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August 5th, 2006 02:10 PM #21Originally Posted by boybi
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Tsikot Member Rank 2
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August 5th, 2006 02:14 PM #22Sir niwde11,
di mo marerealize ung importance ng healthcards hangga't di ka or isa sa pamilya mo naoospital. Ako pinilit lang ako ikuha ng Caritas ung anak k kc pinilit ng nanay ko tsaka kailangan bumenta cya. Nung nagkasakit ung anak ko nagamit ko Caritas, nung nakita ko bill nun ko narealize kahit pala P10k per year ang bayad sa premium eh worth it. Plus pede pa unlimited check up. eheheh every 2 weeks nasa doctor anak ko for follow up check up.
3 years na ung plan ng anak ko balak ko kumuha ng isa pa ung di kasama ang check up pang hospital lang kc tumaas na ung minimum sa semi-private room ng ospital P850 per day para ung total room rate ko eh maging P1500 per day. Sayang kung narealize ko ito bago ako kumuha sana kinuha ko ung 15 credits instead of just 5. Total good for 10 years naman isang plan eh.
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August 5th, 2006 02:17 PM #23
parang baligtad naman sa hospital ko kimps. parang tatang taka sila na wala akong healthcard. yun din kaba ko. baka di sulit. pero nung ask ko kung covered yung out patient procedure na walang hiwa, covered naman daw. kaya ask ako dito para sa mga experiences ng tsikoteers. PM mo sakin yung card.
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August 5th, 2006 02:27 PM #25Originally Posted by niwde11
hehe.. di po ako agent. extension lang ang gamit ko. main ang wife ko. she works at an embassy here in manila.
eto konti pang details.
philam health card
room rate 2.5th/ day
max limit 300,000.00
(includes dentist, cardio, ob-gyn, pedia, surgeon, anastesiologist, etc...)
she pays around 2-3th per month for her, mine and our 2 kids.
everytime may check up ang mga kids sa pedia, free. we pay for the injections lang.
she got free ob-gyn free check up nung pregnant sya with both kids.
anytime may problem with health, go agad kami st. lukes e.r., free (pati medicines).
last year, general check up ako (blood test, ecg, 2d echo, treadmill, ultasound, x-ray, etc.), free. (saw the bill, 12,000.00 lahat)
kaya i suggest check mo muna sa hmo kung ano ang benefits nila before you make a decision...
sir kimpoy,
may ibang hmo ganyan talaga. style lang dyan awayin mo para mabilis. hehe...
so far, sa st. lukes kami, no problem.
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August 5th, 2006 02:34 PM #26
banaweonline; pwede pakitanong sa wify kung me marerefer din syang agent so i can discussed something. kasi yung procedure na ginawa sakin sa manila doctors e sa ibang hmo e 20% lang daw covered. sa caritas covered daw kaso wala pa syang case na ganun(yung agent). halos lahat kasi surgery ang covered with max. yung sakin walang hiniwa although under anaesthesia ko.
p.s. lifetime premium na ba yung sa inyo?Last edited by niwde11; August 5th, 2006 at 02:36 PM.
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Tsikot Member Rank 2
- Join Date
- Sep 2005
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- 392
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August 5th, 2006 03:47 PM #28Originally Posted by niwde11
sir,
hindi daw alam ni esmi ang details kung paano yan. kasi admin daw ang may hawak ng ganyan. try daw nya ask kung pwede sa monday.
hindi yata lifetime ito. as long as she works for the embassy, meron hmo.
try calling this customer hotline baka makatulong... (02)528-5300
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August 5th, 2006 04:48 PM #29
thanks bro. malamang nga lifetime yan or habang employed ka sa kanila. like dun sa fortune.
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August 5th, 2006 05:12 PM #30
Wife ko merong CARITAS. Bayad namin is P9K+, semi-anually for 5 yrs. So far ok naman. Once kasi sinugod namin siya sa osp. (ER) for check-ups, wala kami binayaran.
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