Any experts who can help. Salamat uli.

**MACpod** · April 30th, 2007 03:35 AM

Kumusta tsikoteers?

Kuha kc ak ng xwind2007 xti. Cash price is Php899,000.

Ang initial cash outlay is Php 243,140. Breakdown nya ay:
1. 20%DP -179,800
2. Comp. Insurance - 34,249
3.CMF - 21,591
4. 3yr LTO reg - 7,500
TOTAL -----------> 243,140

Humingi ak ng discount sa dealer ko. And told her if she could close the price to 215,000.00.

She informed me na hangang 220,000.00 lang kaya. No freebies and other stuff. Just that discount from 243,140 to 220,000.00

Is this fine? Am i missing something?

Also pardon me for a peculiar thinking but is there any case na kaya malaki ang discount baka may "hocus-pocus" silang gawin sa sasakyan like baka ibang cd changer ang ilagay or other things para lang majustify ung discount na binigay nila. Just a thought.

**jaspi11** · April 30th, 2007 04:06 AM

pag sa dealer or casa ka nakipag arrange malaki ang patong sa mga insurance, chattel...kunwari me discount na ibibigay sa yo pero bawasan lang nila yun insurance at chattel...mas maganda dumiretso ka sa bank mismo..makikita mo ang laki ng diperensya ng insurance at chattel mo. tsaka yung freebies standard na yun seat cover, floor mat and tint.

**MACpod** · April 30th, 2007 04:28 AM

salamat bro kaso dito sa abroad ako. regalo ko sa parents ko to at surprise. sya daw (dealer ko) ang bahala maglakad sa mga papers/documents ko. kung sana sa pinas ako gusto ko din sana dumiretso sa banko. tnx

**alwayz_yummy** · April 30th, 2007 09:24 AM

mac > for me ha, parang di sulit kumuha ng B-new face lifted xwind/sportivo... overprice.. masmaganda pa to->

http://tsikot.yehey.com/auto-classif...&cat=16&page=1

http://tsikot.yehey.com/auto-classif...&cat=16&page=1

http://tsikot.yehey.com/auto-classif...&cat=16&page=2

http://tsikot.yehey.com/auto-classif...&cat=16&page=4

or kung gusto mo year older XT > http://tsikot.yehey.com/auto-classif...&cat=16&page=1

ang dinagdag lang sa bago sportivo is turbo for the manual tranny(big improvement) pero kung matic, nadagdag lang is yung rear camera!(nothing to be fuzz about)

edit > sorry, regalo pala, why not iba nalang like carens, starex grx and the like? madaming other dealer na mas maganda ang bigay na offer..weight them all..

**vinj** · April 30th, 2007 01:18 PM

Have a bank like BdO, PSbank or RCBC do a quote as well... From the top of my mind, you can haggle some more on the CMF (mga 14K-18K).

The insurance is high... get your insurance directly from a broker or insurance company itself.

**tawengo** · April 30th, 2007 01:26 PM

Originally Posted by MACpod

Kumusta tsikoteers?

Kuha kc ak ng xwind2007 xti. Cash price is Php899,000.

Ang initial cash outlay is Php 243,140. Breakdown nya ay:
1. 20%DP -179,800
2. Comp. Insurance - 34,249
3.CMF - 21,591
4. 3yr LTO reg - 7,500
TOTAL -----------> 243,140

Humingi ak ng discount sa dealer ko. And told her if she could close the price to 215,000.00.

She informed me na hangang 220,000.00 lang kaya. No freebies and other stuff. Just that discount from 243,140 to 220,000.00

Is this fine? Am i missing something?

Also pardon me for a peculiar thinking but is there any case na kaya malaki ang discount baka may "hocus-pocus" silang gawin sa sasakyan like baka ibang cd changer ang ilagay or other things para lang majustify ung discount na binigay nila. Just a thought.

pm sent.

msyadong mahal yung insurance na binigay sayo. hanap ka other agents, tapos sabihin mo ganito bigay sayo ng other agent para magcompete sila sa freebies.

**Syuryuken** · April 30th, 2007 02:00 PM

Tinaga ka sa insurance masyadong malaki

**MACpod** · April 30th, 2007 07:35 PM

Originally Posted by Syuryuken

Tinaga ka sa insurance masyadong malaki

Pero bro, binigay nya ung P215,000 dp na request ko. That's like 28,000 off from original total cash outlay na 243,000.

ok nba to? tnx

**kimpOy** · April 30th, 2007 08:34 PM

standby mo muna yan quotation mo... huwag kang magmadali... remember ikaw ang customer...

get a quatation from the said bank above... then do the math....

**tawengo** · May 1st, 2007 01:40 PM

Originally Posted by MACpod

Kumusta tsikoteers?

Kuha kc ak ng xwind2007 xti. Cash price is Php899,000.

Ang initial cash outlay is Php 243,140. Breakdown nya ay:
1. 20%DP -179,800
2. Comp. Insurance - 34,249
3.CMF - 21,591
4. 3yr LTO reg - 7,500
TOTAL -----------> 243,140

too much yang binigay sayo..

eto binigay sakin for sportivo
chattel - 19,270
insurance - 25,095.09 (originally 32,915.00 pero di ako pumayag,so they lowered it) 1 yr comprehensive+3 yrs TPL, standard insurance corp.

my agent priced me P4,500 for rustproofing + P350 for EWD but i found out later that they can give you this for free (too late for me). the agent will always find way to get "extra income".