Results 31 to 40 of 272
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June 5th, 2013 06:18 PM #31
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June 5th, 2013 11:16 PM #33
Bkt pa kayo sa bdo equity fund? Eh pwede naman sa pse na mismo. May porsyento pa bdo as your fund manager.
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June 5th, 2013 11:37 PM #34
kasi sa mutual fund you get exposure to many stocks with smaller capital
when you buy stocks directly you need bigger capital to achieve the same diversification as a mutual fund
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June 5th, 2013 11:54 PM #35
and there are people who don't wanna pick stocks by themselves. they'd rather a professional do it for them
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June 8th, 2013 02:47 PM #38
A generic equity fund should at least mirror the Phisix index, if not better. If it performs worse than the Phisix in the last 2 years, Hindi maganda ang allocation ng fund. Malamang Hindi maganda ang track record ng fund manager. Again, years dapat ang comparison hindi daily movement. You should at least compare the performance of several equity funds available to you.
Pag nag mature na ang mutual fund market sa Pilipinas Baka magkaroon na ng ibang types of equity fund, like growth vs. income, or small cap vs. mid cap.
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Tsikoteer
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June 8th, 2013 06:14 PM #39i read some articles about BPI launching an index(PSEi) tracking fund.
The thing about equity funds is that you have to time your buys and sells, much like what you do trading stocks. If your equity fund gains 5% on Monday, technically you haven't earned it yet, you have to sell it to realize the gains. Then on Tuesday it goes down -10%, and *then* you sold it, you lose money.
It's not like your traditional bank deposit account were you get a guaranted "interest rate", and your interest is credited and cannot be lost.(i put the double quotes on "interest rate" because,really what's 1.5 - 1.85% per annum?)
Take a look at the fund performances; hindi porke "professionally managed" e immune ka na sa losses. Basically you have a group of people betting on a couple of stocks; if they bet right, then good, you should get at least at par with the index performance. If they bet big(e.g. stock they bought went down), your fund can actually lose money.
One other thing: buying into a fund doesn't free you from monitoring the stock market or the fund. There's money to be made and lost depending on when you bought or sold the equity fund.
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June 8th, 2013 06:42 PM #40
Mutual funds aren't the right vehicle if you are looking into trading in days or weeks. Mutual funds are meant to be long term investments. Stocks on the other hand, as well as ETFs (not available in PSE I believe) are meant for trading.
sinabi moh! i hardly see my children now. when they were young, schedules were more predictable.
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