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  1. Join Date
    Sep 2005
    Posts
    13,039
    #41
    yes ganon nga.. pag wala kang philhealth.. idededuct pa din nang HMO yung part nang philhealth tapos ikaw na magbabayad non..

    ang taas na nga nang mga HMO ngayon.. tanda ko mga 10 years ago nasa 3T to 5T lang yan eh.. ngayon 12T pataas na may 24T pa.. per year..

  2. Join Date
    Sep 2005
    Posts
    13,039
    #42
    Dapat ayusin nang Phlhealth ang benepisyo sa mga myembro.. dapat wala na nga babayaran pag na hospital..

    By 2024.. 5T a month eh 60T a year na yan.. dinaig pa ang mga HMO..


  3. Join Date
    Mar 2008
    Posts
    44,198
    #43
    socialized medicine isn't cheap...
    to those who don't get sick.

    but i agree.
    it would be nice if hospitalization is a no-additional-expenses thing.

  4. Join Date
    Nov 2009
    Posts
    12,337
    #44
    Quote Originally Posted by _Qwerty_ View Post
    Dapat ayusin nang Phlhealth ang benepisyo sa mga myembro.. dapat wala na nga babayaran pag na hospital..

    By 2024.. 5T a month eh 60T a year na yan.. dinaig pa ang mga HMO..

    Yun naman ang direction, pero sa Government facility lang applicable no balance billing. I just hope all will comply, wala na yung walang supply, walang gamot.

    It's a fact in any social health insurance: the bigger the number of those requiring state subsidy, the bigger the amount the contributing sector has to contribute, either directly, through premium, or indirectly, through taxes.

    The biggest bleeder in hospital bills are the PFs wala kaso regulation. Hindi mo din naman puwede lagyan / hirap lagyan ng means to regulate.


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  5. Join Date
    Sep 2005
    Posts
    13,039
    #45
    ang hirap dyan.. they are asking the small % of contributors to contribute a lot for the healthcare of all..

    lahat nang mahirap, senior kasama.. eh hindi naman sila nagbabayad.. dapat iba ang benefits nung mga nagbabayad..

  6. Join Date
    Mar 2008
    Posts
    44,198
    #46
    Quote Originally Posted by _Qwerty_ View Post
    ang hirap dyan.. they are asking the small % of contributors to contribute a lot for the healthcare of all..

    lahat nang mahirap, senior kasama.. eh hindi naman sila nagbabayad.. dapat iba ang benefits nung mga nagbabayad..
    i disagree.
    parasakin, dapat lahat pareho sa benefits. ayoko ng "some are more equal than others".

    what should be looked into, is the PF.

  7. Join Date
    Oct 2002
    Posts
    37,184
    #47
    Agree with qwerty dapat meron bracket na lang. Kung magkano kaya mo contribute then ganito lang ang benefits mo pag higher bracket mas malaki benefits and so on.






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  8. Join Date
    May 2018
    Posts
    611
    #48
    Quote Originally Posted by dr. d View Post
    i disagree.
    parasakin, dapat lahat pareho sa benefits. ayoko ng "some are more equal than others".

    what should be looked into, is the PF.
    Sa akin naman, I don't think a contributing member can be considered the same as a non-contributing member. Pwera lang pag retiree/pensioner na of course---> that is, those who contributed to society during their productive years and should be allowed to enjoy the remainder of their days for their hard work. Kung kakayanin, dapat kasama sila sa social safety net.

  9. Join Date
    Nov 2005
    Posts
    39,154
    #49
    Pinilit talaga itong universal heathcare

    rich countries with small population can get their universal healthcare system right

    but we're a poor country with large population (with a large number of people who aren't productive)

    it's not like we're earning oil money

  10. Join Date
    Oct 2002
    Posts
    20,205
    #50
    Dapat hindi namimigay ang government ng mga free health cards, which have the same benefits as paying members. Ginagamit kasi nila pang attract ng voters sa election.

    Also, sobrang mismanaged ang philhealth. Hindi binabayaran mga hospitals. So saan napupunta mga contributions?
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