sige bro, maya pag baba ko![]()
nope walang problema sa vibrations bro. usually naman mga lumang auto with loose pivot (or whatever you call it) lang may problema sa ganyan
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nope walang problema sa vibrations bro. usually naman mga lumang auto with loose pivot (or whatever you call it) lang may problema sa ganyan![]()
change the actual mirror to a convex type. lahat naman yan nag loosen in time, mas mabilis nga lang dahil may extra weight. chose this add on para mabawasan blind spot, pesteng mga mc kasi yan kung makasingit.
Hi!
I'm planning to get swift 1.2 AT this week but I'm thinking if I'd go for in house or bank. 20% DP thru bank 10k-ish for 60mos vs in house 88k 12890/mo. A big difference between the two. Would I still get the freebies in case I choose the bank and what other fees will I be paying if so?
Thanks in advance
* learned a lot in this forum. ^-^
Bank vs In-House
High down payment, lower monthly VS Low down payment, higher monthly
Standard freebies VS additional freebies
Your choice.
Ako, I went with In House kase saktuhan lang pandown ko when I got mine. Tapos yung monthly naman, pasok sa budget, although higher by almost 2k per month nga. When I did the math, mas mahal in house in the long run, pero at least taon ko bubunuin yung difference, so ayos lang.
Thank you!
Paying 215k vs 140k interest overtime is a big chunk of money. So I'm really contemplating which one to go to. But if I would end up paying the amount of money that i'm gonna save by not getting the freebies chattel mortgage and the works then I guess I'd go for the in house. BTW, this will be my first car so I have to make the best decision. 😕
Anyone in the forum opted for bank ?
Please advise ^-^
if kaya pang mag-ipon go for bank. malaki rin talaga diff pag nicompute mo lahat.
opted for inhouse kasi 2-5% ang difference ng interest ng inhouse vs. bank
60-70k (more or less) difference in total price is ok with me
depende kasi kung san mo gagamitin yung difference nung DP sa inhouse vs. DP sa bank
my case kasi mas mararamdaman ko impact ng high DP dahil "pinaiikot" ko ang pera ko. partly bayad ng monthly ko kasama doon sa na tipid kong 50k plus sa DP. (more or less 5k extra income a month)
pero kung regular employee ka on a fix income mas maganda yata ang high DP and lower monthly.
Tama po. Wag po tayo nabulag sa low downpayment. The higher the downpayment, the lower the interest and monthly.. Then makakatulong pa ang malaking down para sure na ma approve if alanganin ang mga requirements..
Sabi ng friend ko sa sales. May pagkakataon na parang na ayaw ka bigyan ng car ng dealer if cash or bank financing.. Bibigyan man daw e hindi mabintang kulay or model and minsan pinag piliian na.. Kasi ones na lumabas na ang car sa dealer e wala ng add na kita sayo, aside na lang sa check up..
Thank you everyone!🍻
I'll be in c5 suzuki later hope they can work out my preferences. ^-^