Healthcard Inquiry

**j_avonni** · August 5th, 2006 12:42 PM

You may visit Medicard Phils. at http://www.medicardphils.com/content/services/rates.asp

**putalittlemore** · August 5th, 2006 12:56 PM

Originally Posted by j_avonni

Our current healthcard is Medicard. It's better than Philamcare. We have no experience with Caritas yet. There are other healthcard companies. Shop around and compare.

sir, what makes you say Medicard is better than Philamcare? coverage? premiums? ...

**niwde11** · August 5th, 2006 01:26 PM

Originally Posted by oldblue

we had the same problem. mahilig ka ba uminom, mahilig ka kumain ng taba o matataba pagkain at mas gusto mo nestea kaysa water. I got confined for a week bec. of that. a week later eto na naman ako inom, suka, spicy food sa isang birthday. then back to the hospital for the third week.

nope, i wish malakas ako uminom. kaya di ako madalas sumama pag may treat na friend. iced tea kasi ako nun since bawal soda. iwas na rin ako sa taba for the past three years. malakas ako sa seafood lalo na nung napunta ako sa US 2 years ago(potah, sarap ng sipit ng alaskan crab sa eat all you can nakaka 2 plate ako ng mga shell).

I finally eliminated the pain when I accidentally joined a gym for another reason and started running the 30-minutes threadmill non-stop 6 days a week for more than a year. lahat ata ng dapat ilabas sa body nailabas ko na noon, pati cancer cells na din siguro hehehe.

you'll know pag naglalabas ka na toxins, parati ka uhaw and hindi mo kelangan pwersahin sarili mo to follow the eight glasses of water each day.

this is what i lack. exercise. i'll try to follow tong recommend mo. yun din sabi nung nurse after my procedure. jogging daw ako para daw lumabas yung mga uric. that makes sense. thanks oldblue.

**banaweonline** · August 5th, 2006 01:44 PM

sir niwde11,

maganda magkaroon ng health card. magagamit mo everytime na gusto mo mag pa check sa hospital. and the best sa emergency cases. our family uses philam na healthcard.

ang kagandahan nito ay charge lahat ng doctors fee, check up fee, lab fee, etc sa card.

nasulit ko ito last may. daughter ko inoperahan sa appendix. bill ng st. lukes was a whopping 230,000.00, 10 days. d pa kasali doctor dito. sa hirap ng panahon ngayon, di madaling kumuha ng 230,000.00 di ba?

make sure yung kukunan mo maganda ang mga benefits....

**boybi** · August 5th, 2006 01:47 PM

covered ba ng mga healthcards ang mga blood tests (cholesterol, FBS, uric, etc.)?

edwin, anong klaseng sakit yung naramdaman mo? mataas din uric ko dati, pero ewan ko anong nangyari at bumalik na sa normal. ang mataas sa akin ngayon is triglycerides (500+, normal is 190 yata).

**niwde11** · August 5th, 2006 01:51 PM

banaweonline; ano card mo? me agent ka ba na mairerefer para madiscuss ng husto yung mga coverage. kung maganda yung agent mas ok.(j/k) for emergency purposes talaga kailangan ko. kahit wala ng life insurance. more of a hospital benefits kailangan ko.

**boybi** · August 5th, 2006 01:53 PM

also, how much ang premiums ng mga healthcards? parang sa car insurance ba yan na yearly and every year ang pagbayad ng premium?

**niwde11** · August 5th, 2006 01:57 PM

boybi, medyo above normal kasi yung uric ko last year nung nagpacheckup ako. kaso konti lang makakain ko kasi bawal na rin yung mga fat/meat. kaya madalas ko makain eh seafoods, vegtables, tofu na medyo matataas ang uric. i was rush sa hospital nung madaling araw kasi di ko na matiis yung sakit sa right side ng body ko. di na raw kaya ng oral(accdg sa doctor) kaya intravenous na pain reliever ginamit sakin. di nakuha sa isa kasi wala pang isang oras eto na naman yung sakit. nag paadmit na ko and schedule for KUB-IVP the following day. ayoko ng maging center of attraction sa ER.
yung caritas boybi covered daw yung after nung first year kasi meron ka na checkup. di ko lang alam kung gano kadalas.

**niwde11** · August 5th, 2006 02:03 PM

boybi some are yearly. (kala ko meron ka na, didnt expect na wala ka pa). meron ding babayaran mo habang buhay ka. caritas, after talking dun sa agent five years to pay lang. pwede lumpsum, annual, semi-annual or quarterly. me plan na after 6 years covered na family at meron namang after 10 years(syempre mas mababa premium). basta wag ka lang lalagpas dun sa maximum per illness. kaya nga hanap ako baka mas me ok pa.

**kimpOy** · August 5th, 2006 02:06 PM

i had that (buyt not caritas pm ko sa iyo kung gustong malaman yung insurance)

...hassle lang, lalong yatang akong nagkasakit sa kakalakad, halos yung basic hindi covered maski dental lang sana tapos sa hospital hinahanap ko pa yung doctor nila...

now for the hospital experience with a healthcard
may discrimination pa, porke alam nilang health card ka hindi ka nila asikaso...tapos ward lang bagsak namin...tapos pag lalabas na ke tagal tagal ng procedures...

imho hindi sulit for me mas ok nal ang kung magtatabi nalang ako ng pera kung sakali man ma hospital ako