More Filipinos buying PCs through credit cards

**j_avonni** · August 6th, 2006 09:18 AM

I just bought my laptop thru credit card at 0% - 12 months.

http://technology.inq7.net/infotech/...ticle_id=13538

**kimpOy** · August 6th, 2006 09:40 AM

ako rin soon...

**jim** · August 6th, 2006 10:16 AM

same here

**empy** · August 6th, 2006 10:32 AM

0% for 12 months is a great deal....you can't beat free money

**BoEinG_747** · August 6th, 2006 10:33 AM

dami nga nito sa SM city(carpark) puro zero interest ,
saka na lang wala pa budget .ok pa naman desk top ko

**kimpOy** · August 6th, 2006 11:18 AM

yup yan ang trend kasi dito...
at hindi lang PC/laptop almost everything na
last year nabili ko side by side ref ko 0% 12 months to pay...

**Horsepower** · August 6th, 2006 12:30 PM

It's not exactly 0%. What's done is they pre-compute everything with card fees then they sell it as that even in cash.

ergo, cash buyers suffer because they pay for the fees they're not supposed to.

Example:

In stores a Black MacBook is 100-110K but i only sell it for 88k. If you buy it from me through card, it'll amount to 93,XXX. See, there's interest but even if you add it, it's still way cheaper. Add to that, you always get the latest version of the machine, not overruns. hehehehhe!

**Jun aka Pekto** · August 6th, 2006 12:33 PM

Originally Posted by j_avonni

I just bought my laptop thru credit card at 0% - 12 months.

http://technology.inq7.net/infotech/...ticle_id=13538

We bought my HP laptop (3 years ago) via military Star Card at the nearby base here (where my wife works). 0% same as cash, no sales tax, plus 10% off the price (the price reflected is retail outside the base). Also, any rebates from the manufacturer and discounts from the store still apply.

Personally, I rather pay cash. But, I don't control the purse-strings.

Edit: My wife would often consult with the Pinay grapevine at the military exchange so she can time her purchases with the discounts.

But, for my DIY desktop pc, no such discounts. It's newegg.com all the way.

**ssaloon** · August 6th, 2006 01:48 PM

bought my digicam * 18mos 0% interest also

**mikmik316** · August 6th, 2006 04:22 PM

may mga bagay na sulit bilhin sa 0% 12 months to pay meron din sulit bilhin pag cash.

Syempre malalaman mo yan kapag ikaw ay isang PC dealer.

Eg. iPod nanos are okay for 0% 12 months to pay kasi mark-ups are small... For the 5th gen iPod better buy it cash dahil malaki diff ng cash price & credit card price ng 5G iPod...

O.T. Check Apple's website tomorrow evening.... baka may bagong iPod