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  1. Join Date
    Oct 2002
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    19,512
    #791
    Quote Originally Posted by uls View Post
    pero tingin ko sa BSP they're too cautious not to kill growth

    hinayaan nila letting the economy run hot

    you need new money creation to service previously created debt

    --

    ung doom and gloom na sinasabi mo OB galing yan sa reaction ng mga tao sa pagtaas ng presyo ng bilihin, paghina ng piso, pagbaba ng stock market

    non-stop media reporting tungkol diyan kaya there's this air of gloom

    pero if you ignore the news and just go out you'll see things look fine

    kahit mas mataas na ang presyo ng gas at diesel madami parin sasakyan sa kalye

    people are going out

    people are spending

    i go out almost every night it definitely doesn't look like the economy is in the "doldrums"
    Mangyari pa kaya ulit yung almost 2 decades ago na umabot ng 30% ang bank lending rates?
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  2. Join Date
    Nov 2005
    Posts
    34,815
    #792
    Quote Originally Posted by boybi View Post
    Mangyari pa kaya ulit yung almost 2 decades ago na umabot ng 30% ang bank lending rates?

    i really don't know

    pero pag bumaba nang bumaba ang dollar reserves ng PH, hihina nang hihina ang PHP

    BSP will be forced to raise interest rates to defend PHP (aside from trying to control inflation)

  3. Join Date
    Nov 2005
    Posts
    34,815
    #793
    ang importante diyan ung dollar reserves

    sana malakas ang pasok ng dollars

    kasi mabilis ang labas ng dollars ngayon


  4. Join Date
    Nov 2005
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    34,815
    #794
    Quote Originally Posted by kagalingan View Post
    bakit kasi utang ng utang .

    Tingnan nyo yung mga bagong kasal, ang bibilis tumanda itsura sa stress.

    Ito ah, iba ang pinautang sa negosyo at iba ang utang ng common masa.

    Pag masa ang umutang walang direction.

    Quote Originally Posted by ray_noel View Post
    Based on my understanding sa post mo sir, yung pa utang na binigay ng bsp should be allocated sa business... pero dapat yung business na gagawin is hindi yung affected sa inflation rate ngayon... tama po ba analysis ko?

    Massage parlor kaya, tapos kunin ko yung mga chinese kasi alam ko may traditional massage din sila... mura pa labor... Tsaka para sa pinoy baka gusto nila pupunta jan para makabawi sa inangkin nila na china sea... hehe


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    utang ka para sa business

    ung kikitain mo sa business higit pa kesa sa babayaran mong interest sa bangko

    yan ang tamang pag gamit ng utang

    hindi ung uutang ka para bumili ng walang kwentang gamit na hindi kikita

  5. Join Date
    Jun 2018
    Posts
    1,475
    #795
    What I can't wrap my head around is that IF the economy is doing so well that consumer demand is (supposedly) outstripping supply in general terms, why BSP did not see this coming, and made an initial inflation target (3%) that is way off the reality (5.2%)? 73 percent off to be exact. Do we have idiots now at the BSP? Or are the people saying economy's rosy the ones we should be calling idiots?

  6. Join Date
    Nov 2005
    Posts
    34,815
    #796
    Nobody not even the BSP can predict the movement global commodities prices

    the rally in commodities (specially crude oil) during the past several months was a major contributor to rising inflation


  7. Join Date
    Nov 2005
    Posts
    34,815
    #797
    ask anyone who trades actual physical commodities or anyone who manufactures anything

    lahat ng commodities/raw materials tumaas ang presyo

    some months ago a friend in the paper business asked me why pulp prices are rising

    i had no idea coz i don't follow pulp prices so i did some research





    no choice sila but to raise prices of their paper products

  8. Join Date
    Sep 2014
    Posts
    8,481
    #798
    Quote Originally Posted by uls View Post
    ask anyone who trades actual physical commodities or anyone who manufactures anything

    lahat ng commodities/raw materials tumaas ang presyo

    some months ago a friend in the paper business asked me why pulp prices are rising

    i had no idea coz i don't follow pulp prices so i did some research





    no choice sila but to raise prices of their paper products
    they are raising prices of paper coz demand is llow. I have been notified by BPI na hinde na sila magpapadala ng Actual Billing ng card by year end, download na lang daw. this was true with other banks like citi years ago pa.

    and with this as trend, I think even Globe is giving incentives or point ba if you opt to get your billing via email. if manila water, meralco, and others follow suit, and organizations and corporations go paperless like memos, or contracts. right now there are digital signatures na signed on your smartphone.

    that's a big drop on demand. but that doesnt indicate that the economy is going down. we are just getting rid of redundant or phase out industries.


    kung ako nga naka-smart tv lang sa condo ko, no bluray, dvd, surround sound speakers, not even a cable box, i opt to close my cable subscription. i dont even have AVRS, UPS or high end surge protectors. I just bought a Mi power strip to plug in the smart tv along with 3 usb ports to charge my phones/gadgets. all in one na. I love MI products.



    imagine ang dami nawala sa sala ko na minamanufacture. pero may portable marshal ako hihi, kasi gusto yun naman ang speakers ko run from the music and internet radio from my phone



    given that, I have a minimalist home. nakatiped pa ako ng mga pang maintain / pambile ng inaalikabok na cabinet or these add-on contraptions. tv is just wall mounted.

    nakabile tuloy ako ng Mi Robovac. while I watch smart tv naglilinis mag-isa robovac ko.



    i do it everyday kasi recharge lang naman. so do I need to buy powerful detergents or cleaning chemicals sa grocery kung araw araw natatanggal na kagad ng robovac ang mga dirt that will turn hard to remove smudges / stains kung minsan ka lang maglinis

  9. Join Date
    Nov 2005
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    34,815
    #799
    toyota philippines may raise car prices due to peso

  10. Join Date
    Jun 2018
    Posts
    1,475
    #800
    Quote Originally Posted by minicarph View Post
    nakabile tuloy ako ng Mi Robovac. while I watch smart tv naglilinis mag-isa robovac ko.



    i do it everyday kasi recharge lang naman. so do I need to buy powerful detergents or cleaning chemicals sa grocery kung araw araw natatanggal na kagad ng robovac ang mga dirt that will turn hard to remove smudges / stains kung minsan ka lang maglinis
    Hmmm...... you never ever mop your floors? I find vacuuming alone does not get rid of the grittiness or the stickiness of a floor, no matter you do it everyday. Mopping with water is the answer, especially in this dusty Philippine environment. No need really for those expensive chemicals and cleaning agents you mention.

    Is there a robo-Mop? I'd rather have that than a robo-Vac if I were to choose only one. But mop and vac are most effective if used in tandem.

    Sorry for the off-topic reply but your cleaning habits got me curious.

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Philippine Economy Talk