Reposession of Crashed Car

[EQAddict]

Blacklist is shared with all banks. Dont think you can just jump from one bank to another.

Credit rating is very important. But your insurance compant is being idiotic. threaten to expose them in social media / rappler. Take pics of your car etc and post that your insurance company wont declare it total loss.



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[mda]

How big of a damage are we talking about din?

Pictures would help. Curious lang din ako kasi despite the big hit hanggang windshield, hindi nagdeploy yung airbags?

[kinyo]

BPI-MS ... di ba meron thread dito horror story ng insurance na yan?

siguro kailangan na ni ts ng abogado

good luck po

[cast_no_shadow]

Yes sir, talo na talaga ako ng 500k. Damage control na lang. I guess mas ok na yun kesa nagpalibing ako ng driver o nagsustento sa baldado. Kikitain naman uli yung pera.

Re: credit rating, as far as BPI is concerned lang naman po yun diba? Meron po ba universal na credit rating sa Pinas gaya sa ibang bansa? Thanks po as response.

Nope, you can check CMAP banks, lending and other types of corporation kasali dyan.

May system to check a person for that.

Like you said kikitain mo naman yung pera, but a bad credit rating will scar you for a long time.



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[cast_no_shadow]

May car kami before total loss din under BPI MS inabot din 7 months yung proseso.

Matagal talaga, lahat i-dismantle akala mo okay na then may susulpot nanaman sa issue dagdag nanaman sa estimate, check nanaman ni adjuster then repeat again.

Nagka issue pa kame kasi from the incident na madaling araw dinala na namen sa casa outright at iniwan dun. Akala namin dun na gagawin, mataas quote ni casa antagal nila nag haggle ni BPIMS ang ending i-pull out ko daw at dalhin sa accredited shop kaya nilipat ko sa wheels sa e rodriguez. Etong casa sinisingil kami storage fee eh weeks din natengga yung sasakyan sa kanila.

Pinabayaran ko kay BPIMS


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[markvilla21]

actually lahat ng bank bro, once napasok na nila name mo sa blacklist afaik.
kung plano talaga gawain yan, kumuha kana ngayon; tsaka ka mag stop payment

Sige sir. Antayin ko muna BPI MS. Hopefully TL na talaga. Sa tooo lang wala naman talaga akong kagustuhan na pareposess ang sasakyan as much as possible.

[markvilla21]

Blacklist is shared with all banks. Dont think you can just jump from one bank to another.

Credit rating is very important. But your insurance compant is being idiotic. threaten to expose them in social media / rappler. Take pics of your car etc and post that your insurance company wont declare it total loss.



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Thanks, sir. Nobody wants a negative bank record for sure. Hopefully they come to their senses. I would also hate to badmouth them as much as possible, but if they insist on being that way...Let's just say my business is in the PR industry. They will hear from us on social media and they'll see our reviews all over Google anytime they search their brand name.

[markvilla21]

How big of a damage are we talking about din?

Pictures would help. Curious lang din ako kasi despite the big hit hanggang windshield, hindi nagdeploy yung airbags?

Picturan ko pag napadaan ako sa Ford mamaya sir. Personally di ko masyado tinitignan medyo mabigat sa loob.

[markvilla21]

BPI-MS ... di ba meron thread dito horror story ng insurance na yan?

siguro kailangan na ni ts ng abogado

good luck po

Yes po. Nirereview na ng lawyer namin yung loan contract.

[markvilla21]

Grabe. Sorry to hear sir. Bracing na din ako for worst case scenaio.

Ako na lang siguro babaldado sa driver namin... :D

May car kami before total loss din under BPI MS inabot din 7 months yung proseso.

Matagal talaga, lahat i-dismantle akala mo okay na then may susulpot nanaman sa issue dagdag nanaman sa estimate, check nanaman ni adjuster then repeat again.

Nagka issue pa kame kasi from the incident na madaling araw dinala na namen sa casa outright at iniwan dun. Akala namin dun na gagawin, mataas quote ni casa antagal nila nag haggle ni BPIMS ang ending i-pull out ko daw at dalhin sa accredited shop kaya nilipat ko sa wheels sa e rodriguez. Etong casa sinisingil kami storage fee eh weeks din natengga yung sasakyan sa kanila.

Pinabayaran ko kay BPIMS


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