In layman's term na lang, they are both PCs and can do nearly the same thing.
Pero mas fault-tolerant ang servers. A typical server usually has two of everything, 2 power supply, 2 hard disk drive doing mirroring, 2 network cards etc, all for just in case if one fails, you got another spare running. So, in short, mas reliable ang server to work 24/7, unlike the PC na pinapatay mo at the end of the day.
If you may ask bakit kailangan ito, depende kasi sa requirements. Think of applications that run 24/7 such as ATMs, websites, credit card swiping machines. All of these applications has to run on servers kasi kung nag-down ito for the simple reason na pumutok ang power supply, or nasira ang hard disk, malaking kwarta mawawala at perwisyo ito sa mga clients mo rin kapag di available itong mga ito.
So, if you need a reliable PC, buy a server. If you plan only to use Word/Excel/Powerpoint and surf the web, buy a desktop workstation.





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