. i know they will charge an arm and a leg for that (almost x2.5 the price outside) but is the quality commensurate or are they just basically the same?

Parehas lang yan. Pineperahan ka lang ng SA mo. Kahit naman di parehas, does it matter? E visor at mudguard lang. No electronics involve. Dikit lang. No drilling or whatever

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