
Originally Posted by
cast_no_shadow
Akala mo ganun ganun lang madeclare as total loss? Hehe to add hindi mo pa pala napa estimate yung damage.
Requirement yung estimate sa pag claim sa insurance.
Matagal na proseso yan, madaming dismantling ang gagawin to fully asses the damage.
Hindi yan isang tingin okay declared as total loss.
Negosyo pa din yan syempre, may estimate ang casa May adjuster ang insurance, sabi nga ni shadow kaibiganin mo alam na nila galawan dyan.
Lets say declared as total loss nga, hindi rin full amount makukuha mo as what is stated sa policy mo.
2 options, you retain the unit then may sum of money pa or they get the damage unit then in exchange of sum of money.
Naka finance ba yung oto? Or fully paid mo na? If naka finance, ang bayad mapupunta kung kanino naka loan then minus sa outstanding balance mo.
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