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  1. Join Date
    Dec 2009
    Posts
    3,006
    #1
    ^problema na ng susunod ha administrasyon yan

    Sent from my SM-A520W using Tapatalk

  2. Join Date
    Jul 2007
    Posts
    57,771
    #2
    Wala ako tiyaga mag Google kaya dito ako nagtanong. Plus iba yung opinion na first hand. Thank you.

    Sent from my SM-N960F using Tapatalk
    Last edited by _Cathy_; May 3rd, 2020 at 08:52 PM.

  3. Join Date
    May 2006
    Posts
    4,347
    #3
    Quote Originally Posted by _Cathy_ View Post
    Wala ako tiyaga mag Google kaya dito ako nagtanong. Plus iba yung opinion na first hand. Thank you.

    Sent from my SM-N960F using Tapatalk
    para sa OFW lang yata yon Ms Cathy... inilipat ko dito yung post ko sa China virus.

    ito yung bagong premium na babayaran ng OFW based from the table below.

    CY2020 - 3.0% x monthly (income floor = 10,000 or income ceiling = 60,000)
    CY2021 - 3.5% x monthly (income floor = 10,000 or income ceiling = 70,000)
    CY2022 - 4.0% x monthly (income floor = 10,000 or income ceiling = 80,000)
    CY2023 - 4.5% x monthly (income floor = 10,000 or income ceiling = 90,000)
    CY2024 - 5.0% x monthly (income floor = 10,000 or income ceiling = 100,000)
    CY2025 - 5.0% x monthly (income floor = 10,000 or income ceiling = 100,000)

    sabi ko nga, kung wala pa rin effect ito sa mga DDS na OFW ay ewan ko na lang
    Last edited by Gumusut_Amige; May 3rd, 2020 at 09:12 PM.

  4. Join Date
    Nov 2009
    Posts
    12,364
    #4
    Nope the rate and increase applies to all, if may tiyaga kayo:

    https://www.philhealth.gov.ph/about_us/RA11223_UHC.pdf

    https://www.philhealth.gov.ph/about_...IRR_Signed.pdf

    RA 11223 was enacted last February 2019, eto yung UHC na noon pa eh dinemand ng public sa government.

    dahil lahat ng Filipino eh outright member at eligible na, yung dati na coverage ni PHIC eh mas lumaki at mas dumami.

    Mula sa Sin tax, PCSO tsaka contributions nung paying members ang mag fund kumbaga.

    Now nung naisabatas na yung UHC nakalagay doon eh 2 membership categories na lang

    Direct contributor (paying members)

    Indirect contributor (subsidized ng Govt at nung paying members)

    Si direct contributors that includes OFW, local employed, self employed, voluntary, professionals (doctors, lawyers etc) the rate will be applied to all of us na labeled as direct contributor.

    Contribution will be income based as follows



    Nataon late yung reiteration for the OFWs na akala nila sa kanila lang applicable yung rate.

    The ugly reality showing na most Pinoys no longer bother to fact check and do their own research.

    Batas ito at implementing agency lang ang PHIC

    Galit na galit mga DDS pages hehe wag kayo magulo mag ambag kayo [emoji1534]


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  5. Join Date
    May 2006
    Posts
    4,347
    #5
    Quote Originally Posted by cast_no_shadow View Post
    Nope the rate and increase applies to all, if may tiyaga kayo:

    https://www.philhealth.gov.ph/about_us/RA11223_UHC.pdf

    https://www.philhealth.gov.ph/about_...IRR_Signed.pdf

    RA 11223 was enacted last February 2019, eto yung UHC na noon pa eh dinemand ng public sa government.

    dahil lahat ng Filipino eh outright member at eligible na, yung dati na coverage ni PHIC eh mas lumaki at mas dumami.

    Mula sa Sin tax, PCSO tsaka contributions nung paying members ang mag fund kumbaga.

    Now nung naisabatas na yung UHC nakalagay doon eh 2 membership categories na lang

    Direct contributor (paying members)

    Indirect contributor (subsidized ng Govt at nung paying members)

    Si direct contributors that includes OFW, local employed, self employed, voluntary, professionals (doctors, lawyers etc) the rate will be applied to all of us na labeled as direct contributor.

    Contribution will be income based as follows



    Nataon late yung reiteration for the OFWs na akala nila sa kanila lang applicable yung rate.

    The ugly reality showing na most Pinoys no longer bother to fact check and do their own research.

    Batas ito at implementing agency lang ang PHIC

    Galit na galit mga DDS pages hehe wag kayo magulo mag ambag kayo [emoji1534]


    Sent from my iPhone using Tapatalk
    i stand corrected... akala ko sa para sa OFW lang ang inilabas na bagong premium rate.
    ang pagkaka-iba, si OFW ay sarili nya ang buong philhealth premium.
    tapos ang pinakamasakit dito ay yung OFW na nagbabayad pa ng tax sa kanyang host country.
    bale patong-patong na ang kaltas

  6. Join Date
    Mar 2008
    Posts
    54,627
    #6
    Quote Originally Posted by Gumusut_Amige View Post
    i stand corrected... akala ko sa para sa OFW lang ang inilabas na bagong premium rate.
    ang pagkaka-iba, si OFW ay sarili nya ang buong philhealth premium.
    tapos ang pinakamasakit dito ay yung OFW na nagbabayad pa ng tax sa kanyang host country.
    bale patong-patong na ang kaltas
    but OFWs are not required to pay philippine income tax.
    Last edited by dr. d; May 3rd, 2020 at 11:48 PM.

  7. Join Date
    Oct 2013
    Posts
    51
    #7
    sarap sabihan dds na ofw na sumunod na lang kayo kay tatay D hehe.

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  8. Join Date
    Oct 2006
    Posts
    6,497
    #8
    Quote Originally Posted by Ottoman View Post
    sarap sabihan dds na ofw na sumunod na lang kayo kay tatay D hehe.

    Sent from my SM-N9005 using Tapatalk
    They are now blaming the senators and congressmen for passing the law. I'm now waiting for Bong Go to ride in and say he has successfuly talked to Digong to overturn this "unjust" law he signed earlier.

    Sent from my SM-T825Y using Tapatalk

  9. Join Date
    Sep 2010
    Posts
    1,818
    #9
    add ko lang sa IRR - Overseas Filipinos (yes not just OFWs) ang covered.
    PRs and those holding dual citizenships kasali.

  10. Join Date
    Oct 2010
    Posts
    2,551
    #10
    Voluntary na para sa mga OFW, ganyan naman yan mula pa nuon, pag kuha mo ng OEC yung initial payment lang pinababayaran, hindi nila sinisingil yung balance from last year. Then pag balik mangagawa kana, pwede mo nang hindi bayaran dahil online na pagkuha ng oec


    Duterte orders PhilHealth to make premium payments voluntary for OFWs | ABS-CBN News

  11. Join Date
    Nov 2009
    Posts
    12,364
    #11
    Quote Originally Posted by glenn_duke View Post
    Voluntary na para sa mga OFW, ganyan naman yan mula pa nuon, pag kuha mo ng OEC yung initial payment lang pinababayaran, hindi nila sinisingil yung balance from last year. Then pag balik mangagawa kana, pwede mo nang hindi bayaran dahil online na pagkuha ng oec


    Duterte orders PhilHealth to make premium payments voluntary for OFWs | ABS-CBN News
    Kaya meron scenario na

    Walang kwenta yan! Hindi naman namin magamit!

    Only to find out walang contribution hehe

    Ayaw magbayad ng contribution pero gusto wala din babayadan sa hospitalization

    In a perfect world [emoji16]


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  12. Join Date
    Oct 2002
    Posts
    10,819
    #12
    Quote Originally Posted by cast_no_shadow View Post
    Kaya meron scenario na

    Walang kwenta yan! Hindi naman namin magamit!

    Only to find out walang contribution hehe

    Ayaw magbayad ng contribution pero gusto wala din babayadan sa hospitalization

    In a perfect world [emoji16]


    Sent from my iPhone using Tapatalk

    Mali.

    We paid. The problem is Philhealth does not issue the certificates of coverage right at payment. They said they will mail it BUT I NEVER RECEIVED THE CERTIFICATE OF COVERAGE.Siguro sa isip nila nasa abroad naman yan di yan gagamit ng philhealth. Also we submitted all their requirements (like birth certs of dependents) but if we check in their system our dependents are not listed as dependents. We have had 2 hospitalizations already where my Philhealth contributions were valid (I paid every year, wala naman lusot kasi pag di ka bayad walang oec, and I get an oec every 2 months) but we were not able to benefit since my wife and my son were not listed, even if I had already submitted the marriage contract and birth cert a few times already.

    OFW complaints against Philhealth and OWWA are real. Please don't be too fast to dismiss our complaints.
    Last edited by yebo; May 4th, 2020 at 07:45 PM.

  13. Join Date
    Oct 2007
    Posts
    3,122
    #13
    Me and wifey been paying for don't know how many years na (maybe 20 years), nagamit na ni wifey ng ilang beses yung Philhealth nya, if I recall maybe 6 or 7 times, ako once lang, this year January ko lng nagamit nung nagpa inject ako ng steroids sa left hand ko, sabi ng doctor more or less nasa 15k babayran ko dapat, pero if you think of it, lugi ako.

    Sent from my ONEPLUS A6003 using Tapatalk

  14. Join Date
    Oct 2002
    Posts
    10,819
    #14
    Imho, mali kasi yung law. Why base it on salary when the benefits are the same? If the premiums are of different amounts then the benefits should also increase with the premium. So dapat ginawa nila meron lang minimum contribution that equates to a minimum coverage. Increasing premium amounts also increases the benefits, like higher room cost, etc. So say we start with minimum P5k/year that say allows a room cost of P500/day. If one doubles his premiums to P10k/year the benefits should also double, to a room costnof 1k/day. Pag ganyan wala masyado magrereklamo. Kita ang philhealth not from the room but from costs of medical tests and procedures (blood test, xray, ecg, mri, etc) that remain the same irregardless of room cost. Afaik only the doctors' pf is based on the room cost.

    Payag ako sa 60k per year basta yung benefits ko 12x ng nagbabayad ng 5k/year. Pero kung parehas lang hindi yun fair.

  15. Join Date
    Mar 2006
    Posts
    19,003
    #15
    guest ngayon live sa wag po ang spokesperson ng philhealth.

    if anyone is interested for the grilling, hanapin niyo na lang sa fb or sa youtube.



    or click niyo na lang iyan

    hth
    Last edited by baludoy; May 4th, 2020 at 10:28 PM.

  16. Join Date
    Mar 2008
    Posts
    54,627
    #16
    i heard over the radio,
    a number of OFWs have health insurance c/o their foreign employers. as such, they have never had the incidence to claim from philhealth. they are requesting that they be exempted from philhealth contribution.

  17. Join Date
    Oct 2002
    Posts
    10,819
    #17
    Quote Originally Posted by dr. d View Post
    i heard over the radio,
    a number of OFWs have health insurance c/o their foreign employers. as such, they have never had the incidence to claim from philhealth. they are requesting that they be exempted from philhealth contribution.
    I have, since way way back pa. But this only covers me during the period of employment and not after retirement, when i will need it most.

    I contribute to philhealth because afaik it will cover me and my wife until after retirement. Personally i am not against increasing the philhealth premium, but as i said in my previous post dapat may corresponding increase in benefits din.

  18. Join Date
    Oct 2006
    Posts
    6,497
    #18
    Ilan beses na rin nagamit ng misis ko yung Philhealth. Ganun din parents ko. Malaki rin bawas. Yung sa parents ko + senior discount, halos wala na bayad.

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  19. Join Date
    Jul 2009
    Posts
    10,310
    #19
    Philhealth under attack by ransomware. I just hope they have backup to restore from instead of paying $300k.

    https://youtu.be/vxMiQQrT920?si=WmjG891pejHp09_qrdt_20230924_2041564876202701196217955.jpg

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  20. Join Date
    Sep 2016
    Posts
    2,348
    #20
    Quote Originally Posted by BratPAQ View Post
    Philhealth under attack by ransomware. I just hope they have backup to restore from instead of paying $300k.

    https://youtu.be/vxMiQQrT920?si=WmjG891pejHp09_qrdt_20230924_2041564876202701196217955.jpg

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    Kunin na lang sa confidential funds!

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